Last update: Oct 2026

Cost of Living Comparison Between Galveston, TX and Toronto

For one person, living is cheaper in Galveston, TX: $2,217 a month against $2,561 in Toronto, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Galveston, TX
Learn more

Galveston, TX Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Galveston, TX

🇺🇸 United States

$2,217

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Galveston, TX and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Galveston, TX and in Toronto actually costs, broken down by who's living it.

A single person spends $2,217 per month in Galveston, TX vs $2,561 in Toronto, rent included.

Galveston, TX $2,217
Toronto $2,561

A couple spends around $3,211 per month in Galveston, TX vs $3,694 in Toronto, rent included.

Galveston, TX $3,211
Toronto $3,694

A family of three spends $4,204 per month in Galveston, TX vs $4,826 in Toronto, rent included.

Galveston, TX $4,204
Toronto $4,826

Galveston, TX is about 13% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

Both Galveston, TX and Toronto sit above the global median – Galveston, TX by 64%, Toronto by 90%.

Meal at Budget Restaurant

$21.68 $21.68

$17.18 CA$24.29

26.19%

Three-Course Dinner for Two, Mid-Range

$77.0 $77.0

$76.0 CA$107

1.41%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$10.54 CA$14.89

14.80%

Cappuccino

$7.86 $7.86

$4.02 CA$5.68

95.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.12 CA$3.00

38.21%

Water (0.33 liter bottle)

$1.72 $1.72

$1.75 CA$2.48

-1.71%

Local Beer (0.5 liter draught)

$4.92 $4.92

$6.24 CA$8.83

-21.15%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$7.09 CA$10.02

-45.28%

Milk (1 liter)

$0.81 $0.81

$2.44 CA$3.45

-66.80%

White Bread (500g)

$2.56 $2.56

$2.68 CA$3.78

-4.48%

Rice (white) (1kg)

$2.95 $2.95

$2.24 CA$3.17

31.70%

Eggs

$2.84 $2.84

$3.56 CA$5.03

-20.22%

Local Cheese (1kg)

$11.15 $11.15

$9.09 CA$12.85

22.66%

Chicken Fillets (1kg)

$9.60 $9.60

$11.33 CA$16.01

-15.27%

Beef Round Steak (1kg)

$13.32 $13.32

$14.53 CA$20.55

-8.33%

Apples (1kg)

$5.57 $5.57

$3.62 CA$5.12

53.87%

Banana (1kg)

$1.55 $1.55

$1.21 CA$1.72

28.10%

Oranges (1kg)

$3.12 $3.12

$3.60 CA$5.09

-13.33%

Tomato (1kg)

$3.85 $3.85

$4.21 CA$5.96

-8.55%

Potato (1kg)

$2.14 $2.14

$1.79 CA$2.53

19.55%

Onion (1kg)

$2.54 $2.54

$1.59 CA$2.25

59.75%

Lettuce (1 head)

$1.76 $1.76

$2.27 CA$3.21

-22.47%

Water (1.5 liter bottle)

$1.83 $1.83

$1.25 CA$1.77

46.40%

Cigarettes 20 Pack (Marlboro, Camel)

$8.49 $8.49

$13.82 CA$19.53

-38.57%

Wine (Bottle)

$11.29 $11.29

$14.27 CA$20.18

-20.88%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.20 CA$3.10

-22.73%

Imported Beer (0.33 liter bottle)

$1.79 $1.79

$2.43 CA$3.44

-26.34%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.39 CA$3.38

-17.99%

Public Transport Monthly Pass (Regular Price)

$32.52 $32.52

$111 CA$157

-70.68%

Taxi Start (Normal Tariff)

$10.11 $10.11

$2.91 CA$4.12

247.42%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.20 CA$1.69

52.50%

Taxi 1hour Waiting (Normal Tariff)

$59.9 $59.9

$21.38 CA$30.23

180.36%

Gasoline (1 liter)

$0.92 $0.92

$1.21 CA$1.71

-23.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$28.2K CA$39.8K

4.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$20.3K CA$28.6K

24.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$120 CA$170

48.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.34 $42.34

$32.26 CA$45.60

31.25%

Internet (50+ Mbps, Unlimited Data)

$39.66 $39.66

$47.93 CA$67.8

-17.25%

Gym Membership (Monthly)

$34.15 $34.15

$38.48 CA$54.4

-11.25%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$11.58 $11.58

$12.38 CA$17.50

-6.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$746 $746

$830 CA$1,173

-10.17%

International Primary School, 1 Child (Yearly)

$18.0K $18.0K

$23.1K CA$32.6K

-21.84%

Jeans (Levis 501 Or Similar)

$42.83 $42.83

$50.7 CA$71.7

-15.54%

Summer Dress (H&M, Zara, etc)

$39.03 $39.03

$40.02 CA$56.6

-2.47%

Sport Shoes (Adidas, Nike)

$71.5 $71.5

$98.0 CA$139

-27.07%

Men's Leather Business Shoes

$80.9 $80.9

$121 CA$171

-32.96%

1-bedroom Apartment, City Center (Monthly)

$1,167 $1,167

$1,592 CA$2,251

-26.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,057 $1,057

$1,410 CA$1,994

-25.09%

3-bedroom Apartment, City Center (Monthly)

$2,119 $2,119

$2,670 CA$3,775

-20.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,579 $1,579

$2,152 CA$3,042

-26.59%

Buy Apartment in City Center (m2)

$2,739 $2,739

$7,945 CA$11.2K

-65.53%

Buy Apartment Outside City Center (m2)

$2,177 $2,177

$6,542 CA$9,249

-66.72%

Average Monthly Net Salary (After Tax)

$4,172 $4,172

$3,727 CA$5,269

11.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Galveston, TX: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Galveston, TX

$1.1K 47.7%

Toronto

$1.4K 55.1% 33.5% $354

Eating Out

Galveston, TX

$355 16%

Toronto

$278 10.9% 21.6% $77

Groceries & Markets

Galveston, TX

$322 14.5%

Toronto

$340 13.3% 5.4% $17

Monthly Utilities & Internet

Galveston, TX

$261 11.8%

Toronto

$201 7.8% 23.1% $60

Clothing & Footwear

Galveston, TX

$105 4.8%

Toronto

$139 5.4% 32.1% $34

Getting Around

Galveston, TX

$60 2.7%

Toronto

$129 5.1% 117% $70

Sport & Entertainment

Galveston, TX

$57 2.6%

Toronto

$63 2.5% 10.3% $5.9

Cost Breakdown

A central one-bedroom costs $1,167 in Galveston, TX versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Galveston, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Galveston, TX versus $76.0 in Toronto. Groceries tell a different story – $322 in Galveston, TX vs $340 in Toronto – so Galveston, TX wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Galveston, TX

🇨🇦 Toronto

🕒 Local time

22:18 10:18 PM

23:18 11:18 PM

1 h ahead of Galveston, TX

🌤 Weather

👥 Population

53,695

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Galveston, TX Toronto 2,100 km ≈ 3 h 15 min nonstop flight

From you

Galveston, TX
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Galveston, TX vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,217 in Galveston, TX, $2,561 in Toronto – roughly 15% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,326 per month in Galveston, TX and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Galveston, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,217 in Galveston, TX and $2,561 in Toronto. That's a gap of about 15%.

Public transport costs about 241% less in Galveston, TX. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Galveston, TX, where all-in costs run around $2,217, than in Toronto at $2,561. In Galveston, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Galveston, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Galveston, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.