😐A single person spends $2,130 per month in Fort Walton Beach, FL vs $1,667 in Montevideo, rent included.
😐A couple spends around $3,445 per month in Fort Walton Beach, FL vs $2,511 in Montevideo, rent included.
😐A family of three spends $4,760 per month in Fort Walton Beach, FL vs $3,354 in Montevideo, rent included.
😐Fort Walton Beach, FL costs about 28% more than Montevideo, driven mainly by Clothing & Footwear.
📊Both Fort Walton Beach, FL and Montevideo sit above the global median – Fort Walton Beach, FL by 59%, Montevideo by 25%.
Currency
🍽 Eating Out
Fort Walton Beach, FL
Montevideo
Difference
Meal at Budget Restaurant
$15.26$15.26
$16.30UYU 656
-6.38%
Three-Course Dinner for Two, Mid-Range
$86.1$86.1
$55.4UYU 2,228
55.54%
Fast Food Meal(McDonalds, etc)
$10.59$10.59
$12.19UYU 490
-13.13%
Cappuccino
$5.28$5.28
$4.26UYU 171
23.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.81$2.81
$2.19UYU 88.1
28.31%
Water(0.33 liter bottle)
$2.00$2.00
$1.71UYU 68.8
16.96%
Local Beer(0.5 liter draught)
$5.03$5.03
$4.47UYU 180
12.53%
Imported Beer(0.33 liter bottle)
$6.46$6.46
$3.70UYU 149
74.59%
🛒 Groceries & Markets
Fort Walton Beach, FL
Montevideo
Difference
Milk(1 liter)
$1.02$1.02
$1.25UYU 50.4
-18.40%
White Bread(500g)
$2.96$2.96
$2.91UYU 117
1.72%
Rice(white)(1kg)
$2.34$2.34
$1.63UYU 65.7
43.56%
Eggs
$2.64$2.64
$4.96UYU 199
-46.77%
Local Cheese(1kg)
$12.03$12.03
$13.31UYU 535
-9.62%
Chicken Fillets(1kg)
$11.59$11.59
$10.83UYU 436
7.02%
Beef Round Steak(1kg)
$15.38$15.38
$10.96UYU 441
40.33%
Apples(1kg)
$3.59$3.59
$3.08UYU 124
16.56%
Banana(1kg)
$1.74$1.74
$2.36UYU 94.9
-26.27%
Oranges(1kg)
$3.48$3.48
$1.50UYU 60.4
132.00%
Tomato(1kg)
$3.49$3.49
$3.58UYU 144
-2.51%
Potato(1kg)
$1.46$1.46
$2.08UYU 83.6
-29.81%
Onion(1kg)
$1.98$1.98
$1.94UYU 78.1
2.06%
Lettuce(1 head)
$1.67$1.67
$1.31UYU 52.7
27.48%
Water(1.5 liter bottle)
$2.09$2.09
$1.73UYU 69.4
20.81%
Cigarettes 20 Pack(Marlboro, Camel)
$8.22$8.22
$5.23UYU 210
57.17%
Wine(Bottle)
$8.27$8.27
$8.76UYU 353
-5.59%
Local Beer(0.5 liter bottle)
$2.10$2.10
$2.33UYU 93.9
-9.87%
Imported Beer(0.33 liter bottle)
$4.36$4.36
$2.90UYU 117
50.34%
🚌 Getting Around
Fort Walton Beach, FL
Montevideo
Difference
One-way Ticket(Public Transport)
$1.97$1.97
$1.30UYU 52.1
51.54%
Public Transport Monthly Pass(Regular Price)
$50.7$50.7
$56.3UYU 2,265
-9.94%
Taxi Start(Normal Tariff)
$5.93$5.93
$1.54UYU 62.1
285.06%
Taxi(Normal Tariff)(1km)
$1.66$1.66
$3.63UYU 146
-54.27%
Taxi 1hour Waiting(Normal Tariff)
$44.70$44.70
$12.37UYU 498
261.36%
Gasoline(1 liter)
$0.83$0.83
$1.83UYU 73.5
-54.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K$26.7K
$33.7KUYU 1.4M
-20.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K$25.2K
$35.9KUYU 1.4M
-29.76%
🧾 Monthly Utilities & Internet
Fort Walton Beach, FL
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$149$149
$175UYU 7,032
-14.51%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.48$43.48
$16.95UYU 682
156.52%
Internet(50+ Mbps, Unlimited Data)
$67.3$67.3
$48.42UYU 1,948
38.93%
🎉 Sport & Entertainment
Fort Walton Beach, FL
Montevideo
Difference
Gym Membership(Monthly)
$46.83$46.83
$61.7UYU 2,480
-24.04%
Tennis Court(1 Hour on Weekend)
-
$17.76UYU 715
