Last update: Oct 2026

Cost of Living Comparison Between Fort Walton Beach, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,174 in Fort Walton Beach, FL, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Fort Walton Beach, FL
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Fort Walton Beach, FL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fort Walton Beach, FL

🇺🇸 United States

$2,174

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Walton Beach, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Walton Beach, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,174 per month in Fort Walton Beach, FL vs $1,349 in Ubud, Bali, rent included.

Fort Walton Beach, FL $2,174
Ubud, Bali $1,349

A couple spends around $3,364 per month in Fort Walton Beach, FL vs $2,305 in Ubud, Bali, rent included.

Fort Walton Beach, FL $3,364
Ubud, Bali $2,305

A family of three spends $4,554 per month in Fort Walton Beach, FL vs $3,261 in Ubud, Bali, rent included.

Fort Walton Beach, FL $4,554
Ubud, Bali $3,261

Fort Walton Beach, FL costs about 61% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.19 $15.19

$3.32 Rp 60.3K

357.53%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$35.64 Rp 646.5K

121.18%

Fast Food Meal (McDonalds, etc)

$10.41 $10.41

$5.53 Rp 100.4K

88.25%

Cappuccino

$5.35 $5.35

$2.72 Rp 49.3K

96.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.70 Rp 30.9K

59.41%

Water (0.33 liter bottle)

$2.07 $2.07

$0.76 Rp 13.8K

172.37%

Local Beer (0.5 liter draught)

$5.07 $5.07

$2.65 Rp 48.1K

91.32%

Imported Beer (0.33 liter bottle)

$7.06 $7.06

$4.38 Rp 79.5K

61.19%

Milk (1 liter)

$1.02 $1.02

$1.49 Rp 27.0K

-31.54%

White Bread (500g)

$2.85 $2.85

$2.28 Rp 41.3K

25.00%

Rice (white) (1kg)

$2.00 $2.00

$1.19 Rp 21.6K

68.07%

Eggs

$2.98 $2.98

$2.04 Rp 36.9K

46.08%

Local Cheese (1kg)

$11.32 $11.32

$17.70 Rp 321.1K

-36.05%

Chicken Fillets (1kg)

$9.91 $9.91

$3.96 Rp 71.9K

150.25%

Beef Round Steak (1kg)

$13.98 $13.98

$12.19 Rp 221.1K

14.68%

Apples (1kg)

$3.45 $3.45

$3.66 Rp 66.3K

-5.74%

Banana (1kg)

$1.57 $1.57

$1.52 Rp 27.5K

3.29%

Oranges (1kg)

$3.24 $3.24

$2.23 Rp 40.4K

45.29%

Tomato (1kg)

$2.94 $2.94

$1.97 Rp 35.8K

49.24%

Potato (1kg)

$1.46 $1.46

$1.85 Rp 33.5K

-21.08%

Onion (1kg)

$2.07 $2.07

$2.42 Rp 44.0K

-14.46%

Lettuce (1 head)

$1.67 $1.67

$0.99 Rp 18.0K

68.69%

Water (1.5 liter bottle)

$1.49 $1.49

$0.51 Rp 9,313

192.16%

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 $8.95

$2.22 Rp 40.3K

303.15%

Wine (Bottle)

$8.64 $8.64

$22.24 Rp 403.4K

-61.15%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.26 Rp 41.0K

-18.58%

Imported Beer (0.33 liter bottle)

$2.06 $2.06

$2.97 Rp 53.9K

-30.64%

One-way Ticket (Public Transport)

$1.98 $1.98

$0.25 Rp 4,553

692.00%

Public Transport Monthly Pass (Regular Price)

$49.46 $49.46

$7.82 Rp 141.9K

532.48%

Taxi Start (Normal Tariff)

$5.93 $5.93

$0.44 Rp 7,972

1247.73%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$0.43 Rp 7,801

327.91%

Taxi 1hour Waiting (Normal Tariff)

