Last update: Oct 2026

Cost of Living Comparison Between Fort Lauderdale, FL and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,414 in Fort Lauderdale, FL, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

Fort Lauderdale, FL, United States
Chicago, IL, United States
Fort Lauderdale, FL
🇺🇸 United States
$3,414
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Fort Lauderdale, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Lauderdale, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,414 per month in Fort Lauderdale, FL vs $3,037 in Chicago, IL, rent included.

  • Fort Lauderdale, FL $3,414
  • Chicago, IL $3,037

A couple spends around $5,025 per month in Fort Lauderdale, FL vs $4,518 in Chicago, IL, rent included.

  • Fort Lauderdale, FL $5,025
  • Chicago, IL $4,518

A family of three spends $6,636 per month in Fort Lauderdale, FL vs $5,999 in Chicago, IL, rent included.

  • Fort Lauderdale, FL $6,636
  • Chicago, IL $5,999

Fort Lauderdale, FL costs about 12% more than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Fort Lauderdale, FL and Chicago, IL sit above the global median – Fort Lauderdale, FL by 151%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Fort Lauderdale, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$29.40 $29.40
$20.71 $20.71
41.96%
Three-Course Dinner for Two, Mid-Range
$99.7 $99.7
$89.2 $89.2
11.74%
Fast Food Meal (McDonalds, etc)
$14.55 $14.55
$13.19 $13.19
10.31%
Cappuccino
$5.10 $5.10
$5.66 $5.66
-9.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 $2.99
$2.64 $2.64
13.26%
Water (0.33 liter bottle)
$2.17 $2.17
$2.28 $2.28
-4.82%
Local Beer (0.5 liter draught)
$6.13 $6.13
$6.87 $6.87
-10.77%
Imported Beer (0.33 liter bottle)
$6.93 $6.93
$8.84 $8.84
-21.61%
🛒 Groceries & Markets
Fort Lauderdale, FL
Chicago, IL
Difference
Milk (1 liter)
$1.02 $1.02
$1.25 $1.25
-18.40%
White Bread (500g)
$5.03 $5.03
$3.72 $3.72
35.22%
Rice (white) (1kg)
$3.75 $3.75
$5.39 $5.39
-30.43%
Eggs
$4.90 $4.90
$4.74 $4.74
3.38%
Local Cheese (1kg)
$17.22 $17.22
$13.84 $13.84
24.42%
Chicken Fillets (1kg)
$10.33 $10.33
$14.40 $14.40
-28.26%
Beef Round Steak (1kg)
$26.42 $26.42
$18.38 $18.38
43.74%
Apples (1kg)
$6.47 $6.47
$5.22 $5.22
23.95%
Banana (1kg)
$1.95 $1.95
$1.98 $1.98
-1.52%
Oranges (1kg)
$4.36 $4.36
$4.06 $4.06
7.39%
Tomato (1kg)
$5.33 $5.33
$4.97 $4.97
7.24%
Potato (1kg)
$2.89 $2.89
$2.67 $2.67
8.24%
Onion (1kg)
$3.17 $3.17
$2.66 $2.66
19.17%
Lettuce (1 head)
$2.66 $2.66
$2.24 $2.24
18.75%
Water (1.5 liter bottle)
$1.79 $1.79
$3.13 $3.13
-42.81%
Cigarettes 20 Pack (Marlboro, Camel)
$9.52 $9.52
$13.82 $13.82
-31.11%
Wine (Bottle)
$11.81 $11.81
$14.88 $14.88
-20.63%
Local Beer (0.5 liter bottle)
$3.00 $3.00
$2.54 $2.54
18.11%
Imported Beer (0.33 liter bottle)
$2.12 $2.12
$3.51 $3.51
-39.60%
🚌 Getting Around
Fort Lauderdale, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$2.43 $2.43
-15.64%
Public Transport Monthly Pass (Regular Price)
$71.0 $71.0
$73.5 $73.5
-3.48%
Taxi Start (Normal Tariff)
$4.01 $4.01
$3.18 $3.18
26.10%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$1.39 $1.39
30.22%
Taxi 1hour Waiting (Normal Tariff)
$23.92 $23.92
$25.03 $25.03
-4.43%
Gasoline (1 liter)
$1.02 $1.02
$1.20 $1.20
-15.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K $28.3K
$35.0K $35.0K
-19.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K $26.6K
$26.7K $26.7K
-0.18%
🧾 Monthly Utilities & Internet
Fort Lauderdale, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 $212
$194 $194
8.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$64.8 $64.8
$69.5 $69.5
-6.67%
Internet (50+ Mbps, Unlimited Data)
$80.7 $80.7
$61.6 $61.6
30.92%
🎉 Sport & Entertainment
Fort Lauderdale, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$42.90 $42.90
$47.90 $47.90
-10.44%
Tennis Court (1 Hour on Weekend)
$14.34 $14.34
$27.34 $27.34
-47.55%
Cinema Ticket
$17.92 $17.92
$17.81 $17.81
0.62%
🧸 Childcare & Education
Fort Lauderdale, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,026 $1,026
$1,794 $1,794
-42.81%
International Primary School, 1 Child (Yearly)
$41.2K $41.2K
$31.9K $31.9K
29.03%
👕👟 Clothing & Footwear
Fort Lauderdale, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$46.35 $46.35
$67.0 $67.0
-30.84%
Summer Dress (H&M, Zara, etc)
$41.77 $41.77
$52.1 $52.1
-19.89%
Sport Shoes (Adidas, Nike)
$87.5 $87.5
$102 $102
-13.85%
Men's Leather Business Shoes
$116 $116
$144 $144
-19.08%
🏠 Accommodation & Living
Fort Lauderdale, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,687 $2,687
$2,526 $2,526
6.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,893 $1,893
$1,578 $1,578
19.97%
3-bedroom Apartment, City Center (Monthly)
$4,985 $4,985
$4,738 $4,738
5.20%
3-bedroom Apartment, Outside City Center (Monthly)
$3,168 $3,168
$2,693 $2,693
17.65%
Buy Apartment in City Center (m2)
$5,795 $5,795
$4,190 $4,190
38.31%
Buy Apartment Outside City Center (m2)
$4,254 $4,254
$2,768 $2,768
53.68%
💵 Salaries & Financials
Fort Lauderdale, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,757 $4,757
$4,931 $4,931
-3.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
6.81
-2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Lauderdale, FL: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Fort Lauderdale, FL
$1.9K
Chicago, IL
$1.6K 16.6% $315
Groceries & Markets
Fort Lauderdale, FL
$456
Chicago, IL
$447 1.9% $8.5
Eating Out
Fort Lauderdale, FL
$405
Chicago, IL
$345 14.9% $60
Monthly Utilities & Internet
Fort Lauderdale, FL
$357
Chicago, IL
$326 8.9% $32
Clothing & Footwear
Fort Lauderdale, FL
$131
Chicago, IL
$164 24.8% $33
Getting Around
Fort Lauderdale, FL
$92
Chicago, IL
$93 1.2% $1.1
Sport & Entertainment
Fort Lauderdale, FL
$79
Chicago, IL
$84 6.1% $4.8

