😐A single person spends $2,191 per month in Fort Walton Beach, FL vs $1,806 in Montevideo, rent included.
😐A couple spends around $3,334 per month in Fort Walton Beach, FL vs $2,668 in Montevideo, rent included.
😐A family of three spends $4,478 per month in Fort Walton Beach, FL vs $3,530 in Montevideo, rent included.
😐Fort Walton Beach, FL costs about 21% more than Montevideo, driven mainly by Clothing & Footwear.
📊Both Fort Walton Beach, FL and Montevideo sit above the global median – Fort Walton Beach, FL by 59%, Montevideo by 31%.
Currency
🍽 Eating Out
Fort Walton Beach, FL
Montevideo
Difference
Meal at Budget Restaurant
$15.26$15.26
$15.05UYU 605
1.40%
Three-Course Dinner for Two, Mid-Range
$81.5$81.5
$63.1UYU 2,541
29.05%
Fast Food Meal(McDonalds, etc)
$10.60$10.60
$13.11UYU 527
-19.15%
Cappuccino
$4.86$4.86
$4.56UYU 183
6.58%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.71$2.71
$2.69UYU 108
0.74%
Water(0.33 liter bottle)
$2.00$2.00
$1.96UYU 78.7
2.04%
Local Beer(0.5 liter draught)
$5.08$5.08
$4.63UYU 186
9.72%
Imported Beer(0.33 liter bottle)
$6.90$6.90
$3.65UYU 147
89.04%
🛒 Groceries & Markets
Fort Walton Beach, FL
Montevideo
Difference
Milk(1 liter)
$1.02$1.02
$1.34UYU 54.0
-23.88%
White Bread(500g)
$2.94$2.94
$2.87UYU 115
2.44%
Rice(white)(1kg)
$2.03$2.03
$1.75UYU 70.6
16.00%
Eggs
$3.00$3.00
$4.79UYU 193
-37.37%
Local Cheese(1kg)
$11.21$11.21
$14.40UYU 579
-22.15%
Chicken Fillets(1kg)
$10.20$10.20
$11.94UYU 480
-14.57%
Beef Round Steak(1kg)
$13.53$13.53
$11.57UYU 465
16.94%
Apples(1kg)
$3.43$3.43
$2.83UYU 114
21.20%
Banana(1kg)
$1.60$1.60
$2.78UYU 112
-42.45%
Oranges(1kg)
$3.11$3.11
$1.76UYU 71.0
76.70%
Tomato(1kg)
$2.98$2.98
$3.00UYU 121
-0.67%
Potato(1kg)
$1.39$1.39
$2.14UYU 86.1
-35.05%
Onion(1kg)
$2.01$2.01
$2.17UYU 87.4
-7.37%
Lettuce(1 head)
$1.77$1.77
$1.46UYU 58.6
21.23%
Water(1.5 liter bottle)
$1.48$1.48
$1.98UYU 79.6
-25.25%
Cigarettes 20 Pack(Marlboro, Camel)
$9.00$9.00
$5.55UYU 223
62.16%
Wine(Bottle)
$8.33$8.33
$8.31UYU 334
0.24%
Local Beer(0.5 liter bottle)
$1.91$1.91
$2.24UYU 90.2
-14.73%
Imported Beer(0.33 liter bottle)
$1.98$1.98
$2.89UYU 116
-31.49%
🚌 Getting Around
Fort Walton Beach, FL
Montevideo
Difference
One-way Ticket(Public Transport)
$2.02$2.02
$1.55UYU 62.3
30.32%
Public Transport Monthly Pass(Regular Price)
$50.2$50.2
$75.6UYU 3,042
-33.66%
Taxi Start(Normal Tariff)
$6.03$6.03
$1.81UYU 72.7
233.15%
Taxi(Normal Tariff)(1km)
$1.91$1.91
$0.41UYU 16.34
365.85%
Taxi 1hour Waiting(Normal Tariff)
$44.93$44.93
$10.35UYU 417
334.11%
Gasoline(1 liter)
$0.86$0.86
$2.09UYU 84.2
-58.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K$26.1K
$27.2KUYU 1.1M
-3.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K$25.6K
$37.6KUYU 1.5M
-32.03%
🧾 Monthly Utilities & Internet
Fort Walton Beach, FL
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$172$172
$188UYU 7,549
-8.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$50.1$50.1
$16.86UYU 678
197.21%
Internet(50+ Mbps, Unlimited Data)
$63.8$63.8
$45.26UYU 1,821
40.87%
🎉 Sport & Entertainment
Fort Walton Beach, FL
Montevideo
Difference
Gym Membership(Monthly)
$47.51$47.51
$48.88UYU 1,967
-2.80%
Tennis Court(1 Hour on Weekend)
-
$18.99UYU 764
-
Cinema Ticket
$13.66$13.66