-
Cinema Ticket
$13.31$13.31
$10.42UYU 419
27.74%
🧸 Childcare & Education
Fort Walton Beach, FL
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$813$813
$489UYU 19.7K
66.34%
International Primary School, 1 Child(Yearly)
$23.5K$23.5K
$8,967UYU 360.7K
162.10%
👕👟 Clothing & Footwear
Fort Walton Beach, FL
Montevideo
Difference
Jeans(Levis 501 Or Similar)
$30.15$30.15
$95.6UYU 3,847
-68.48%
Summer Dress(H&M, Zara, etc)
$19.85$19.85
$47.66UYU 1,917
-58.35%
Sport Shoes(Adidas, Nike)
$98.4$98.4
$115UYU 4,608
-14.07%
Men's Leather Business Shoes
$102$102
$121UYU 4,858
-15.89%
🏠 Accommodation & Living
Fort Walton Beach, FL
Montevideo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,656$1,656
$611UYU 24.6K
171.20%
1-bedroom Apartment, Outside City Center(Monthly)
$1,019$1,019
$488UYU 19.6K
108.96%
3-bedroom Apartment, City Center(Monthly)
$2,723$2,723
$1,107UYU 44.5K
146.02%
3-bedroom Apartment, Outside City Center(Monthly)
$2,173$2,173
$818UYU 32.9K
165.80%
Buy Apartment in City Center(m2)
$4,896$4,896
$3,598UYU 144.7K
36.09%
Buy Apartment Outside City Center(m2)
$5,084$5,084
$2,274UYU 91.5K
123.60%
💵 Salaries & Financials
Fort Walton Beach, FL
Montevideo
Difference
Average Monthly Net Salary(After Tax)
$3,272$3,272
$1,332UYU 53.6K
145.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.51
5.68
14.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Fort Walton Beach, FL: July 13, 2026
Last update for Montevideo: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,656 in Fort Walton Beach, FL versus $611 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 146% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $86.0 in Fort Walton Beach, FL versus $55.0 in Montevideo. Monthly groceries follow the same trend: $336 vs $319 – making Montevideo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Walton Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions
How do living costs in Fort Walton Beach, FL and in Montevideo compare overall?
Monthly costs with rent: $2,130 in Fort Walton Beach, FL, $1,667 in Montevideo – roughly 28% apart. Fort Walton Beach, FL costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Fort Walton Beach, FL compared to Montevideo?
For a comfortable life, plan on about $3,195 per month in Fort Walton Beach, FL and $2,501 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fort Walton Beach, FL and Montevideo?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 5% more in Fort Walton Beach, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $86.0 in Fort Walton Beach, FL and $55.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,667, than in Fort Walton Beach, FL at $2,130. In Montevideo it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.
How does quality of life compare between Fort Walton Beach, FL and Montevideo?
It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,667 in Montevideo to $2,130 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.
Is Fort Walton Beach, FL or Montevideo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Fort Walton Beach, FL and Montevideo?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.
Fort Walton Beach, FL vs other spots: cost of living compared