Cost Breakdown

A central one-bedroom costs $2,687 in Fort Lauderdale, FL versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Fort Lauderdale, FL versus $89 in Chicago, IL. Monthly groceries follow the same trend: $456 vs $447 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Fort Lauderdale, FL
🇺🇸 Chicago, IL
🕒 Local time
11:00 11:00 AM
10:00 10:00 AM
1 h behind Fort Lauderdale, FL
🌤 Weather
👥 Population
165,521
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Fort Lauderdale, FL Chicago, IL 1,880 km ≈ 2 h 45 min nonstop flight
From you
  • Fort Lauderdale, FL
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Lauderdale, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Fort Lauderdale, FL and in Chicago, IL compare overall?
Monthly costs with rent: $3,414 in Fort Lauderdale, FL, $3,037 in Chicago, IL – roughly 12% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Fort Lauderdale, FL compared to Chicago, IL?
For a comfortable life, plan on about $5,121 per month in Fort Lauderdale, FL and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do apartment prices compare in Fort Lauderdale, FL and in Chicago, IL?
A central 1-bedroom goes for about $2,687 in Fort Lauderdale, FL and $2,526 in Chicago, IL. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Fort Lauderdale, FL and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Fort Lauderdale, FL and in Chicago, IL?
Public transport costs about 3% less in Fort Lauderdale, FL. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,414 in Fort Lauderdale, FL and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Fort Lauderdale, FL and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,414 in Fort Lauderdale, FL. Climate, culture, job market, and personal taste all factor in.

Fort Lauderdale, FL vs other spots: cost of living compared

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