$12.33UYU 496
10.79%
🧸 Childcare & Education
Fort Walton Beach, FL
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$818$818
$640UYU 25.8K
27.75%
International Primary School, 1 Child(Yearly)
$13.6K$13.6K
$10.8KUYU 433.8K
25.80%
👕👟 Clothing & Footwear
Fort Walton Beach, FL
Montevideo
Difference
Jeans(Levis 501 Or Similar)
$30.14$30.14
$94.5UYU 3,804
-68.12%
Summer Dress(H&M, Zara, etc)
$19.99$19.99
$56.7UYU 2,281
-64.74%
Sport Shoes(Adidas, Nike)
$96.7$96.7
$123UYU 4,952
-21.44%
Men's Leather Business Shoes
$108$108
$132UYU 5,296
-18.26%
🏠 Accommodation & Living
Fort Walton Beach, FL
Montevideo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,662$1,662
$760UYU 30.6K
118.75%
1-bedroom Apartment, Outside City Center(Monthly)
$1,026$1,026
$602UYU 24.2K
70.52%
3-bedroom Apartment, City Center(Monthly)
$2,830$2,830
$1,193UYU 48.0K
137.17%
3-bedroom Apartment, Outside City Center(Monthly)
$1,964$1,964
$980UYU 39.4K
100.48%
Buy Apartment in City Center(m2)
$4,846$4,846
$3,484UYU 140.2K
39.09%
Buy Apartment Outside City Center(m2)
$5,089$5,089
$1,865UYU 75.0K
172.92%
💵 Salaries & Financials
Fort Walton Beach, FL
Montevideo
Difference
Average Monthly Net Salary(After Tax)
$3,235$3,235
$1,211UYU 48.7K
167.17%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.1
5.49
11.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Fort Walton Beach, FL: August 29, 2026
Last update for Montevideo: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,662 in Fort Walton Beach, FL versus $760 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 167% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $81.0 in Fort Walton Beach, FL versus $63.0 in Montevideo. Groceries tell a different story – $302 in Fort Walton Beach, FL vs $333 in Montevideo – so Fort Walton Beach, FL wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Walton Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions
How do living costs in Fort Walton Beach, FL and in Montevideo compare overall?
Monthly costs with rent: $2,191 in Fort Walton Beach, FL, $1,806 in Montevideo – roughly 21% apart. Fort Walton Beach, FL costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Fort Walton Beach, FL compared to Montevideo?
For a comfortable life, plan on about $3,286 per month in Fort Walton Beach, FL and $2,709 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fort Walton Beach, FL and Montevideo?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 10% cheaper in Fort Walton Beach, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $81.0 in Fort Walton Beach, FL and $63.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,806, than in Fort Walton Beach, FL at $2,191. In Montevideo it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.
How does quality of life compare between Fort Walton Beach, FL and Montevideo?
It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,806 in Montevideo to $2,191 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.
Is Fort Walton Beach, FL or Montevideo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Fort Walton Beach, FL and Montevideo?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.
Fort Walton Beach, FL vs other spots: cost of living compared