Cost of Living Comparison Between Fort Walton Beach, FL and Montevideo Cost of Living Comparison Between Fort Walton Beach, FL and Montevideo

Monthly Cost of Living

A single person spends $2,191 per month in Fort Walton Beach, FL vs $1,806 in Montevideo, rent included.

A couple spends around $3,334 per month in Fort Walton Beach, FL vs $2,668 in Montevideo, rent included.

A family of three spends $4,478 per month in Fort Walton Beach, FL vs $3,530 in Montevideo, rent included.

Fort Walton Beach, FL costs about 21% more than Montevideo, driven mainly by Clothing & Footwear.

Both Fort Walton Beach, FL and Montevideo sit above the global median – Fort Walton Beach, FL by 59%, Montevideo by 31%.

Currency
🍽 Eating Out
Fort Walton Beach, FL
Montevideo
Difference
Meal at Budget Restaurant
$15.26 $15.26
$15.05 UYU 605
1.40%
Three-Course Dinner for Two, Mid-Range
$81.5 $81.5
$63.1 UYU 2,541
29.05%
Fast Food Meal (McDonalds, etc)
$10.60 $10.60
$13.11 UYU 527
-19.15%
Cappuccino
$4.86 $4.86
$4.56 UYU 183
6.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 $2.71
$2.69 UYU 108
0.74%
Water (0.33 liter bottle)
$2.00 $2.00
$1.96 UYU 78.7
2.04%
Local Beer (0.5 liter draught)
$5.08 $5.08
$4.63 UYU 186
9.72%
Imported Beer (0.33 liter bottle)
$6.90 $6.90
$3.65 UYU 147
89.04%
🛒 Groceries & Markets
Fort Walton Beach, FL
Montevideo
Difference
Milk (1 liter)
$1.02 $1.02
$1.34 UYU 54.0
-23.88%
White Bread (500g)
$2.94 $2.94
$2.87 UYU 115
2.44%
Rice (white) (1kg)
$2.03 $2.03
$1.75 UYU 70.6
16.00%
Eggs
$3.00 $3.00
$4.79 UYU 193
-37.37%
Local Cheese (1kg)
$11.21 $11.21
$14.40 UYU 579
-22.15%
Chicken Fillets (1kg)
$10.20 $10.20
$11.94 UYU 480
-14.57%
Beef Round Steak (1kg)
$13.53 $13.53
$11.57 UYU 465
16.94%
Apples (1kg)
$3.43 $3.43
$2.83 UYU 114
21.20%
Banana (1kg)
$1.60 $1.60
$2.78 UYU 112
-42.45%
Oranges (1kg)
$3.11 $3.11
$1.76 UYU 71.0
76.70%
Tomato (1kg)
$2.98 $2.98
$3.00 UYU 121
-0.67%
Potato (1kg)
$1.39 $1.39
$2.14 UYU 86.1
-35.05%
Onion (1kg)
$2.01 $2.01
$2.17 UYU 87.4
-7.37%
Lettuce (1 head)
$1.77 $1.77
$1.46 UYU 58.6
21.23%
Water (1.5 liter bottle)
$1.48 $1.48
$1.98 UYU 79.6
-25.25%
Cigarettes 20 Pack (Marlboro, Camel)
$9.00 $9.00
$5.55 UYU 223
62.16%
Wine (Bottle)
$8.33 $8.33
$8.31 UYU 334
0.24%
Local Beer (0.5 liter bottle)
$1.91 $1.91
$2.24 UYU 90.2
-14.73%
Imported Beer (0.33 liter bottle)
$1.98 $1.98
$2.89 UYU 116
-31.49%
🚌 Getting Around
Fort Walton Beach, FL
Montevideo
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$1.55 UYU 62.3
30.32%
Public Transport Monthly Pass (Regular Price)
$50.2 $50.2
$75.6 UYU 3,042
-33.66%
Taxi Start (Normal Tariff)
$6.03 $6.03
$1.81 UYU 72.7
233.15%
Taxi (Normal Tariff) (1km)
$1.91 $1.91
$0.41 UYU 16.34
365.85%
Taxi 1hour Waiting (Normal Tariff)
$44.93 $44.93
$10.35 UYU 417
334.11%
Gasoline (1 liter)
$0.86 $0.86
$2.09 UYU 84.2
-58.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K $26.1K
$27.2K UYU 1.1M
-3.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$37.6K UYU 1.5M
-32.03%
🧾 Monthly Utilities & Internet
Fort Walton Beach, FL
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 $172
$188 UYU 7,549
-8.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.1 $50.1
$16.86 UYU 678
197.21%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$45.26 UYU 1,821
40.87%
🎉 Sport & Entertainment
Fort Walton Beach, FL
Montevideo
Difference
