Last update: Oct 2026

Cost of Living Comparison Between Fort Walton Beach, FL and Seattle, WA

For one person, living is cheaper in Fort Walton Beach, FL: $2,162 a month against $3,800 in Seattle, WA, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Fort Walton Beach, FL
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Fort Walton Beach, FL Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Fort Walton Beach, FL

🇺🇸 United States

$2,162

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Walton Beach, FL and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Walton Beach, FL and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $2,162 per month in Fort Walton Beach, FL vs $3,800 in Seattle, WA, rent included.

Fort Walton Beach, FL $2,162
Seattle, WA $3,800

A couple spends around $3,344 per month in Fort Walton Beach, FL vs $5,702 in Seattle, WA, rent included.

Fort Walton Beach, FL $3,344
Seattle, WA $5,702

A family of three spends $4,526 per month in Fort Walton Beach, FL vs $7,603 in Seattle, WA, rent included.

Fort Walton Beach, FL $4,526
Seattle, WA $7,603

Fort Walton Beach, FL is about 43% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Fort Walton Beach, FL and Seattle, WA sit above the global median – Fort Walton Beach, FL by 60%, Seattle, WA by 182%.

Meal at Budget Restaurant

$14.82 $14.82

$25.32 $25.32

-41.47%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$101 $101

-21.19%

Fast Food Meal (McDonalds, etc)

$10.38 $10.38

$14.85 $14.85

-30.10%

Cappuccino

$4.92 $4.92

$6.59 $6.59

-25.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$3.22 $3.22

-18.63%

Water (0.33 liter bottle)

$2.03 $2.03

$3.14 $3.14

-35.35%

Local Beer (0.5 liter draught)

$4.89 $4.89

$8.18 $8.18

-40.22%

Imported Beer (0.33 liter bottle)

$7.05 $7.05

$8.03 $8.03

-12.20%

Milk (1 liter)

$1.03 $1.03

$1.21 $1.21

-14.88%

White Bread (500g)

$2.86 $2.86

$5.12 $5.12

-44.14%

Rice (white) (1kg)

$2.02 $2.02

$6.30 $6.30

-67.94%

Eggs

$3.02 $3.02

$4.90 $4.90

-38.37%

Local Cheese (1kg)

$11.40 $11.40

$19.10 $19.10

-40.31%

Chicken Fillets (1kg)

$9.88 $9.88

$18.50 $18.50

-46.59%

Beef Round Steak (1kg)

$14.01 $14.01

$23.03 $23.03

-39.17%

Apples (1kg)

$3.55 $3.55

$5.81 $5.81

-38.90%

Banana (1kg)

$1.57 $1.57

$1.95 $1.95

-19.49%

Oranges (1kg)

$3.24 $3.24

$5.29 $5.29

-38.75%

Tomato (1kg)

$2.87 $2.87

$6.48 $6.48

-55.71%

Potato (1kg)

$1.43 $1.43

$3.57 $3.57

-59.94%

Onion (1kg)

$2.05 $2.05

$3.15 $3.15

-34.92%

Lettuce (1 head)

$1.75 $1.75

$2.85 $2.85

-38.60%

Water (1.5 liter bottle)

$1.51 $1.51

$2.42 $2.42

-37.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.20 $9.20

$12.75 $12.75

-27.84%

Wine (Bottle)

$8.75 $8.75

$14.99 $14.99

-41.63%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$4.17 $4.17

-55.64%

Imported Beer (0.33 liter bottle)

$2.03 $2.03

$5.99 $5.99

-66.11%

One-way Ticket (Public Transport)

$2.03 $2.03

$3.04 $3.04

-33.22%

Public Transport Monthly Pass (Regular Price)

$49.66 $49.66

$110 $110

-54.88%

Taxi Start (Normal Tariff)

$6.14 $6.14

$2.55 $2.55

140.78%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.64 $1.64

10.98%

Taxi 1hour Waiting (Normal Tariff)

$45.52 $45.52

$29.58 $29.58

53.89%

Gasoline (1 liter)

$0.95 $0.95

$1.42 $1.42

-33.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K $26.6K

$35.7K $35.7K

-25.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$25.6K $25.6K

-1.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$299 $299

-42.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.37 $49.37

$70.8 $70.8

-30.29%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$88.3 $88.3

-26.98%

Gym Membership (Monthly)

$46.91 $46.91

$79.5 $79.5

-41.00%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$13.39 $13.39

$17.12 $17.12

-21.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$826 $826

$3,013 $3,013

-72.59%

International Primary School, 1 Child (Yearly)

$13.5K $13.5K

$31.6K $31.6K

-57.22%

Jeans (Levis 501 Or Similar)

$30.36 $30.36

$77.2 $77.2

-60.69%

Summer Dress (H&M, Zara, etc)

$19.91 $19.91

$55.1 $55.1

-63.87%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$126 $126

-23.72%

Men's Leather Business Shoes

$105 $105

$163 $163

-35.37%

1-bedroom Apartment, City Center (Monthly)

$1,643 $1,643

$2,464 $2,464

-33.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 $1,048

$1,956 $1,956

-46.42%

3-bedroom Apartment, City Center (Monthly)

$2,842 $2,842

$4,711 $4,711

-39.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,008 $2,008

$3,550 $3,550

-43.44%

Buy Apartment in City Center (m2)

$4,773 $4,773

$7,346 $7,346

-35.03%

Buy Apartment Outside City Center (m2)

$5,105 $5,105

$5,048 $5,048

1.14%

Average Monthly Net Salary (After Tax)

$3,269 $3,269

$6,286 $6,286

-47.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.85

-6.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Walton Beach, FL: October 13, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Walton Beach, FL

$1K 48.5%

Seattle, WA

$2K 51.5% 86.6% $908

Groceries & Markets

Fort Walton Beach, FL

$304 14%

Seattle, WA

$542 14.3% 78.4% $238

Monthly Utilities & Internet

Fort Walton Beach, FL

$285 13.2%

Seattle, WA

$458 12.1% 60.7% $173

Eating Out

Fort Walton Beach, FL

$266 12.3%

Seattle, WA

$409 10.8% 53.7% $143

Clothing & Footwear

Fort Walton Beach, FL

$113 5.2%

Seattle, WA

$189 5% 67.4% $76

Sport & Entertainment

Fort Walton Beach, FL

$74 3.4%

Seattle, WA

$114 3% 54.4% $40

Getting Around

Fort Walton Beach, FL

$73 3.4%

Seattle, WA

$133 3.5% 82.1% $60

Cost Breakdown

A central one-bedroom costs $1,643 in Fort Walton Beach, FL versus $2,464 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Fort Walton Beach, FL versus $101 in Seattle, WA. Monthly groceries follow the same trend: $304 vs $542 – making Fort Walton Beach, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Fort Walton Beach, FL

🇺🇸 Seattle, WA

🕒 Local time

13:32 1:32 PM

11:32 11:32 AM

2 h behind Fort Walton Beach, FL

🌤 Weather

👥 Population

19,507

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Fort Walton Beach, FL Seattle, WA 3,580 km ≈ 5 h nonstop flight

From you

Fort Walton Beach, FL
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Fort Walton Beach, FL vs Seattle, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,162 in Fort Walton Beach, FL, $3,800 in Seattle, WA – roughly 76% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,244 per month in Fort Walton Beach, FL and $5,701 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort Walton Beach, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 78% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $80.0 in Fort Walton Beach, FL and $101 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,162 in Fort Walton Beach, FL and $3,800 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,162 in Fort Walton Beach, FL to $3,800 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Fort Walton Beach, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.