Last update: Oct 2026

Cost of Living Comparison Between Franklin, TN and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $3,159 in Franklin, TN, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Franklin, TN
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Franklin, TN Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Franklin, TN

🇺🇸 United States

$3,159

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Franklin, TN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Franklin, TN and in Montreal actually costs, broken down by who's living it.

A single person spends $3,159 per month in Franklin, TN vs $2,018 in Montreal, rent included.

Franklin, TN $3,159
Montreal $2,018

A couple spends around $4,404 per month in Franklin, TN vs $3,085 in Montreal, rent included.

Franklin, TN $4,404
Montreal $3,085

A family of three spends $5,649 per month in Franklin, TN vs $4,152 in Montreal, rent included.

Franklin, TN $5,649
Montreal $4,152

Franklin, TN costs about 57% more than Montreal, and outside of rent the biggest gap is in utilities.

Both Franklin, TN and Montreal sit above the global median – Franklin, TN by 134%, Montreal by 49%.

Meal at Budget Restaurant

$23.93 $23.93

$18.82 CA$26.61

27.15%

Three-Course Dinner for Two, Mid-Range

$87.0 $87.0

$70.3 CA$99.4

23.83%

Fast Food Meal (McDonalds, etc)

$11.89 $11.89

$10.66 CA$15.06

11.54%

Cappuccino

$7.10 $7.10

$3.84 CA$5.43

84.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 $3.34

$1.92 CA$2.71

73.96%

Water (0.33 liter bottle)

$2.29 $2.29

$1.54 CA$2.18

48.70%

Local Beer (0.5 liter draught)

$7.47 $7.47

$6.23 CA$8.81

19.90%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$7.10 CA$10.03

13.38%

Milk (1 liter)

$1.34 $1.34

$2.31 CA$3.27

-41.99%

White Bread (500g)

$3.85 $3.85

$3.14 CA$4.44

22.61%

Rice (white) (1kg)

$3.21 CA$4.54

Eggs

$5.58 $5.58

$3.52 CA$4.97

58.52%

Local Cheese (1kg)

$15.59 $15.59

$12.81 CA$18.11

21.70%

Chicken Fillets (1kg)

$17.82 $17.82

$11.46 CA$16.20

55.50%

Beef Round Steak (1kg)

$13.39 CA$18.92

Apples (1kg)

$3.76 $3.76

$3.14 CA$4.43

19.75%

Banana (1kg)

$2.00 $2.00

$1.44 CA$2.03

38.89%

Oranges (1kg)

$3.47 CA$4.91

Tomato (1kg)

$3.07 CA$4.34

Potato (1kg)

$2.01 $2.01

$1.90 CA$2.69

5.79%

Onion (1kg)

$2.19 $2.19

$1.77 CA$2.50

23.73%

Lettuce (1 head)

$2.44 $2.44

$2.34 CA$3.31

4.27%

Water (1.5 liter bottle)

$1.55 CA$2.19

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

Wine (Bottle)

$12.95 $12.95

$10.63 CA$15.03

21.83%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

One-way Ticket (Public Transport)

$1.01 $1.01

$2.66 CA$3.76

-62.03%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

Gasoline (1 liter)

$0.85 $0.85

$1.34 CA$1.90

-36.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$76.0 CA$107

182.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$115 $115

$33.95 CA$48.00

239.12%

Internet (50+ Mbps, Unlimited Data)

$91.0 $91.0

$42.31 CA$59.8

115.01%

Gym Membership (Monthly)

$44.10 $44.10

$29.76 CA$42.07

48.19%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$15.91 $15.91

$11.15 CA$15.77

42.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$395 $395

$507 CA$717

-22.07%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$101 $101

$57.6 CA$81.4

75.66%

Summer Dress (H&M, Zara, etc)

$64.8 $64.8

$37.58 CA$53.1

72.33%

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$91.9 CA$130

-18.18%

Men's Leather Business Shoes

$110 $110

$110 CA$155

-0.04%

1-bedroom Apartment, City Center (Monthly)

$2,060 $2,060

$1,260 CA$1,782

63.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,826 $1,826

$948 CA$1,340

92.69%

3-bedroom Apartment, City Center (Monthly)

$3,544 $3,544

$2,137 CA$3,021

65.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,705 $2,705

$1,614 CA$2,281

67.60%

Buy Apartment in City Center (m2)

$2,825 $2,825

$4,960 CA$7,011

-43.04%

Buy Apartment Outside City Center (m2)

$2,801 $2,801

$3,838 CA$5,425

-27.01%

Average Monthly Net Salary (After Tax)

$5,994 $5,994

$2,827 CA$3,997

111.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

4.48

47.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Franklin, TN: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Franklin, TN

$1.8K 57.8%

Montreal

$948 47% 48.1% $878

Monthly Utilities & Internet

Franklin, TN

$421 13.3%

Montreal

$152 7.5% 63.8% $268

Eating Out

Franklin, TN

$388 12.3%

Montreal

$288 14.3% 25.8% $100

Groceries & Markets

Franklin, TN

$287 * 9.1%

Montreal

$346 17.2% 20.7% $59

Clothing & Footwear

Franklin, TN

$158 5%

Montreal

$133 6.6% 15.4% $24

Sport & Entertainment

Franklin, TN

$76 2.4%

Montreal

$52 2.6% 31.4% $24

Getting Around

Franklin, TN

$4.1 * 0.1%

Montreal

$99 4.9% 2333% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,060 in Franklin, TN versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 112% higher in Franklin, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Franklin, TN versus $70.0 in Montreal. Groceries tell a different story – $287 in Franklin, TN vs $346 in Montreal – so Franklin, TN wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Franklin, TN

🇨🇦 Montreal

🕒 Local time

16:07 4:07 PM

17:07 5:07 PM

1 h ahead of Franklin, TN

🌤 Weather

👥 Population

83,454

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Franklin, TN Montreal 1,540 km ≈ 2 h 30 min nonstop flight

From you

Franklin, TN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Franklin, TN vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,159 in Franklin, TN, $2,018 in Montreal – roughly 57% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $4,739 per month in Franklin, TN and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,159 in Franklin, TN and $2,018 in Montreal. That's a gap of about 57%.

Kindergarten costs $395 per month in Franklin, TN and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Franklin, TN at $3,159. In Montreal it covers expenses comfortably, while in Franklin, TN it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,018 in Montreal to $3,159 in Franklin, TN. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Franklin, TN makes more sense. Both are solid long-term options with distinct trade-offs.