Gym Membership (Monthly)
$47.51 $47.51
$48.88 UYU 1,967
-2.80%
Tennis Court (1 Hour on Weekend)
-
$18.99 UYU 764
-
Cinema Ticket
$13.66 $13.66
$12.33 UYU 496
10.79%
🧸 Childcare & Education
Fort Walton Beach, FL
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$818 $818
$640 UYU 25.8K
27.75%
International Primary School, 1 Child (Yearly)
$13.6K $13.6K
$10.8K UYU 433.8K
25.80%
👕👟 Clothing & Footwear
Fort Walton Beach, FL
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$30.14 $30.14
$94.5 UYU 3,804
-68.12%
Summer Dress (H&M, Zara, etc)
$19.99 $19.99
$56.7 UYU 2,281
-64.74%
Sport Shoes (Adidas, Nike)
$96.7 $96.7
$123 UYU 4,952
-21.44%
Men's Leather Business Shoes
$108 $108
$132 UYU 5,296
-18.26%
🏠 Accommodation & Living
Fort Walton Beach, FL
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,662 $1,662
$760 UYU 30.6K
118.75%
1-bedroom Apartment, Outside City Center (Monthly)
$1,026 $1,026
$602 UYU 24.2K
70.52%
3-bedroom Apartment, City Center (Monthly)
$2,830 $2,830
$1,193 UYU 48.0K
137.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,964 $1,964
$980 UYU 39.4K
100.48%
Buy Apartment in City Center (m2)
$4,846 $4,846
$3,484 UYU 140.2K
39.09%
Buy Apartment Outside City Center (m2)
$5,089 $5,089
$1,865 UYU 75.0K
172.92%
💵 Salaries & Financials
Fort Walton Beach, FL
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$3,235 $3,235
$1,211 UYU 48.7K
167.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.1
5.49
11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Walton Beach, FL: August 29, 2026

Last update for Montevideo: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,662 in Fort Walton Beach, FL versus $760 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 167% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Fort Walton Beach, FL versus $63.0 in Montevideo. Groceries tell a different story – $302 in Fort Walton Beach, FL vs $333 in Montevideo – so Fort Walton Beach, FL wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Walton Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions
How do living costs in Fort Walton Beach, FL and in Montevideo compare overall?
Monthly costs with rent: $2,191 in Fort Walton Beach, FL, $1,806 in Montevideo – roughly 21% apart. Fort Walton Beach, FL costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Fort Walton Beach, FL compared to Montevideo?
For a comfortable life, plan on about $3,286 per month in Fort Walton Beach, FL and $2,709 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fort Walton Beach, FL and Montevideo?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 10% cheaper in Fort Walton Beach, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $81.0 in Fort Walton Beach, FL and $63.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,806, than in Fort Walton Beach, FL at $2,191. In Montevideo it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.
How does quality of life compare between Fort Walton Beach, FL and Montevideo?
It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,806 in Montevideo to $2,191 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.
Is Fort Walton Beach, FL or Montevideo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Fort Walton Beach, FL and Montevideo?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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