Last update: Oct 2026

Cost of Living Comparison Between Fort Smith, AR and Toronto

For one person, living is cheaper in Fort Smith, AR: $1,978 a month against $2,561 in Toronto, rent and utilities included – about $7,000 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

95

Cost of Living Index in Fort Smith, AR
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Fort Smith, AR Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Fort Smith, AR

🇺🇸 United States

$1,978

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Smith, AR and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Smith, AR and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,978 in Fort Smith, AR versus $2,561 in Toronto.

Fort Smith, AR $1,978
Toronto $2,561

Estimated couple costs with rent: $3,030 in Fort Smith, AR versus $3,694 in Toronto.

Fort Smith, AR $3,030
Toronto $3,694

Monthly costs for a family of three with rent: $4,081 in Fort Smith, AR versus $4,826 in Toronto.

Fort Smith, AR $4,081
Toronto $4,826

Living in Fort Smith, AR costs roughly 23% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Fort Smith, AR 47% above, Toronto 90% above.

Meal at Budget Restaurant

$20.37 $20.37

$17.18 CA$24.29

18.57%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$76.0 CA$107

-14.51%

Fast Food Meal (McDonalds, etc)

$11.35 $11.35

$10.54 CA$14.89

7.69%

Cappuccino

$5.35 $5.35

$4.02 CA$5.68

33.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 $2.31

$2.12 CA$3.00

8.96%

Water (0.33 liter bottle)

$2.06 $2.06

$1.75 CA$2.48

17.71%

Local Beer (0.5 liter draught)

$6.13 $6.13

$6.24 CA$8.83

-1.76%

Imported Beer (0.33 liter bottle)

$9.09 $9.09

$7.09 CA$10.02

28.21%

Milk (1 liter)

$1.02 $1.02

$2.44 CA$3.45

-58.20%

White Bread (500g)

$3.44 $3.44

$2.68 CA$3.78

28.36%

Rice (white) (1kg)

$3.67 $3.67

$2.24 CA$3.17

63.84%

Eggs

$2.97 $2.97

$3.56 CA$5.03

-16.57%

Local Cheese (1kg)

$7.37 $7.37

$9.09 CA$12.85

-18.92%

Chicken Fillets (1kg)

$10.94 $10.94

$11.33 CA$16.01

-3.44%

Beef Round Steak (1kg)

$19.62 $19.62

$14.53 CA$20.55

35.03%

Apples (1kg)

$4.95 $4.95

$3.62 CA$5.12

36.74%

Banana (1kg)

$1.42 $1.42

$1.21 CA$1.72

17.36%

Oranges (1kg)

$2.56 $2.56

$3.60 CA$5.09

-28.89%

Tomato (1kg)

$2.10 $2.10

$4.21 CA$5.96

-50.12%

Potato (1kg)

$1.90 $1.90

$1.79 CA$2.53

6.15%

Onion (1kg)

$1.58 $1.58

$1.59 CA$2.25

-0.63%

Lettuce (1 head)

$1.81 $1.81

$2.27 CA$3.21

-20.26%

Water (1.5 liter bottle)

$2.26 $2.26

$1.25 CA$1.77

80.80%

Cigarettes 20 Pack (Marlboro, Camel)

$8.08 $8.08

$13.82 CA$19.53

-41.53%

Wine (Bottle)

$14.13 $14.13

$14.27 CA$20.18

-0.98%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.20 CA$3.10

-16.36%

Imported Beer (0.33 liter bottle)

$2.52 $2.52

$2.43 CA$3.44

3.70%

One-way Ticket (Public Transport)

$1.28 $1.28

$2.39 CA$3.38

-46.44%

Public Transport Monthly Pass (Regular Price)

$35.56 $35.56

$111 CA$157

-67.94%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.91 CA$4.12

-6.19%

Taxi (Normal Tariff) (1km)

$1.28 $1.28

$1.20 CA$1.69

6.67%

Taxi 1hour Waiting (Normal Tariff)

