Last update: Oct 2026

Cost of Living Comparison Between Fort Walton Beach, FL and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,162 in Fort Walton Beach, FL, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Fort Walton Beach, FL outweigh lower spending on other living expenses.

105

Cost of Living Index in Fort Walton Beach, FL
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Fort Walton Beach, FL Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Fort Walton Beach, FL

🇺🇸 United States

$2,162

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Walton Beach, FL and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Walton Beach, FL and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,162 per month in Fort Walton Beach, FL vs $1,771 in Montevideo, rent included.

Fort Walton Beach, FL $2,162
Montevideo $1,771

A couple spends around $3,344 per month in Fort Walton Beach, FL vs $2,740 in Montevideo, rent included.

Fort Walton Beach, FL $3,344
Montevideo $2,740

A family of three spends $4,526 per month in Fort Walton Beach, FL vs $3,708 in Montevideo, rent included.

Fort Walton Beach, FL $4,526
Montevideo $3,708

Fort Walton Beach, FL costs about 22% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Fort Walton Beach, FL and Montevideo sit above the global median – Fort Walton Beach, FL by 60%, Montevideo by 31%.

Meal at Budget Restaurant

$14.82 $14.82

$15.16 UYU 609

-2.24%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$69.2 UYU 2,776

15.66%

Fast Food Meal (McDonalds, etc)

$10.38 $10.38

$14.65 UYU 588

-29.15%

Cappuccino

$4.92 $4.92

$4.46 UYU 179

10.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.67 UYU 107

-1.87%

Water (0.33 liter bottle)

$2.03 $2.03

$2.00 UYU 80.4

1.50%

Local Beer (0.5 liter draught)

$4.89 $4.89

$4.83 UYU 194

1.24%

Imported Beer (0.33 liter bottle)

$7.05 $7.05

$3.80 UYU 152

85.53%

Milk (1 liter)

$1.03 $1.03

$1.36 UYU 54.8

-24.26%

White Bread (500g)

$2.86 $2.86

$2.87 UYU 115

-0.35%

Rice (white) (1kg)

$2.02 $2.02

$1.75 UYU 70.2

15.43%

Eggs

$3.02 $3.02

$4.68 UYU 188

-35.47%

Local Cheese (1kg)

$11.40 $11.40

$13.88 UYU 557

-17.87%

Chicken Fillets (1kg)

$9.88 $9.88

$11.98 UYU 481

-17.53%

Beef Round Steak (1kg)

$14.01 $14.01

$11.97 UYU 480

17.04%

Apples (1kg)

$3.55 $3.55

$2.78 UYU 111

27.70%

Banana (1kg)

$1.57 $1.57

$2.74 UYU 110

-42.70%

Oranges (1kg)

$3.24 $3.24

$1.77 UYU 71.2

83.05%

Tomato (1kg)

$2.87 $2.87

$3.24 UYU 130

-11.42%

Potato (1kg)

$1.43 $1.43

$1.97 UYU 79.2

-27.41%

Onion (1kg)

$2.05 $2.05

$2.07 UYU 83.1

-0.97%

Lettuce (1 head)

$1.75 $1.75

$1.37 UYU 55.1

27.74%

Water (1.5 liter bottle)

$1.51 $1.51

$1.88 UYU 75.3

-19.68%

Cigarettes 20 Pack (Marlboro, Camel)

$9.20 $9.20

$5.59 UYU 224

64.58%

Wine (Bottle)

$8.75 $8.75

$8.78 UYU 352

-0.34%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$2.26 UYU 90.9

-18.14%

Imported Beer (0.33 liter bottle)

$2.03 $2.03

$2.75 UYU 110

-26.18%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.53 UYU 61.5

32.68%

Public Transport Monthly Pass (Regular Price)

$49.66 $49.66

$74.3 UYU 2,980

-33.13%

Taxi Start (Normal Tariff)

