Last update: Oct 2026

Cost of Living Comparison Between Francisco Morato and Toronto

For one person, living is cheaper in Francisco Morato: $909 a month against $2,610 in Toronto, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Francisco Morato and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Francisco Morato and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $909 in Francisco Morato versus $2,610 in Toronto.

Francisco Morato $909
Toronto $2,610

Estimated couple costs with rent: $1,497 in Francisco Morato versus $3,727 in Toronto.

Francisco Morato $1,497
Toronto $3,727

Monthly costs for a family of three with rent: $2,084 in Francisco Morato versus $4,844 in Toronto.

Francisco Morato $2,084
Toronto $4,844

Living in Francisco Morato costs roughly 65% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Francisco Morato is 33% below, Toronto is 93% above.

Meal at Budget Restaurant

$7.11 R$36.02

$17.59 CA$24.87

-59.58%

Three-Course Dinner for Two, Mid-Range

$39.40 R$200

$78.8 CA$111

-50.01%

Fast Food Meal (McDonalds, etc)

$9.12 R$46.25

$10.73 CA$15.16

-15.00%

Cappuccino

$2.17 R$10.98

$4.09 CA$5.78

-46.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 R$8.37

$2.10 CA$2.97

-21.43%

Water (0.33 liter bottle)

$1.15 R$5.83

$1.72 CA$2.43

-33.14%

Local Beer (0.5 liter draught)

$2.80 R$14.18

$6.36 CA$8.99

-55.97%

Imported Beer (0.33 liter bottle)

$4.32 R$21.89

$7.08 CA$10.01

-38.98%

Milk (1 liter)

$1.20 R$6.10

$2.54 CA$3.59

-52.76%

White Bread (500g)

$2.02 R$10.26

$2.72 CA$3.85

-25.74%

Rice (white) (1kg)

$1.14 R$5.78

$2.18 CA$3.09

-47.71%

Eggs

$2.68 R$13.60

$3.63 CA$5.13

-26.17%

Local Cheese (1kg)

$9.05 R$45.88

$9.46 CA$13.37

-4.33%

Chicken Fillets (1kg)

$4.32 R$21.90

$11.54 CA$16.32

-62.56%

Beef Round Steak (1kg)

$10.66 R$54.1

$14.37 CA$20.32

-25.82%

Apples (1kg)

$2.85 R$14.45

$3.70 CA$5.23

-22.97%

Banana (1kg)

$1.82 R$9.25

$1.19 CA$1.68

52.94%

Oranges (1kg)

$1.78 R$9.02

$3.46 CA$4.90

-48.55%

Tomato (1kg)

$1.82 R$9.22

$4.22 CA$5.97

-56.87%

Potato (1kg)

$1.42 R$7.22

$1.79 CA$2.52

-20.67%

Onion (1kg)

$1.37 R$6.92

$1.65 CA$2.33

-16.97%

Lettuce (1 head)

$0.97 R$4.93

$2.20 CA$3.11

-55.91%

Water (1.5 liter bottle)

$0.79 R$3.99

$1.26 CA$1.78

-37.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 R$14.15

$13.97 CA$19.75

-80.03%

Wine (Bottle)

$8.89 R$45.05

$14.20 CA$20.07

-37.39%

Local Beer (0.5 liter bottle)

$1.64 R$8.32

$2.25 CA$3.18

-27.11%

Imported Beer (0.33 liter bottle)

$2.11 R$10.70

$2.53 CA$3.58

-16.60%

One-way Ticket (Public Transport)

$1.03 R$5.22

$2.32 CA$3.28

-55.60%

Public Transport Monthly Pass (Regular Price)

$45.27 R$229

$112 CA$158

-59.45%

Taxi Start (Normal Tariff)

$1.31 R$6.67

$3.06 CA$4.33

-57.19%

Taxi (Normal Tariff) (1km)

$1.42 R$7.19

$1.22 CA$1.72

16.39%

Taxi 1hour Waiting (Normal Tariff)