$30.11 $30.11

$21.38 CA$30.23

40.83%

Gasoline (1 liter)

$0.79 $0.79

$1.21 CA$1.71

-34.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$28.2K CA$39.8K

-9.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.3K CA$28.6K

27.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 $274

$120 CA$170

127.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.6 $70.6

$32.26 CA$45.60

118.78%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$47.93 CA$67.8

42.88%

Gym Membership (Monthly)

$27.02 $27.02

$38.48 CA$54.4

-29.78%

Tennis Court (1 Hour on Weekend)

$15.73 $15.73

$22.96 CA$32.46

-31.49%

Cinema Ticket

$13.27 $13.27

$12.38 CA$17.50

7.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$890 $890

$830 CA$1,173

7.28%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$23.1K CA$32.6K

3.34%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$50.7 CA$71.7

4.40%

Summer Dress (H&M, Zara, etc)

$41.60 $41.60

$40.02 CA$56.6

3.95%

Sport Shoes (Adidas, Nike)

$93.6 $93.6

$98.0 CA$139

-4.43%

Men's Leather Business Shoes

$77.1 $77.1

$121 CA$171

-36.06%

1-bedroom Apartment, City Center (Monthly)

$681 $681

$1,592 CA$2,251

-57.23%

1-bedroom Apartment, Outside City Center (Monthly)

$668 $668

$1,410 CA$1,994

-52.63%

3-bedroom Apartment, City Center (Monthly)

$1,500 $1,500

$2,670 CA$3,775

-43.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,328 $1,328

$2,152 CA$3,042

-38.26%

Buy Apartment in City Center (m2)

$1,547 $1,547

$7,945 CA$11.2K

-80.53%

Buy Apartment Outside City Center (m2)

$1,540 $1,540

$6,542 CA$9,249

-76.46%

Average Monthly Net Salary (After Tax)

$3,041 $3,041

$3,727 CA$5,269

-18.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

4.47

42.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Smith, AR: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Smith, AR

$668 33.8%

Toronto

$1.4K 55.1% 111% $742

Monthly Utilities & Internet

Fort Smith, AR

$413 20.9%

Toronto

$201 7.8% 51.5% $213

Groceries & Markets

Fort Smith, AR

$347 17.5%

Toronto

$340 13.3% 2% $6.8

Eating Out

Fort Smith, AR

$328 16.6%

Toronto

$278 10.9% 15.1% $49

Clothing & Footwear

Fort Smith, AR

$119 6%

Toronto

$139 5.4% 16.6% $20

Sport & Entertainment

Fort Smith, AR

$54 2.7%

Toronto

$63 2.5% 18.1% $9.7

Getting Around

Fort Smith, AR

$50 2.5%

Toronto

$129 5.1% 160% $80

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Fort Smith, AR and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Fort Smith, AR vs $76.0 in Toronto. Groceries flip the comparison at $347 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Fort Smith, AR

🇨🇦 Toronto

🕒 Local time

09:57 9:57 AM

10:57 10:57 AM

1 h ahead of Fort Smith, AR

🌤 Weather

👥 Population

89,142

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Fort Smith, AR Toronto 1,580 km ≈ 2 h 30 min nonstop flight

From you

Fort Smith, AR
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Smith, AR vs Toronto: Cost of Living - Frequently Asked Questions

Fort Smith, AR wins on cost – living expenses run 29% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Fort Smith, AR the obvious pick if budget is a priority.

On paper, salaries run 23% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $681 in Fort Smith, AR versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,978 per month in Fort Smith, AR versus $2,561 in Toronto – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Fort Smith, AR runs roughly 212% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,978 in Fort Smith, AR versus $2,561 in Toronto, a $2,000 budget is realistic in Fort Smith, AR but tight or insufficient in Toronto. The gap between the two cities makes Fort Smith, AR the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Smith, AR gentler on the wallet – expenses run 29% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.