$44.95 $44.95

$5.41 Rp 98.1K

730.87%

Gasoline (1 liter)

$0.95 $0.95

$0.82 Rp 15.0K

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K $26.1K

$23.8K Rp 432.4M

9.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$31.7K Rp 575.9M

-16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$79.1 Rp 1.4M

116.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.01 $49.01

$6.45 Rp 116.9K

659.84%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$18.58 Rp 337.0K

248.06%

Gym Membership (Monthly)

$47.37 $47.37

$49.48 Rp 897.5K

-4.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$13.77 $13.77

$4.27 Rp 77.5K

222.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$829 $829

$491 Rp 8.9M

69.05%

International Primary School, 1 Child (Yearly)

$13.8K $13.8K

$5,674 Rp 102.9M

142.71%

Jeans (Levis 501 Or Similar)

$29.98 $29.98

$44.64 Rp 809.7K

-32.84%

Summer Dress (H&M, Zara, etc)

$20.32 $20.32

$34.95 Rp 634.0K

-41.86%

Sport Shoes (Adidas, Nike)

$97.7 $97.7

$79.9 Rp 1.4M

22.30%

Men's Leather Business Shoes

$107 $107

$79.4 Rp 1.4M

34.45%

1-bedroom Apartment, City Center (Monthly)

$1,654 $1,654

$1,125 Rp 20.4M

47.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,049 $1,049

$671 Rp 12.2M

56.29%

3-bedroom Apartment, City Center (Monthly)

$2,872 $2,872

$3,565 Rp 64.7M

-19.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 $2,022

$1,723 Rp 31.3M

17.32%

Buy Apartment in City Center (m2)

$4,673 $4,673

$2,732 Rp 49.5M

71.07%

Buy Apartment Outside City Center (m2)

$4,677 $4,677

$2,284 Rp 41.4M

104.77%

Average Monthly Net Salary (After Tax)

$3,346 $3,346

$164 Rp 3.0M

1942.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

13.78

-53.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Walton Beach, FL: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Walton Beach, FL

$1K 48.3%

Ubud, Bali

$672 49.8% 36% $378

Groceries & Markets

Fort Walton Beach, FL

$302 13.9%

Ubud, Bali

$288 21.4% 4.5% $14

Monthly Utilities & Internet

Fort Walton Beach, FL

$285 13.1%

Ubud, Bali

$104 7.7% 63.4% $181

Eating Out

Fort Walton Beach, FL

$275 12.7%

Ubud, Bali

$108 8% 60.9% $168

Clothing & Footwear

Fort Walton Beach, FL

$115 5.3%

Ubud, Bali

$108 8% 6.2% $7.1

Sport & Entertainment

Fort Walton Beach, FL

$75 3.5%

Ubud, Bali

$58 4.3% 22.5% $17

Getting Around

Fort Walton Beach, FL

$72 3.3%

Ubud, Bali

$11 0.9% 84.2% $61

Cost Breakdown

A central one-bedroom costs $1,654 in Fort Walton Beach, FL versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fort Walton Beach, FL are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Fort Walton Beach, FL versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $302 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Fort Walton Beach, FL

🇮🇩 Ubud, Bali

🕒 Local time

03:03 3:03 AM

17:03 5:03 PM

14 h ahead of Fort Walton Beach, FL

🌤 Weather

👥 Population

19,507

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Between locations

Fort Walton Beach, FL Ubud, Bali 16,680 km ≈ 21 h nonstop flight

From you

Fort Walton Beach, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Walton Beach, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,174 in Fort Walton Beach, FL, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 38% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,261 per month in Fort Walton Beach, FL and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,654 in Fort Walton Beach, FL.

Groceries cost about 5% more in Fort Walton Beach, FL, though the gap depends on what you buy.

A mid-range dinner for two costs $79 in Fort Walton Beach, FL and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,174 in Fort Walton Beach, FL and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.