Last update: Oct 2026

Cost of Living Comparison Between Franklin, TN and Philadelphia, PA

For one person, living is cheaper in Philadelphia, PA: $2,823 a month against $3,122 in Franklin, TN, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Franklin, TN outweigh lower spending on other living expenses.

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Cost of Living Index in Philadelphia, PA
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Philadelphia, PA Living Index

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Franklin, TN

🇺🇸 United States

$3,122

/mo nomad

Philadelphia, PA

🇺🇸 United States

$2,823

/mo nomad

Monthly Cost of Living

How much you'll spend in Franklin, TN and in Philadelphia, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Franklin, TN and in Philadelphia, PA actually costs, broken down by who's living it.

A single person spends $3,122 per month in Franklin, TN vs $2,823 in Philadelphia, PA, rent included.

Franklin, TN $3,122
Philadelphia, PA $2,823

A couple spends around $4,506 per month in Franklin, TN vs $4,218 in Philadelphia, PA, rent included.

Franklin, TN $4,506
Philadelphia, PA $4,218

A family of three spends $5,889 per month in Franklin, TN vs $5,612 in Philadelphia, PA, rent included.

Franklin, TN $5,889
Philadelphia, PA $5,612

Franklin, TN costs about 11% more than Philadelphia, PA, and outside of rent the biggest gap is in utilities.

Both Franklin, TN and Philadelphia, PA sit above the global median – Franklin, TN by 129%, Philadelphia, PA by 107%.

Meal at Budget Restaurant

$28.12 $28.12

$23.40 $23.40

20.17%

Three-Course Dinner for Two, Mid-Range

$87.3 $87.3

$85.0 $85.0

2.77%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$12.73 $12.73

-6.52%

Cappuccino

$7.33 $7.33

$5.32 $5.32

37.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 $3.37

$3.00 $3.00

12.33%

Water (0.33 liter bottle)

$2.29 $2.29

$2.23 $2.23

2.69%

Local Beer (0.5 liter draught)

$7.55 $7.55

$5.83 $5.83

29.50%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$8.14 $8.14

-0.86%

Milk (1 liter)

$1.31 $1.31

$1.45 $1.45

-9.66%

White Bread (500g)

$3.81 $3.81

$4.34 $4.34

-12.21%

Rice (white) (1kg)

$7.04 $7.04

Eggs

$5.71 $5.71

$4.93 $4.93

15.82%

Local Cheese (1kg)

$15.47 $15.47

$11.93 $11.93

29.67%

Chicken Fillets (1kg)

$17.84 $17.84

$12.45 $12.45

43.29%

Beef Round Steak (1kg)

$17.21 $17.21

Apples (1kg)

$3.94 $3.94

$5.59 $5.59

-29.52%

Banana (1kg)

$1.93 $1.93

$1.60 $1.60

20.62%

Oranges (1kg)

$5.56 $5.56

Tomato (1kg)

$5.57 $5.57

Potato (1kg)

$1.97 $1.97

$2.88 $2.88

-31.60%

Onion (1kg)

$2.13 $2.13

$3.18 $3.18

-33.02%

Lettuce (1 head)

$2.47 $2.47

$2.57 $2.57

-3.89%

Water (1.5 liter bottle)

$2.53 $2.53

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 $9.46

$12.03 $12.03

-21.36%

Wine (Bottle)

$12.87 $12.87

$15.25 $15.25

-15.61%

Local Beer (0.5 liter bottle)

$2.33 $2.33

Imported Beer (0.33 liter bottle)

$4.37 $4.37

One-way Ticket (Public Transport)

$0.98 $0.98

$2.98 $2.98

-67.11%

Public Transport Monthly Pass (Regular Price)

$61.0 $61.0

$117 $117

-47.76%

Taxi Start (Normal Tariff)

$2.83 $2.83

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$23.53 $23.53

Gasoline (1 liter)