$9.62 R$48.77

$21.69 CA$30.66

-55.65%

Gasoline (1 liter)

$1.29 R$6.56

$1.21 CA$1.72

6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K R$118.3K

$26.1K CA$37.0K

-10.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K R$174.9K

$21.1K CA$29.9K

63.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.25 R$219

$120 CA$169

-63.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.17 R$71.8

$32.21 CA$45.54

-56.01%

Internet (50+ Mbps, Unlimited Data)

$17.99 R$91.2

$48.88 CA$69.1

-63.20%

Gym Membership (Monthly)

$28.56 R$145

$39.34 CA$55.6

-27.40%

Tennis Court (1 Hour on Weekend)

$29.94 R$152

$23.58 CA$33.34

26.97%

Cinema Ticket

$8.02 R$40.68

$12.58 CA$17.79

-36.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 R$2,166

$832 CA$1,176

-48.65%

International Primary School, 1 Child (Yearly)

$7,460 R$37.8K

$23.6K CA$33.4K

-68.40%

Jeans (Levis 501 Or Similar)

$55.5 R$282

$52.3 CA$73.9

6.24%

Summer Dress (H&M, Zara, etc)

$58.0 R$294

$39.44 CA$55.8

47.16%

Sport Shoes (Adidas, Nike)

$94.1 R$477

$99.0 CA$140

-4.91%

Men's Leather Business Shoes

$84.5 R$428

$122 CA$172

-30.69%

1-bedroom Apartment, City Center (Monthly)

$363 R$1,841

$1,631 CA$2,306

-77.74%

1-bedroom Apartment, Outside City Center (Monthly)

$236 R$1,196

$1,448 CA$2,048

-83.72%

3-bedroom Apartment, City Center (Monthly)

$666 R$3,379

$2,737 CA$3,869

-75.65%

3-bedroom Apartment, Outside City Center (Monthly)

$476 R$2,414

$2,129 CA$3,010

-77.63%

Buy Apartment in City Center (m2)

$1,626 R$8,241

$8,206 CA$11.6K

-80.19%

Buy Apartment Outside City Center (m2)

$1,235 R$6,259

$6,838 CA$9,666

-81.94%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

11.12

4.47

148.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Francisco Morato: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Francisco Morato

$236 25.9%

Toronto

$1.4K 55.5% 514% $1.2K

Groceries & Markets

Francisco Morato

$220 24.2%

Toronto

$343 13.1% 55.7% $123

Eating Out

Francisco Morato

$144 15.8%

Toronto

$283 10.9% 96.6% $139

Clothing & Footwear

Francisco Morato

$132 14.5%

Toronto

$141 5.4% 7% $9.2

Monthly Utilities & Internet

Francisco Morato

$75 8.3%

Toronto

$201 7.7% 166% $125

Getting Around

Francisco Morato

$58 6.4%

Toronto

$130 5% 125% $72

Sport & Entertainment

Francisco Morato

$45 4.9%

Toronto

$65 2.5% 44.6% $20

Cost Breakdown

A one-bedroom apartment in the center runs $363 in Francisco Morato and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Francisco Morato vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $220 vs $343 per month, with Francisco Morato cheaper across the board.

Good to know

🇧🇷 Francisco Morato

🇨🇦 Toronto

🕒 Local time

05:44 5:44 AM

04:44 4:44 AM

1 h behind Francisco Morato

🌤 Weather

👥 Population

165,139

2,731,571

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BRL in detail →

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Between locations

Francisco Morato Toronto 8,150 km ≈ 11 h nonstop flight

From you

Francisco Morato
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Francisco Morato vs Toronto: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, eating out, and clothing. The 187% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,364 in Francisco Morato and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $363 in Francisco Morato versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $909 per month in Francisco Morato versus $2,610 in Toronto – a 187% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $2,610 in Toronto, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Toronto. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Francisco Morato gentler on the wallet – expenses run 187% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.