Last update: Oct 2026

Cost of Living Comparison Between Fort Collins, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,816 in Fort Collins, CO, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Fort Collins, CO
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Fort Collins, CO Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fort Collins, CO

🇺🇸 United States

$2,816

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Collins, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Collins, CO and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,816 in Fort Collins, CO versus $1,349 in Ubud, Bali.

Fort Collins, CO $2,816
Ubud, Bali $1,349

Estimated couple costs with rent: $3,951 in Fort Collins, CO versus $2,305 in Ubud, Bali.

Fort Collins, CO $3,951
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,085 in Fort Collins, CO versus $3,261 in Ubud, Bali.

Fort Collins, CO $5,085
Ubud, Bali $3,261

Living in Fort Collins, CO is roughly 109% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.88 $22.88

$3.32 Rp 60.2K

589.16%

Three-Course Dinner for Two, Mid-Range

$79.0 $79.0

$35.64 Rp 645.8K

121.77%

Fast Food Meal (McDonalds, etc)

$11.24 $11.24

$5.53 Rp 100.3K

103.25%

Cappuccino

$6.22 $6.22

$2.72 Rp 49.3K

128.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$1.70 Rp 30.8K

49.41%

Water (0.33 liter bottle)

$2.06 $2.06

$0.76 Rp 13.8K

171.05%

Local Beer (0.5 liter draught)

$7.05 $7.05

$2.65 Rp 48.1K

166.04%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$4.38 Rp 79.4K

57.31%

Milk (1 liter)

$1.03 $1.03

$1.49 Rp 27.0K

-30.87%

White Bread (500g)

$2.99 $2.99

$2.28 Rp 41.2K

31.14%

Rice (white) (1kg)

$2.79 $2.79

$1.19 Rp 21.6K

134.45%

Eggs

$4.13 $4.13

$2.04 Rp 36.9K

102.45%

Local Cheese (1kg)

$11.15 $11.15

$17.70 Rp 320.8K

-37.01%

Chicken Fillets (1kg)

$9.23 $9.23

$3.96 Rp 71.8K

133.08%

Beef Round Steak (1kg)

$19.48 $19.48

$12.19 Rp 220.9K

59.80%

Apples (1kg)

$4.98 $4.98

$3.66 Rp 66.2K

36.07%

Banana (1kg)

$1.52 $1.52

$1.52 Rp 27.5K

Oranges (1kg)

$4.81 $4.81

$2.23 Rp 40.4K

115.70%

Tomato (1kg)

$5.35 $5.35

$1.97 Rp 35.7K

171.57%

Potato (1kg)

$3.58 $3.58

$1.85 Rp 33.5K

93.51%

Onion (1kg)

$4.66 $4.66

$2.42 Rp 43.9K

92.56%

Lettuce (1 head)

$2.33 $2.33

$0.99 Rp 17.9K

135.35%

Water (1.5 liter bottle)

$1.78 $1.78

$0.51 Rp 9,303

249.02%

Cigarettes 20 Pack (Marlboro, Camel)

$10.32 $10.32

$2.22 Rp 40.3K

364.86%

Wine (Bottle)

$16.64 $16.64

$22.24 Rp 403.0K

-25.18%

Local Beer (0.5 liter bottle)

$2.47 $2.47

$2.26 Rp 41.0K

9.29%

Imported Beer (0.33 liter bottle)

$2.71 $2.71

$2.97 Rp 53.8K

-8.75%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$2.43 $2.43

$0.44 Rp 7,964

452.27%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$0.43 Rp 7,793

341.86%

Taxi 1hour Waiting (Normal Tariff)

$24.61 $24.61

$5.41 Rp 98.0K

354.90%

Gasoline (1 liter)

$1.02 $1.02

$0.82 Rp 14.9K

24.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$23.8K Rp 432.0M

18.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.3M

-17.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$79.1 Rp 1.4M

165.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.6 $56.6

$6.45 Rp 116.8K

777.98%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$18.58 Rp 336.7K

279.76%

Gym Membership (Monthly)

$51.8 $51.8

$49.48 Rp 896.7K

4.69%

Tennis Court (1 Hour on Weekend)

$29.76 $29.76

$17.65 Rp 319.8K

68.61%

Cinema Ticket

$11.96 $11.96

$4.27 Rp 77.4K

180.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,288 $1,288

$491 Rp 8.9M

162.53%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$5,674 Rp 102.8M

121.60%

Jeans (Levis 501 Or Similar)

$59.1 $59.1

$44.64 Rp 808.9K

32.33%

Summer Dress (H&M, Zara, etc)

$68.5 $68.5

$34.95 Rp 633.4K

95.88%

Sport Shoes (Adidas, Nike)

$81.6 $81.6

$79.9 Rp 1.4M

2.12%

Men's Leather Business Shoes

$114 $114

$79.4 Rp 1.4M

43.62%

1-bedroom Apartment, City Center (Monthly)

$1,817 $1,817

$1,125 Rp 20.4M

61.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,499 $1,499

$671 Rp 12.2M

123.27%

3-bedroom Apartment, City Center (Monthly)

$2,837 $2,837

$3,565 Rp 64.6M

-20.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,143 $2,143

$1,723 Rp 31.2M

24.36%

Buy Apartment in City Center (m2)

$4,076 $4,076

$2,732 Rp 49.5M

49.21%

Buy Apartment Outside City Center (m2)

$2,793 $2,793

$2,284 Rp 41.4M

22.30%

Average Monthly Net Salary (After Tax)

$4,503 $4,503

$164 Rp 3.0M

2648.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

13.78

-50.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Collins, CO

$1.5K 53.2%

Ubud, Bali

$672 49.8% 55.2% $828

Groceries & Markets

Fort Collins, CO

$388 13.8%

Ubud, Bali

$288 21.4% 25.6% $99

Eating Out

Fort Collins, CO

$359 12.7%

Ubud, Bali

$108 8% 70% $251

Monthly Utilities & Internet

Fort Collins, CO

$337 12%

Ubud, Bali

$104 7.7% 69.1% $233

Clothing & Footwear

Fort Collins, CO

$145 5.2%

Ubud, Bali

$108 8% 26.1% $38

Sport & Entertainment

Fort Collins, CO

$76 2.7%

Ubud, Bali

$58 4.3% 23.4% $18

Getting Around

Fort Collins, CO

$12 * 0.4%

Ubud, Bali

$11 0.9% 4.3% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,817 in Fort Collins, CO and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fort Collins, CO pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Fort Collins, CO vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $388 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Fort Collins, CO

🇮🇩 Ubud, Bali

🕒 Local time

12:55 12:55 PM

03:55 3:55 AM

15 h ahead of Fort Collins, CO

🌤 Weather

👥 Population

148,612

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Fort Collins, CO Ubud, Bali 14,670 km ≈ 19 h nonstop flight

From you

Fort Collins, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Collins, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 52% lower than in Fort Collins, CO. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Fort Collins, CO is about 27 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,817 in Fort Collins, CO versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 34% higher in Fort Collins, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,816 per month in Fort Collins, CO versus $1,349 in Ubud, Bali – Ubud, Bali is about 52% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Fort Collins, CO and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Fort Collins, CO on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.