Cost of Living Comparison Between Fort Walton Beach, FL and Montevideo Cost of Living Comparison Between Fort Walton Beach, FL and Montevideo

Monthly Cost of Living

A single person spends $2,126 per month in Fort Walton Beach, FL vs $1,632 in Montevideo, rent included.

A couple spends around $3,452 per month in Fort Walton Beach, FL vs $2,480 in Montevideo, rent included.

A family of three spends $4,778 per month in Fort Walton Beach, FL vs $3,329 in Montevideo, rent included.

Fort Walton Beach, FL costs about 30% more than Montevideo, driven mainly by Clothing & Footwear.

Both Fort Walton Beach, FL and Montevideo sit above the global median – Fort Walton Beach, FL by 59%, Montevideo by 22%.

Currency
🍽 Eating Out
Fort Walton Beach, FL
Montevideo
Difference
Meal at Budget Restaurant
$15.02 $15.02
$15.85 UYU 639
-5.24%
Three-Course Dinner for Two, Mid-Range
$86.2 $86.2
$54.6 UYU 2,200
57.98%
Fast Food Meal (McDonalds, etc)
$10.47 $10.47
$12.12 UYU 489
-13.61%
Cappuccino
$5.49 $5.49
$4.23 UYU 170
29.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.77 $2.77
$2.19 UYU 88.2
26.48%
Water (0.33 liter bottle)
$1.99 $1.99
$1.69 UYU 68.3
17.75%
Local Beer (0.5 liter draught)
$4.92 $4.92
$4.52 UYU 182
8.85%
Imported Beer (0.33 liter bottle)
$6.61 $6.61
$3.60 UYU 145
83.61%
🛒 Groceries & Markets
Fort Walton Beach, FL
Montevideo
Difference
Milk (1 liter)
$1.02 $1.02
$1.27 UYU 51.3
-19.69%
White Bread (500g)
$2.90 $2.90
$2.77 UYU 112
4.69%
Rice (white) (1kg)
$2.26 $2.26
$1.58 UYU 63.9
43.04%
Eggs
$2.60 $2.60
$4.79 UYU 193
-45.72%
Local Cheese (1kg)
$12.36 $12.36
$13.41 UYU 541
-7.83%
Chicken Fillets (1kg)
$11.59 $11.59
$10.67 UYU 430
8.62%
Beef Round Steak (1kg)
$15.25 $15.25
$11.24 UYU 453
35.68%
Apples (1kg)
$3.60 $3.60
$3.00 UYU 121
20.00%
Banana (1kg)
$1.77 $1.77
$2.43 UYU 98.1
-27.16%
Oranges (1kg)
$3.45 $3.45
$1.54 UYU 62.3
124.03%
Tomato (1kg)
$3.46 $3.46
$3.66 UYU 148
-5.46%
Potato (1kg)
$1.39 $1.39
$2.11 UYU 84.9
-34.12%
Onion (1kg)
$2.00 $2.00
$1.89 UYU 76.0
5.82%
Lettuce (1 head)
$1.68 $1.68
$1.37 UYU 55.1
22.63%
Water (1.5 liter bottle)
$2.05 $2.05
$1.71 UYU 69.0
19.88%
Cigarettes 20 Pack (Marlboro, Camel)
$7.77 $7.77
$5.10 UYU 205
52.35%
Wine (Bottle)
$8.49 $8.49
$10.05 UYU 405
-15.52%
Local Beer (0.5 liter bottle)
$2.09 $2.09
$2.36 UYU 95.0
-11.44%
Imported Beer (0.33 liter bottle)
$4.31 $4.31
$2.92 UYU 118
47.60%
🚌 Getting Around
Fort Walton Beach, FL
Montevideo
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$1.29 UYU 52.1
56.59%
Public Transport Monthly Pass (Regular Price)
$50.3 $50.3
$55.8 UYU 2,250
-9.82%
Taxi Start (Normal Tariff)
$6.17 $6.17
$1.60 UYU 64.3
285.63%
Taxi (Normal Tariff) (1km)
$1.64 $1.64
$3.63 UYU 146
-54.82%
Taxi 1hour Waiting (Normal Tariff)
$45.13 $45.13
$12.43 UYU 501
263.07%
Gasoline (1 liter)
$0.90 $0.90
$1.81 UYU 73.1
-50.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K $26.7K
$34.5K UYU 1.4M
-22.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$36.0K UYU 1.4M
-29.49%
🧾 Monthly Utilities & Internet
Fort Walton Beach, FL
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 $152
$170 UYU 6,872
-10.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.51 $43.51
$16.51 UYU 666
163.54%
Internet (50+ Mbps, Unlimited Data)
$67.5 $67.5
$49.77 UYU 2,007
35.66%
🎉 Sport & Entertainment
Fort Walton Beach, FL
