Cost of Living Comparison Between Chicago, IL and Fort Lauderdale, FL Cost of Living Comparison Between Chicago, IL and Fort Lauderdale, FL

Monthly Cost of Living

A single person spends $3,051 per month in Chicago, IL vs $3,266 in Fort Lauderdale, FL, rent included.

A couple spends around $4,638 per month in Chicago, IL vs $4,978 in Fort Lauderdale, FL, rent included.

A family of three spends $6,224 per month in Chicago, IL vs $6,690 in Fort Lauderdale, FL, rent included.

Chicago, IL is about 7% cheaper than Fort Lauderdale, FL, driven mainly by Groceries & Markets.

Both Chicago, IL and Fort Lauderdale, FL sit above the global median – Chicago, IL by 128%, Fort Lauderdale, FL by 144%.

Currency
🍽 Eating Out
Chicago, IL
Fort Lauderdale, FL
Difference
Meal at Budget Restaurant
$20.67 $20.67
$21.42 $21.42
-3.50%
Three-Course Dinner for Two, Mid-Range
$100 $100
$108 $108
-7.09%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$10.30 $10.30
15.15%
Cappuccino
$5.54 $5.54
$5.15 $5.15
7.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 $3.06
$2.77 $2.77
10.47%
Water (0.33 liter bottle)
$2.48 $2.48
$2.13 $2.13
16.43%
Local Beer (0.5 liter draught)
$6.92 $6.92
$6.18 $6.18
11.97%
Imported Beer (0.33 liter bottle)
$8.13 $8.13
$6.58 $6.58
23.56%
🛒 Groceries & Markets
Chicago, IL
Fort Lauderdale, FL
Difference
Milk (1 liter)
$1.04 $1.04
$0.94 $0.94
10.64%
White Bread (500g)
$3.91 $3.91
$4.10 $4.10
-4.63%
Rice (white) (1kg)
$5.42 $5.42
$3.30 $3.30
64.24%
Eggs
$4.48 $4.48
$3.89 $3.89
15.17%
Local Cheese (1kg)
$14.52 $14.52
$11.47 $11.47
26.59%
Chicken Fillets (1kg)
$15.21 $15.21
$9.15 $9.15
66.23%
Beef Round Steak (1kg)
$19.25 $19.25
$19.29 $19.29
-0.21%
Apples (1kg)
$5.39 $5.39
$5.65 $5.65
-4.60%
Banana (1kg)
$1.69 $1.69
$1.50 $1.50
12.67%
Oranges (1kg)
$4.32 $4.32
$4.37 $4.37
-1.14%
Tomato (1kg)
$4.51 $4.51
$5.27 $5.27
-14.42%
Potato (1kg)
$2.56 $2.56
$3.50 $3.50
-26.86%
Onion (1kg)
$2.70 $2.70
$3.35 $3.35
-19.40%
Lettuce (1 head)
$2.41 $2.41
$2.20 $2.20
9.55%
Water (1.5 liter bottle)
$2.62 $2.62
$2.04 $2.04
28.43%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 $15.02
$10.19 $10.19
47.40%
Wine (Bottle)
$14.71 $14.71
$10.69 $10.69
37.61%
Local Beer (0.5 liter bottle)
$2.48 $2.48
$1.78 $1.78
39.33%
Imported Beer (0.33 liter bottle)
$3.69 $3.69
$2.89 $2.89
27.68%
🚌 Getting Around
Chicago, IL
Fort Lauderdale, FL
Difference
One-way Ticket (Public Transport)
$2.55 $2.55
$2.40 $2.40
6.25%
Public Transport Monthly Pass (Regular Price)
$75.5 $75.5
$72.1 $72.1
4.64%
Taxi Start (Normal Tariff)
$3.29 $3.29
$4.59 $4.59
-28.32%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.52 $1.52
-5.92%
Taxi 1hour Waiting (Normal Tariff)
$24.72 $24.72
$22.38 $22.38
10.46%
Gasoline (1 liter)
$1.09 $1.09
$0.91 $0.91
19.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K $31.8K
$26.4K $26.4K
20.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.0K $25.0K
5.73%
🧾 Monthly Utilities & Internet
Chicago, IL
Fort Lauderdale, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$171 $171
6.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.8 $61.8
$58.3 $58.3
6.15%
Internet (50+ Mbps, Unlimited Data)
$65.0 $65.0
$70.0 $70.0
-7.06%
🎉 Sport & Entertainment
Chicago, IL
Fort Lauderdale, FL
Difference
Gym Membership (Monthly)
$76.1 $76.1
$77.2 $77.2
-1.41%
Tennis Court (1 Hour on Weekend)
$13.04 $13.04
$13.45 $13.45
-3.05%
Cinema Ticket
$14.75 $14.75
$14.91 $14.91
-1.07%
🧸 Childcare & Education
Chicago, IL
Fort Lauderdale, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,056 $2,056
$832 $832
147.14%
International Primary School, 1 Child (Yearly)
$38.5K $38.5K
$16.2K $16.2K
137.05%
👕👟 Clothing & Footwear
Chicago, IL
Fort Lauderdale, FL
Difference
Jeans (Levis 501 Or Similar)
$63.9 $63.9
$46.81 $46.81
36.57%
Summer Dress (H&M, Zara, etc)
$51.6 $51.6
$45.23 $45.23
14.06%
Sport Shoes (Adidas, Nike)
$97.3 $97.3
$87.3 $87.3
11.41%
Men's Leather Business Shoes
$147 $147
$94.0 $94.0
56.60%
🏠 Accommodation & Living
Chicago, IL
Fort Lauderdale, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,349 $2,349
$2,271 $2,271
3.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,581 $1,581
$1,940 $1,940
-18.51%
3-bedroom Apartment, City Center (Monthly)
$4,708 $4,708
$3,715 $3,715
26.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,716 $2,716
$3,607 $3,607
-24.72%
Buy Apartment in City Center (m2)
$3,976 $3,976
$5,416 $5,416
-26.58%
Buy Apartment Outside City Center (m2)
$2,632 $2,632
$4,105 $4,105
-35.89%
💵 Salaries & Financials
Chicago, IL
Fort Lauderdale, FL
Difference
Average Monthly Net Salary (After Tax)
$4,723 $4,723
$4,385 $4,385
7.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.53
1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: April 20, 2026

Last update for Fort Lauderdale, FL: April 22, 2026

Cost Breakdown

A central one-bedroom costs $2,349 in Chicago, IL versus $2,271 in Fort Lauderdale, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Chicago, IL versus $108 in Fort Lauderdale, FL. Groceries tell a different story – $447 in Chicago, IL vs $385 in Fort Lauderdale, FL – so Fort Lauderdale, FL wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Fort Lauderdale, FL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Fort Lauderdale, FL compare overall?
Monthly costs with rent: $3,051 in Chicago, IL, $3,266 in Fort Lauderdale, FL – roughly 7% apart. Fort Lauderdale, FL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Fort Lauderdale, FL?
For a comfortable life, plan on about $4,577 per month in Chicago, IL and $4,899 in Fort Lauderdale, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Fort Lauderdale, FL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 16% cheaper in Fort Lauderdale, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Chicago, IL and $108 in Fort Lauderdale, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,051 in Chicago, IL and $3,266 in Fort Lauderdale, FL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Fort Lauderdale, FL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,051 in Chicago, IL to $3,266 in Fort Lauderdale, FL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Fort Lauderdale, FL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Lauderdale, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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