Last update: Oct 2026

Cost of Living Comparison Between Philadelphia, PA and Franklin, TN

For one person, living is cheaper in Philadelphia, PA: $2,823 a month against $3,122 in Franklin, TN, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Franklin, TN outweigh lower spending on other living expenses.

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Cost of Living Index in Philadelphia, PA
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Philadelphia, PA Living Index

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Philadelphia, PA

🇺🇸 United States

$2,823

/mo nomad

Franklin, TN

🇺🇸 United States

$3,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Philadelphia, PA and in Franklin, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Philadelphia, PA and in Franklin, TN actually costs, broken down by who's living it.

A single person spends $2,823 per month in Philadelphia, PA vs $3,122 in Franklin, TN, rent included.

Philadelphia, PA $2,823
Franklin, TN $3,122

A couple spends around $4,218 per month in Philadelphia, PA vs $4,506 in Franklin, TN, rent included.

Philadelphia, PA $4,218
Franklin, TN $4,506

A family of three spends $5,612 per month in Philadelphia, PA vs $5,889 in Franklin, TN, rent included.

Philadelphia, PA $5,612
Franklin, TN $5,889

Philadelphia, PA is about 10% cheaper than Franklin, TN, and outside of rent the biggest gap is in utilities.

Both Philadelphia, PA and Franklin, TN sit above the global median – Philadelphia, PA by 107%, Franklin, TN by 129%.

Meal at Budget Restaurant

$23.40 $23.40

$28.12 $28.12

-16.79%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$87.3 $87.3

-2.69%

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$11.90 $11.90

6.97%

Cappuccino

$5.32 $5.32

$7.33 $7.33

-27.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$3.37 $3.37

-10.98%

Water (0.33 liter bottle)

$2.23 $2.23

$2.29 $2.29

-2.62%

Local Beer (0.5 liter draught)

$5.83 $5.83

$7.55 $7.55

-22.78%

Imported Beer (0.33 liter bottle)

$8.14 $8.14

$8.07 $8.07

0.87%

Milk (1 liter)

$1.45 $1.45

$1.31 $1.31

10.69%

White Bread (500g)

$4.34 $4.34

$3.81 $3.81

13.91%

Rice (white) (1kg)

$7.04 $7.04

Eggs

$4.93 $4.93

$5.71 $5.71

-13.66%

Local Cheese (1kg)

$11.93 $11.93

$15.47 $15.47

-22.88%

Chicken Fillets (1kg)

$12.45 $12.45

$17.84 $17.84

-30.21%

Beef Round Steak (1kg)

$17.21 $17.21

Apples (1kg)

$5.59 $5.59

$3.94 $3.94

41.88%

Banana (1kg)

$1.60 $1.60

$1.93 $1.93

-17.10%

Oranges (1kg)

$5.56 $5.56

Tomato (1kg)

$5.57 $5.57

Potato (1kg)

$2.88 $2.88

$1.97 $1.97

46.19%

Onion (1kg)

$3.18 $3.18

$2.13 $2.13

49.30%

Lettuce (1 head)

$2.57 $2.57

$2.47 $2.47

4.05%

Water (1.5 liter bottle)

$2.53 $2.53

Cigarettes 20 Pack (Marlboro, Camel)

$12.03 $12.03

$9.46 $9.46

27.17%

Wine (Bottle)

$15.25 $15.25

$12.87 $12.87

18.49%

Local Beer (0.5 liter bottle)

$2.33 $2.33

Imported Beer (0.33 liter bottle)

$4.37 $4.37

One-way Ticket (Public Transport)

$2.98 $2.98

$0.98 $0.98

204.08%

Public Transport Monthly Pass (Regular Price)

$117 $117

$61.0 $61.0

91.43%

Taxi Start (Normal Tariff)

$2.83 $2.83

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$23.53 $23.53

Gasoline (1 liter)

$1.10 $1.10

$0.87 $0.87

26.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$28.1K $28.1K

13.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$27.2K $27.2K

-4.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 $224

$214 $214

4.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.9 $64.9

$116 $116

-43.98%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$90.5 $90.5

-25.40%

Gym Membership (Monthly)

$71.1 $71.1

$58.6 $58.6

21.27%

Tennis Court (1 Hour on Weekend)

$88.9 $88.9

Cinema Ticket

$15.13 $15.13

$16.06 $16.06

-5.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,117 $2,117

$397 $397

433.14%

International Primary School, 1 Child (Yearly)

$41.8K $41.8K

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$98.6 $98.6

-49.11%

Summer Dress (H&M, Zara, etc)

$43.91 $43.91

$63.7 $63.7

-31.01%

Sport Shoes (Adidas, Nike)

$103 $103

$75.6 $75.6

35.96%

Men's Leather Business Shoes

$142 $142

$112 $112

26.39%

1-bedroom Apartment, City Center (Monthly)

$2,069 $2,069

$1,924 $1,924

7.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$1,677 $1,677

-24.36%

3-bedroom Apartment, City Center (Monthly)

$4,571 $4,571

$3,203 $3,203

42.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,103 $2,103

$2,711 $2,711

-22.43%

Buy Apartment in City Center (m2)

$4,141 $4,141

$3,526 $3,526

17.43%

Buy Apartment Outside City Center (m2)

$1,890 $1,890

$2,932 $2,932

-35.56%

Average Monthly Net Salary (After Tax)

$4,139 $4,139

$6,239 $6,239

-33.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.59

1.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philadelphia, PA: October 25, 2026

Last update for Franklin, TN: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Philadelphia, PA

$1.3K 44.9%

Franklin, TN

–

Groceries & Markets

Philadelphia, PA

$450 15.9%

Franklin, TN

–

Monthly Utilities & Internet

Philadelphia, PA

$356 12.6%

Franklin, TN

–

Eating Out

Philadelphia, PA

$356 12.6%

Franklin, TN

–

Clothing & Footwear

Philadelphia, PA

$152 5.4%

Franklin, TN

–

Getting Around

Philadelphia, PA

$139 4.9%

Franklin, TN

–

Sport & Entertainment

Philadelphia, PA

$101 3.6%

Franklin, TN

–

Cost Breakdown

A central one-bedroom costs $2,069 in Philadelphia, PA versus $1,924 in Franklin, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Franklin, TN. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85 in Philadelphia, PA versus $87 in Franklin, TN. Groceries tell a different story – $450 in Philadelphia, PA vs $287 in Franklin, TN – so Franklin, TN wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Philadelphia, PA

🇺🇸 Franklin, TN

🕒 Local time

05:15 5:15 AM

04:15 4:15 AM

1 h behind Philadelphia, PA

🌤 Weather

👥 Population

1,573,916

83,454

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Philadelphia, PA Franklin, TN 1,120 km ≈ 2 h nonstop flight

From you

Philadelphia, PA
Franklin, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philadelphia, PA vs Franklin, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,823 in Philadelphia, PA, $3,122 in Franklin, TN – roughly 11% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $4,235 per month in Philadelphia, PA and $4,683 in Franklin, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $2,069 in Philadelphia, PA and $1,924 in Franklin, TN. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,823 in Philadelphia, PA and $3,122 in Franklin, TN. That’s a gap of about 11%.

Kindergarten costs $2,117 per month in Philadelphia, PA and $397 in Franklin, TN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,823 in Philadelphia, PA and $3,122 in Franklin, TN. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Philadelphia, PA costs $2,823 versus $3,122 in Franklin, TN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Philadelphia, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.