Last update: Oct 2026

Cost of Living Comparison Between Toronto and Fort Smith, AR

For one person, living is cheaper in Fort Smith, AR: $1,978 a month against $2,561 in Toronto, rent and utilities included – about $7,000 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
95

Cost of Living Index in Fort Smith, AR
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Fort Smith, AR Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Fort Smith, AR

🇺🇸 United States

$1,978

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Fort Smith, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Fort Smith, AR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,978 in Fort Smith, AR.

Toronto $2,561
Fort Smith, AR $1,978

Estimated couple costs with rent: $3,694 in Toronto versus $3,030 in Fort Smith, AR.

Toronto $3,694
Fort Smith, AR $3,030

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,081 in Fort Smith, AR.

Toronto $4,826
Fort Smith, AR $4,081

Living in Toronto is roughly 29% more expensive than in Fort Smith, AR, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Fort Smith, AR 47% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.37 $20.37

-15.66%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$65.0 $65.0

16.97%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.35 $11.35

-7.14%

Cappuccino

$4.02 CA$5.68

$5.35 $5.35

-24.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.31 $2.31

-8.23%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.06 $2.06

-15.05%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.13 $6.13

1.79%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.09 $9.09

-22.00%

Milk (1 liter)

$2.44 CA$3.45

$1.02 $1.02

139.22%

White Bread (500g)

$2.68 CA$3.78

$3.44 $3.44

-22.09%

Rice (white) (1kg)

$2.24 CA$3.17

$3.67 $3.67

-38.96%

Eggs

$3.56 CA$5.03

$2.97 $2.97

19.87%

Local Cheese (1kg)

$9.09 CA$12.85

$7.37 $7.37

23.34%

Chicken Fillets (1kg)

$11.33 CA$16.01

$10.94 $10.94

3.56%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.62 $19.62

-25.94%

Apples (1kg)

$3.62 CA$5.12

$4.95 $4.95

-26.87%

Banana (1kg)

$1.21 CA$1.72

$1.42 $1.42

-14.79%

Oranges (1kg)

$3.60 CA$5.09

$2.56 $2.56

40.63%

Tomato (1kg)

$4.21 CA$5.96

$2.10 $2.10

100.48%

Potato (1kg)

$1.79 CA$2.53

$1.90 $1.90

-5.79%

Onion (1kg)

$1.59 CA$2.25

$1.58 $1.58

0.63%

Lettuce (1 head)

$2.27 CA$3.21

$1.81 $1.81

25.41%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.26 $2.26

-44.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.08 $8.08

71.04%

Wine (Bottle)

$14.27 CA$20.18

$14.13 $14.13

0.99%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.84 $1.84

19.57%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.52 $2.52

-3.57%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.28 $1.28

86.72%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$35.56 $35.56

211.95%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.73 $2.73

6.59%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.28 $1.28

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$30.11 $30.11

-28.99%

Gasoline (1 liter)

$1.21 CA$1.71

$0.79 $0.79

53.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$25.5K $25.5K

10.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.8K $25.8K

-21.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$274 $274

-56.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$70.6 $70.6

-54.29%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$68.5 $68.5

-30.01%

Gym Membership (Monthly)

$38.48 CA$54.4

$27.02 $27.02

42.41%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$15.73 $15.73

45.96%

Cinema Ticket

$12.38 CA$17.50

$13.27 $13.27

-6.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$890 $890

-6.78%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$23.9K $23.9K

-3.24%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$52.9 $52.9

-4.21%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$41.60 $41.60

-3.80%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$93.6 $93.6

4.64%

Men's Leather Business Shoes

$121 CA$171

$77.1 $77.1

56.40%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$681 $681

133.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$668 $668

111.12%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,500 $1,500

77.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,328 $1,328

61.98%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,547 $1,547

413.60%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,540 $1,540

324.82%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,041 $3,041

22.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.38

-29.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Fort Smith, AR: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Fort Smith, AR

$668 33.8% 52.6% $742

Groceries & Markets

Toronto

$340 13.3%

Fort Smith, AR

$347 17.5% 2% $6.8

Eating Out

Toronto

$278 10.9%

Fort Smith, AR

$328 16.6% 17.7% $49

Monthly Utilities & Internet

Toronto

$201 7.8%

Fort Smith, AR

$413 20.9% 106% $213

Clothing & Footwear

Toronto

$139 5.4%

Fort Smith, AR

$119 6% 14.2% $20

Getting Around

Toronto

$129 5.1%

Fort Smith, AR

$50 2.5% 61.5% $80

Sport & Entertainment

Toronto

$63 2.5%

Fort Smith, AR

$54 2.7% 15.3% $9.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $681 in Fort Smith, AR. Housing cost is often the main lever when comparing two cities.

Toronto pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $65.0 in Fort Smith, AR. Groceries flip the comparison at $340 vs $347, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Fort Smith, AR

🕒 Local time

12:13 12:13 PM

11:13 11:13 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

89,142

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Fort Smith, AR 1,580 km ≈ 2 h 30 min nonstop flight

From you

Toronto
Fort Smith, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort Smith, AR: Cost of Living - Frequently Asked Questions

Fort Smith, AR wins on cost – living expenses run 29% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Fort Smith, AR the obvious pick if budget is a priority.

Average pay runs 23% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $681 in Fort Smith, AR. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,561 per month in Toronto versus $1,978 in Fort Smith, AR – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Fort Smith, AR runs roughly 212% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,978 in Fort Smith, AR versus $2,561 in Toronto, a $2,000 budget is realistic in Fort Smith, AR but tight or insufficient in Toronto. The gap between the two cities makes Fort Smith, AR the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Smith, AR gentler on the wallet – expenses run 29% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.