Last update: Oct 2026

Cost of Living Comparison Between Fuvahmulah and Ubud, Bali

For one person, living is cheaper in Fuvahmulah: $774 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fuvahmulah

🇲🇻 Maldives

$774

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Fuvahmulah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fuvahmulah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $774 in Fuvahmulah versus $1,368 in Ubud, Bali.

Fuvahmulah $774
Ubud, Bali $1,368

Estimated couple costs with rent: $1,109 in Fuvahmulah versus $2,314 in Ubud, Bali.

Fuvahmulah $1,109
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,443 in Fuvahmulah versus $3,260 in Ubud, Bali.

Fuvahmulah $1,443
Ubud, Bali $3,260

Living in Fuvahmulah costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Fuvahmulah is 43% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.64 MVR 25.22

$1.50 Rp 27.1K

9.33%

White Bread (500g)

$0.92 MVR 14.15

$2.30 Rp 41.4K

-60.00%

Rice (white) (1kg)

$0.47 MVR 7.20

$1.18 Rp 21.2K

-60.17%

Eggs

$1.53 MVR 23.64

$2.14 Rp 38.6K

-28.50%

Local Cheese (1kg)

$6.57 MVR 101

$17.48 Rp 314.6K

-62.41%

Chicken Fillets (1kg)

$4.65 MVR 71.8

$4.03 Rp 72.5K

15.38%

Beef Round Steak (1kg)

$13.08 MVR 202

$12.23 Rp 220.1K

6.95%

Apples (1kg)

$3.27 MVR 50.4

$3.55 Rp 63.9K

-7.89%

Banana (1kg)

$1.28 MVR 19.67

$1.57 Rp 28.3K

-18.47%

Oranges (1kg)

$3.34 MVR 51.4

$2.24 Rp 40.2K

49.11%

Tomato (1kg)

$1.64 MVR 25.30

$1.93 Rp 34.7K

-15.03%

Potato (1kg)

$1.13 MVR 17.42

$1.88 Rp 33.9K

-39.89%

Onion (1kg)

$1.11 MVR 17.12

$2.29 Rp 41.3K

-51.53%

Lettuce (1 head)

$1.67 MVR 25.69

$0.99 Rp 17.9K

68.69%

Water (1.5 liter bottle)

$0.67 MVR 10.31

$0.53 Rp 9,475

26.42%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.82 MVR 59.0

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 MVR 105

$2.28 Rp 41.1K

199.12%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.66 MVR 10.18

$0.24 Rp 4,315

175.00%

Public Transport Monthly Pass (Regular Price)

$19.12 MVR 295

$8.82 Rp 158.7K

116.78%

Taxi Start (Normal Tariff)

$1.58 MVR 24.29

$0.48 Rp 8,684

229.17%

Taxi (Normal Tariff) (1km)

$1.67 MVR 25.69

$0.46 Rp 8,233

263.04%

Taxi 1hour Waiting (Normal Tariff)

$6.64 MVR 102

$5.45 Rp 98.2K

21.83%

Gasoline (1 liter)

$1.30 MVR 20.05

$0.88 Rp 15.9K

47.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K MVR 303.1K

$24.6K Rp 442.2M

-19.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K MVR 350.2K

$31.2K Rp 561.4M

-27.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 MVR 2,494

$83.0 Rp 1.5M

94.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

Internet (50+ Mbps, Unlimited Data)

$38.76 MVR 598

$18.57 Rp 334.2K

108.72%

Gym Membership (Monthly)

$22.86 MVR 353

$55.8 Rp 1.0M

-59.05%

Tennis Court (1 Hour on Weekend)

$13.05 MVR 201

$18.11 Rp 326.0K

-27.94%

Cinema Ticket

$6.41 MVR 98.8

$4.38 Rp 78.9K

46.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$157 MVR 2,416

$493 Rp 8.9M

-68.21%

International Primary School, 1 Child (Yearly)

$2,222 MVR 34.3K

$5,754 Rp 103.6M

-61.38%

Jeans (Levis 501 Or Similar)

$28.80 MVR 444

$46.19 Rp 831.4K

-37.65%

Summer Dress (H&M, Zara, etc)

$19.41 MVR 299

$35.33 Rp 636.0K

-45.06%

Sport Shoes (Adidas, Nike)

$38.30 MVR 591

$79.1 Rp 1.4M

-51.57%

Men's Leather Business Shoes

$51.6 MVR 796

$78.4 Rp 1.4M

-34.14%

1-bedroom Apartment, City Center (Monthly)

$328 MVR 5,054

$1,142 Rp 20.6M

-71.31%

1-bedroom Apartment, Outside City Center (Monthly)

$263 MVR 4,053

$676 Rp 12.2M

-61.09%

3-bedroom Apartment, City Center (Monthly)

$549 MVR 8,465

$3,503 Rp 63.1M

-84.33%

3-bedroom Apartment, Outside City Center (Monthly)

$508 MVR 7,840

$1,700 Rp 30.6M

-70.09%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$342 MVR 5,279

$2,241 Rp 40.3M

-84.72%

Average Monthly Net Salary (After Tax)

$649 MVR 10.0K

$165 Rp 3.0M

294.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fuvahmulah: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fuvahmulah

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Fuvahmulah

–

Ubud, Bali

$290 21.2%

Eating Out

Fuvahmulah

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Fuvahmulah

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Fuvahmulah

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Fuvahmulah

–

Ubud, Bali

$65 4.7%

Getting Around

Fuvahmulah

–

Ubud, Bali

$13 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $328 in Fuvahmulah and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fuvahmulah pays 295% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇲🇻 Fuvahmulah

🇮🇩 Ubud, Bali

🕒 Local time

17:34 5:34 PM

20:34 8:34 PM

3 h ahead of Fuvahmulah

🌤 Weather

👥 Population

11,140

74,800

💱 Currency

Maldivian Rufiyaa MVR Rf

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MVR = 6.49 USD

100 MVR = 5.77 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MVR – Maldivian Rufiyaa Converter

🇺🇸 United States Dollar ($)

🇲🇻 Maldivian Rufiyaa (Rf)

Maldivian Rufiyaa exchange rates as of October 19, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.34 MVR (100 MVR = 5.77 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MVR in detail →

On the map

Lowest

Highest

Between locations

Fuvahmulah Ubud, Bali 4,720 km ≈ 6 h nonstop flight

From you

Fuvahmulah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fuvahmulah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Fuvahmulah is cheaper overall, especially in groceries, clothing, and leisure. The 77% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 295% higher in Fuvahmulah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $328 in Fuvahmulah versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $157 in Fuvahmulah versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Fuvahmulah runs roughly 117% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $774 in Fuvahmulah versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Fuvahmulah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Fuvahmulah the clear choice for anyone on this budget.

For families, Fuvahmulah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fuvahmulah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fuvahmulah gentler on the wallet – expenses run 77% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.