Cost of Living Comparison Between Frederick, MD and Lisbon Cost of Living Comparison Between Frederick, MD and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $2,627 in Frederick, MD versus $2,291 in Lisbon.

Estimated couple costs with rent: $3,960 in Frederick, MD versus $3,322 in Lisbon.

Monthly costs for a family of three with rent: $5,293 in Frederick, MD versus $4,354 in Lisbon.

Living in Frederick, MD is roughly 15% more expensive than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Frederick, MD 97% above, Lisbon 71% above.

Meal at Budget Restaurant

$19.71 $19.71

$16.19 €14.18

21.74%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$63.3 €55.5

26.26%

Fast Food Meal (McDonalds, etc)

$9.78 $9.78

$10.32 €9.04

-5.23%

Cappuccino

$4.73 $4.73

$2.83 €2.48

67.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$2.29 €2.01

22.71%

Water (0.33 liter bottle)

$2.15 $2.15

$1.58 €1.38

36.08%

Local Beer (0.5 liter draught)

$5.99 $5.99

$3.40 €2.98

76.18%

Imported Beer (0.33 liter bottle)

$7.03 $7.03

$4.03 €3.53

74.44%

Milk (1 liter)

$0.92 $0.92

$1.09 €0.96

-15.60%

White Bread (500g)

$3.18 $3.18

$1.75 €1.53

81.71%

Rice (white) (1kg)

$5.44 $5.44

$1.76 €1.54

209.09%

Eggs

$3.36 $3.36

$3.17 €2.77

5.99%

Local Cheese (1kg)

$12.27 $12.27

$13.19 €11.56

-6.97%

Chicken Fillets (1kg)

$10.93 $10.93

$7.97 €6.98

37.14%

Beef Round Steak (1kg)

$16.63 $16.63

$15.53 €13.60

7.08%

Apples (1kg)

$7.57 $7.57

$2.37 €2.07

219.41%

Banana (1kg)

$1.84 $1.84

$1.71 €1.49

7.60%

Oranges (1kg)

$6.78 $6.78

$2.01 €1.76

237.31%

Tomato (1kg)

$6.75 $6.75

$2.43 €2.13

177.78%

Potato (1kg)

$3.42 $3.42

$1.76 €1.54

94.32%

Onion (1kg)

$2.67 $2.67

$2.03 €1.78

31.53%

Lettuce (1 head)

$2.27 $2.27

$1.92 €1.68

18.23%

Water (1.5 liter bottle)

$2.43 $2.43

$0.85 €0.74

185.88%

Cigarettes 20 Pack (Marlboro, Camel)

$10.54 $10.54

$6.58 €5.76

60.18%

Wine (Bottle)

$16.60 $16.60

$5.58 €4.89

197.49%

Local Beer (0.5 liter bottle)

$1.72 $1.72

$1.33 €1.17

29.32%

Imported Beer (0.33 liter bottle)

$4.99 $4.99

$2.97 €2.60

68.01%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.28 €1.99

-11.40%

Public Transport Monthly Pass (Regular Price)

$45.79 €40.10

Taxi Start (Normal Tariff)

$3.88 $3.88

$4.23 €3.70

-8.27%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$0.81 €0.71

54.32%

Taxi 1hour Waiting (Normal Tariff)

$29.34 $29.34

$18.44 €16.15

59.11%

Gasoline (1 liter)

$0.82 $0.82

$2.08 €1.82

-60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$34.7K €30.4K

-15.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$39.2K €34.3K

-36.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 $114

$148 €130

-23.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.49 $48.49

$20.46 €17.92

137.00%

Internet (50+ Mbps, Unlimited Data)

$71.3 $71.3

$39.56 €34.64

80.16%

Gym Membership (Monthly)

$42.21 $42.21

$47.99 €42.03

-12.04%

Tennis Court (1 Hour on Weekend)

$18.60 €16.29

Cinema Ticket

$15.02 $15.02

$9.22 €8.08

62.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,761 $1,761

$616 €540

185.91%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$16.4K €14.4K

47.31%

Jeans (Levis 501 Or Similar)

$37.17 $37.17

$103 €90.0

-63.81%

Summer Dress (H&M, Zara, etc)

$39.96 $39.96

$41.74 €36.55

-4.26%

Sport Shoes (Adidas, Nike)

$93.7 $93.7

$94.8 €83.0

-1.18%

Men's Leather Business Shoes

$98.1 $98.1

$122 €107

-19.63%

1-bedroom Apartment, City Center (Monthly)

$1,666 $1,666

$1,633 €1,430

2.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,473 $1,473

$1,232 €1,079

19.50%

3-bedroom Apartment, City Center (Monthly)

$2,897 $2,897

$3,098 €2,713

-6.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,627 $2,627

$2,031 €1,779

29.34%

Buy Apartment in City Center (m2)

$2,447 $2,447

$7,831 €6,858

-68.75%

Buy Apartment Outside City Center (m2)

$2,183 $2,183

$4,389 €3,844

-50.27%

Average Monthly Net Salary (After Tax)

$4,934 $4,934

$1,607 €1,408

206.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.32

3.81

65.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frederick, MD: July 12, 2026

Last update for Lisbon: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,666 in Frederick, MD and $1,633 in Lisbon. Housing cost is often the main lever when comparing two cities.

Frederick, MD pays 207% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Frederick, MD vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $433 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frederick, MD vs Lisbon: Cost of Living - Frequently Asked Questions

Frederick, MD and Lisbon differ by about 15% in total monthly costs ($2,627 vs $2,291 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 207% higher in Frederick, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,666 in Frederick, MD versus $1,633 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 62% higher in Frederick, MD. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,627 per month in Frederick, MD versus $2,291 in Lisbon – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Frederick, MD and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 15% less than in Frederick, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.