$0.87 $0.87

$1.10 $1.10

-20.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K $28.1K

$31.8K $31.8K

-11.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.1K $26.1K

4.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$224 $224

-4.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$116 $116

$64.9 $64.9

78.52%

Internet (50+ Mbps, Unlimited Data)

$90.5 $90.5

$67.5 $67.5

34.04%

Gym Membership (Monthly)

$58.6 $58.6

$71.1 $71.1

-17.54%

Tennis Court (1 Hour on Weekend)

$88.9 $88.9

Cinema Ticket

$16.06 $16.06

$15.13 $15.13

6.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$397 $397

$2,117 $2,117

-81.24%

International Primary School, 1 Child (Yearly)

$41.8K $41.8K

Jeans (Levis 501 Or Similar)

$98.6 $98.6

$50.2 $50.2

96.49%

Summer Dress (H&M, Zara, etc)

$63.7 $63.7

$43.91 $43.91

44.96%

Sport Shoes (Adidas, Nike)

$75.6 $75.6

$103 $103

-26.45%

Men's Leather Business Shoes

$112 $112

$142 $142

-20.88%

1-bedroom Apartment, City Center (Monthly)

$1,924 $1,924

$2,069 $2,069

-6.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,677 $1,677

$1,269 $1,269

32.20%

3-bedroom Apartment, City Center (Monthly)

$3,203 $3,203

$4,571 $4,571

-29.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,711 $2,711

$2,103 $2,103

28.91%

Buy Apartment in City Center (m2)

$3,526 $3,526

$4,141 $4,141

-14.84%

Buy Apartment Outside City Center (m2)

$2,932 $2,932

$1,890 $1,890

55.18%

Average Monthly Net Salary (After Tax)

$6,239 $6,239

$4,139 $4,139

50.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.66

-1.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Franklin, TN: October 25, 2026

Last update for Philadelphia, PA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Franklin, TN

–

Philadelphia, PA

$1.3K 44.9%

Groceries & Markets

Franklin, TN

–

Philadelphia, PA

$450 15.9%

Monthly Utilities & Internet

Franklin, TN

–

Philadelphia, PA

$356 12.6%

Eating Out

Franklin, TN

–

Philadelphia, PA

$356 12.6%

Clothing & Footwear

Franklin, TN

–

Philadelphia, PA

$152 5.4%

Getting Around

Franklin, TN

–

Philadelphia, PA

$139 4.9%

Sport & Entertainment

Franklin, TN

–

Philadelphia, PA

$101 3.6%

Cost Breakdown

A central one-bedroom costs $1,924 in Franklin, TN versus $2,069 in Philadelphia, PA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Franklin, TN. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87 in Franklin, TN versus $85 in Philadelphia, PA. Groceries tell a different story – $287 in Franklin, TN vs $450 in Philadelphia, PA – so Franklin, TN wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Franklin, TN

🇺🇸 Philadelphia, PA

🕒 Local time

05:08 5:08 AM

06:08 6:08 AM

1 h ahead of Franklin, TN

🌤 Weather

👥 Population

83,454

1,573,916

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Franklin, TN Philadelphia, PA 1,120 km ≈ 2 h nonstop flight

From you

Franklin, TN
Philadelphia, PA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Franklin, TN vs Philadelphia, PA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,122 in Franklin, TN, $2,823 in Philadelphia, PA – roughly 11% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $4,683 per month in Franklin, TN and $4,235 in Philadelphia, PA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,924 in Franklin, TN and $2,069 in Philadelphia, PA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $3,122 in Franklin, TN and $2,823 in Philadelphia, PA. That’s a gap of about 11%.

Kindergarten costs $397 per month in Franklin, TN and $2,117 in Philadelphia, PA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,122 in Franklin, TN and $2,823 in Philadelphia, PA. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Philadelphia, PA costs $2,823 versus $3,122 in Franklin, TN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Philadelphia, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.