Last update: Oct 2026

Cost of Living Comparison Between Toronto and Galveston, TX

For one person, living is cheaper in Galveston, TX: $2,217 a month against $2,561 in Toronto, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
108

Cost of Living Index in Galveston, TX
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Galveston, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Galveston, TX

🇺🇸 United States

$2,217

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Galveston, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Galveston, TX actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,217 in Galveston, TX, rent included.

Toronto $2,561
Galveston, TX $2,217

A couple spends around $3,694 per month in Toronto vs $3,211 in Galveston, TX, rent included.

Toronto $3,694
Galveston, TX $3,211

A family of three spends $4,826 per month in Toronto vs $4,204 in Galveston, TX, rent included.

Toronto $4,826
Galveston, TX $4,204

Toronto costs about 15% more than Galveston, TX, and outside of rent the biggest gap is in eating out.

Both Toronto and Galveston, TX sit above the global median – Toronto by 90%, Galveston, TX by 64%.

Meal at Budget Restaurant

$17.18 CA$24.29

$21.68 $21.68

-20.76%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$77.0 $77.0

-1.39%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.10 $12.10

-12.89%

Cappuccino

$4.02 CA$5.68

$7.86 $7.86

-48.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.93 $2.93

-27.65%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.72 $1.72

1.74%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.92 $4.92

26.83%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.88 $3.88

82.73%

Milk (1 liter)

$2.44 CA$3.45

$0.81 $0.81

201.23%

White Bread (500g)

$2.68 CA$3.78

$2.56 $2.56

4.69%

Rice (white) (1kg)

$2.24 CA$3.17

$2.95 $2.95

-24.07%

Eggs

$3.56 CA$5.03

$2.84 $2.84

25.35%

Local Cheese (1kg)

$9.09 CA$12.85

$11.15 $11.15

-18.48%

Chicken Fillets (1kg)

$11.33 CA$16.01

$9.60 $9.60

18.02%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.32 $13.32

9.08%

Apples (1kg)

$3.62 CA$5.12

$5.57 $5.57

-35.01%

Banana (1kg)

$1.21 CA$1.72

$1.55 $1.55

-21.94%

Oranges (1kg)

$3.60 CA$5.09

$3.12 $3.12

15.38%

Tomato (1kg)

$4.21 CA$5.96

$3.85 $3.85

9.35%

Potato (1kg)

$1.79 CA$2.53

$2.14 $2.14

-16.36%

Onion (1kg)

$1.59 CA$2.25

$2.54 $2.54

-37.40%

Lettuce (1 head)

$2.27 CA$3.21

$1.76 $1.76

28.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.83 $1.83

-31.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.49 $8.49

62.78%

Wine (Bottle)

$14.27 CA$20.18

$11.29 $11.29

26.40%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.70 $1.70

29.41%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.79 $1.79

35.75%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.96 $1.96

21.94%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$32.52 $32.52

241.11%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$10.11 $10.11

-71.22%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.83 $1.83

-34.43%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$59.9 $59.9

-64.33%

Gasoline (1 liter)

$1.21 CA$1.71

$0.92 $0.92

31.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$29.4K $29.4K

-4.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.2K $25.2K

-19.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$179 $179

-32.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$42.34 $42.34

-23.81%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$39.66 $39.66

20.85%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.15 $34.15

12.68%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$11.58 $11.58

6.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$746 $746

11.32%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$18.0K $18.0K

27.95%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$42.83 $42.83

18.40%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$39.03 $39.03

2.54%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$71.5 $71.5

37.12%

Men's Leather Business Shoes

$121 CA$171

$80.9 $80.9

49.17%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,167 $1,167

36.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,057 $1,057

33.49%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,119 $2,119

26.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,579 $1,579

36.23%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,739 $2,739

190.07%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,177 $2,177

200.46%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$4,172 $4,172

-10.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Galveston, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Galveston, TX

$1.1K 47.7% 25.1% $354

Groceries & Markets

Toronto

$340 13.3%

Galveston, TX

$322 14.5% 5.1% $17

Eating Out

Toronto

$278 10.9%

Galveston, TX

$355 16% 27.6% $77

Monthly Utilities & Internet

Toronto

$201 7.8%

Galveston, TX

$261 11.8% 30.1% $60

Clothing & Footwear

Toronto

$139 5.4%

Galveston, TX

$105 4.8% 24.3% $34

Getting Around

Toronto

$129 5.1%

Galveston, TX

$60 2.7% 53.9% $70

Sport & Entertainment

Toronto

$63 2.5%

Galveston, TX

$57 2.6% 9.4% $5.9

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,167 in Galveston, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Galveston, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $77.0 in Galveston, TX. Groceries tell a different story – $340 in Toronto vs $322 in Galveston, TX – so Galveston, TX wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Galveston, TX

🕒 Local time

00:04 12:04 AM

23:04 11:04 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

53,695

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Galveston, TX 2,100 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Galveston, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Galveston, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,217 in Galveston, TX – roughly 15% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,326 in Galveston, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Galveston, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,217 in Galveston, TX. That's a gap of about 15%.

Public transport costs about 241% less in Galveston, TX. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Galveston, TX, where all-in costs run around $2,217, than in Toronto at $2,561. In Galveston, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Galveston, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Galveston, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.