$6.14 $6.14

$1.91 UYU 76.7

221.47%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$0.40 UYU 16.18

355.00%

Taxi 1hour Waiting (Normal Tariff)

$45.52 $45.52

$10.33 UYU 415

340.66%

Gasoline (1 liter)

$0.95 $0.95

$2.13 UYU 85.6

-55.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K $26.6K

$27.1K UYU 1.1M

-1.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$36.3K UYU 1.5M

-30.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$188 UYU 7,557

-9.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.37 $49.37

$20.54 UYU 824

140.36%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$44.81 UYU 1,798

43.90%

Gym Membership (Monthly)

$46.91 $46.91

$54.0 UYU 2,166

-13.07%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$13.39 $13.39

$11.95 UYU 480

12.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$826 $826

$634 UYU 25.5K

30.16%

International Primary School, 1 Child (Yearly)

$13.5K $13.5K

$11.1K UYU 443.6K

22.43%

Jeans (Levis 501 Or Similar)

$30.36 $30.36

$102 UYU 4,099

-70.27%

Summer Dress (H&M, Zara, etc)

$19.91 $19.91

$57.5 UYU 2,309

-65.39%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$127 UYU 5,079

-24.28%

Men's Leather Business Shoes

$105 $105

$128 UYU 5,131

-17.77%

1-bedroom Apartment, City Center (Monthly)

$1,643 $1,643

$719 UYU 28.8K

128.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 $1,048

$568 UYU 22.8K

84.57%

3-bedroom Apartment, City Center (Monthly)

$2,842 $2,842

$1,145 UYU 46.0K

148.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,008 $2,008

$1,023 UYU 41.1K

96.23%

Buy Apartment in City Center (m2)

$4,773 $4,773

$3,392 UYU 136.1K

40.70%

Buy Apartment Outside City Center (m2)

$5,105 $5,105

$1,949 UYU 78.2K

161.90%

Average Monthly Net Salary (After Tax)

$3,269 $3,269

$1,245 UYU 50.0K

162.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

5.74

11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Walton Beach, FL: October 13, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Walton Beach, FL

$1K 48.5%

Montevideo

$568 32.1% 45.8% $480

Groceries & Markets

Fort Walton Beach, FL

$304 14%

Montevideo

$332 18.7% 9.2% $28

Monthly Utilities & Internet

Fort Walton Beach, FL

$285 13.2%

Montevideo

$254 14.3% 11% $31

Eating Out

Fort Walton Beach, FL

$266 12.3%

Montevideo

$269 15.2% 1.2% $3.3

Clothing & Footwear

Fort Walton Beach, FL

$113 5.2%

Montevideo

$186 10.5% 64.8% $73

Sport & Entertainment

Fort Walton Beach, FL

$74 3.4%

Montevideo

$78 4.4% 5.7% $4.2

Getting Around

Fort Walton Beach, FL

$73 3.4%

Montevideo

$84 4.8% 15.5% $11

Cost Breakdown

A central one-bedroom costs $1,643 in Fort Walton Beach, FL versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 163% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Fort Walton Beach, FL versus $69.0 in Montevideo. Groceries tell a different story – $304 in Fort Walton Beach, FL vs $332 in Montevideo – so Fort Walton Beach, FL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Fort Walton Beach, FL

🇺🇾 Montevideo

🕒 Local time

01:54 1:54 AM

03:54 3:54 AM

2 h ahead of Fort Walton Beach, FL

🌤 Weather

👥 Population

19,507

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Fort Walton Beach, FL Montevideo 7,930 km ≈ 10 h nonstop flight

From you

Fort Walton Beach, FL
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Walton Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,162 in Fort Walton Beach, FL, $1,771 in Montevideo – roughly 22% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $3,244 per month in Fort Walton Beach, FL and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 9% cheaper in Fort Walton Beach, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $80.0 in Fort Walton Beach, FL and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Fort Walton Beach, FL at $2,162. In Montevideo it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.

It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,771 in Montevideo to $2,162 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.