Montevideo
Difference
Gym Membership (Monthly)
$48.05 $48.05
$61.8 UYU 2,492
-22.25%
Tennis Court (1 Hour on Weekend)
-
$17.67 UYU 712
-
Cinema Ticket
$13.35 $13.35
$10.45 UYU 421
27.75%
🧸 Childcare & Education
Fort Walton Beach, FL
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$831 $831
$482 UYU 19.4K
72.26%
International Primary School, 1 Child (Yearly)
$23.0K $23.0K
$8,873 UYU 357.7K
159.41%
👕👟 Clothing & Footwear
Fort Walton Beach, FL
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$30.54 $30.54
$94.9 UYU 3,825
-67.81%
Summer Dress (H&M, Zara, etc)
$19.99 $19.99
$47.22 UYU 1,904
-57.67%
Sport Shoes (Adidas, Nike)
$96.9 $96.9
$112 UYU 4,507
-13.35%
Men's Leather Business Shoes
$105 $105
$123 UYU 4,970
-15.14%
🏠 Accommodation & Living
Fort Walton Beach, FL
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,635 $1,635
$628 UYU 25.3K
160.32%
1-bedroom Apartment, Outside City Center (Monthly)
$1,046 $1,046
$492 UYU 19.8K
112.61%
3-bedroom Apartment, City Center (Monthly)
$2,718 $2,718
$1,112 UYU 44.8K
144.45%
3-bedroom Apartment, Outside City Center (Monthly)
$2,226 $2,226
$801 UYU 32.3K
178.04%
Buy Apartment in City Center (m2)
$4,801 $4,801
$3,582 UYU 144.4K
34.05%
Buy Apartment Outside City Center (m2)
$2,327 $2,327
$2,272 UYU 91.6K
2.42%
💵 Salaries & Financials
Fort Walton Beach, FL
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$3,310 $3,310
$1,334 UYU 53.8K
148.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
5.68
14.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Walton Beach, FL: May 31, 2026

Last update for Montevideo: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,635 in Fort Walton Beach, FL versus $628 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 148% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Fort Walton Beach, FL versus $55.0 in Montevideo. Monthly groceries follow the same trend: $335 vs $321 – making Montevideo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Walton Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions
How do living costs in Fort Walton Beach, FL and Montevideo compare overall?
Monthly costs with rent: $2,126 in Fort Walton Beach, FL, $1,632 in Montevideo – roughly 30% apart. Fort Walton Beach, FL costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Fort Walton Beach, FL compared to Montevideo?
For a comfortable life, plan on about $3,189 per month in Fort Walton Beach, FL and $2,448 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fort Walton Beach, FL and Montevideo?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 4% more in Fort Walton Beach, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $86.0 in Fort Walton Beach, FL and $55.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,632, than in Fort Walton Beach, FL at $2,126. In Montevideo it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.
How does quality of life compare between Fort Walton Beach, FL and Montevideo?
It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,632 in Montevideo to $2,126 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.
Is Fort Walton Beach, FL or Montevideo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Fort Walton Beach, FL and Montevideo?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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