Cost of Living Comparison Between Fort Collins, CO and Seattle, WA Cost of Living Comparison Between Fort Collins, CO and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $2,502 in Fort Collins, CO versus $3,598 in Seattle, WA.

Estimated couple costs with rent: $3,709 in Fort Collins, CO versus $5,539 in Seattle, WA.

Monthly costs for a family of three with rent: $4,916 in Fort Collins, CO versus $7,479 in Seattle, WA.

Living in Fort Collins, CO costs roughly 30% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Fort Collins, CO 87% above, Seattle, WA 168% above.

Currency
🍽 Eating Out
Fort Collins, CO
Seattle, WA
Difference
Meal at Budget Restaurant
$18.24 $18.24
$24.80 $24.80
-26.45%
Three-Course Dinner for Two, Mid-Range
$70.9 $70.9
$118 $118
-39.79%
Fast Food Meal (McDonalds, etc)
$11.59 $11.59
$13.77 $13.77
-15.83%
Cappuccino
$4.81 $4.81
$5.71 $5.71
-15.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.05 $2.05
$3.05 $3.05
-32.79%
Water (0.33 liter bottle)
$2.40 $2.40
$2.50 $2.50
-4.00%
Local Beer (0.5 liter draught)
$6.81 $6.81
$7.83 $7.83
-13.03%
Imported Beer (0.33 liter bottle)
$6.39 $6.39
$7.88 $7.88
-18.91%
🛒 Groceries & Markets
Fort Collins, CO
Seattle, WA
Difference
Milk (1 liter)
$1.01 $1.01
$1.35 $1.35
-25.19%
White Bread (500g)
$3.15 $3.15
$5.06 $5.06
-37.75%
Rice (white) (1kg)
$3.26 $3.26
$5.39 $5.39
-39.52%
Eggs
$4.26 $4.26
$6.85 $6.85
-37.81%
Local Cheese (1kg)
$10.83 $10.83
$25.07 $25.07
-56.80%
Chicken Fillets (1kg)
$8.79 $8.79
$15.85 $15.85
-44.54%
Beef Round Steak (1kg)
$16.63 $16.63
$20.59 $20.59
-19.23%
Apples (1kg)
$3.90 $3.90
$6.14 $6.14
-36.48%
Banana (1kg)
$1.57 $1.57
$2.82 $2.82
-44.33%
Oranges (1kg)
$4.37 $4.37
$5.51 $5.51
-20.69%
Tomato (1kg)
$5.04 $5.04
$6.74 $6.74
-25.22%
Potato (1kg)
$2.27 $2.27
$3.15 $3.15
-27.94%
Onion (1kg)
$1.88 $1.88
$3.82 $3.82
-50.79%
Lettuce (1 head)
$2.42 $2.42
$2.69 $2.69
-10.04%
Water (1.5 liter bottle)
$1.95 $1.95
$2.64 $2.64
-26.14%
Cigarettes 20 Pack (Marlboro, Camel)
$9.39 $9.39
$11.65 $11.65
-19.40%
Wine (Bottle)
$19.29 $19.29
$15.69 $15.69
22.94%
Local Beer (0.5 liter bottle)
$2.27 $2.27
$2.93 $2.93
-22.53%
Imported Beer (0.33 liter bottle)
$2.66 $2.66
$4.24 $4.24
-37.26%
🚌 Getting Around
Fort Collins, CO
Seattle, WA
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$2.82 $2.82
-28.72%
Public Transport Monthly Pass (Regular Price)
-
$100 $100
-
Taxi Start (Normal Tariff)
$2.57 $2.57
$2.60 $2.60
-1.15%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.72 $1.72
-16.86%
Taxi 1hour Waiting (Normal Tariff)
$25.38 $25.38
$30.22 $30.22
-16.02%
Gasoline (1 liter)
$0.87 $0.87
$1.19 $1.19
-26.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$32.7K $32.7K
-16.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$26.1K $26.1K
-2.82%
🧾 Monthly Utilities & Internet
Fort Collins, CO
Seattle, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 $169
$263 $263
-35.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.79 $43.79
$60.9 $60.9
-28.07%
Internet (50+ Mbps, Unlimited Data)
$76.7 $76.7
$75.9 $75.9
1.08%
🎉 Sport & Entertainment
Fort Collins, CO
Seattle, WA
Difference
Gym Membership (Monthly)
$59.6 $59.6
$79.6 $79.6
-25.11%
Tennis Court (1 Hour on Weekend)
$15.13 $15.13
$39.89 $39.89
-62.07%
Cinema Ticket
$11.88 $11.88
$16.27 $16.27
-26.98%
🧸 Childcare & Education
Fort Collins, CO
Seattle, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,554 $1,554
$2,281 $2,281
-31.86%
International Primary School, 1 Child (Yearly)
$12.6K $12.6K
$29.3K $29.3K
-57.11%
👕👟 Clothing & Footwear
Fort Collins, CO
Seattle, WA
Difference
Jeans (Levis 501 Or Similar)
$68.4 $68.4
$68.6 $68.6
-0.31%
Summer Dress (H&M, Zara, etc)
$91.5 $91.5
$52.0 $52.0
76.17%
Sport Shoes (Adidas, Nike)
$80.1 $80.1
$116 $116
-30.86%
Men's Leather Business Shoes
$107 $107
$143 $143
-25.54%
🏠 Accommodation & Living
Fort Collins, CO
Seattle, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,810 $1,810
$2,336 $2,336
-22.51%
1-bedroom Apartment, Outside City Center (Monthly)
$1,241 $1,241
$1,863 $1,863
-33.36%
3-bedroom Apartment, City Center (Monthly)
$2,782 $2,782
$4,628 $4,628
-39.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,262 $2,262
$3,477 $3,477
-34.93%
Buy Apartment in City Center (m2)
$2,982 $2,982
$7,766 $7,766
-61.61%
Buy Apartment Outside City Center (m2)
$2,947 $2,947
$5,232 $5,232
-43.68%
💵 Salaries & Financials
Fort Collins, CO
Seattle, WA
Difference
Average Monthly Net Salary (After Tax)
$4,422 $4,422
$6,617 $6,617
-33.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
6.42
2.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: May 30, 2026

Last update for Seattle, WA: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,810 in Fort Collins, CO and $2,336 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Fort Collins, CO vs $118 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $368 vs $547 per month, with Fort Collins, CO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Collins, CO vs Seattle, WA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fort Collins, CO or Seattle, WA?
Fort Collins, CO wins on cost – living expenses run 44% lower than in Seattle, WA. Housing and daily spending are where you'll feel the difference most, making Fort Collins, CO the obvious pick if budget is a priority.
Are salaries higher in Fort Collins, CO or Seattle, WA?
On paper, Seattle, WA earns 50% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Fort Collins, CO vs Seattle, WA?
Rent for a central apartment: $1,810 in Fort Collins, CO versus $2,336 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Fort Collins, CO or Seattle, WA?
Supermarket bills run roughly 48% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Fort Collins, CO compared to Seattle, WA?
All in, you'll spend $2,502 per month in Fort Collins, CO versus $3,598 in Seattle, WA – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Fort Collins, CO or Seattle, WA?
Both cities are expensive relative to $2,000. Fort Collins, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Fort Collins, CO or Seattle, WA?
Both work as nomad bases, but Fort Collins, CO delivers better value – similar infrastructure at $2,502 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fort Collins, CO hard to pass up.
How safe is Fort Collins, CO compared to Seattle, WA?
Safety-wise, Fort Collins, CO and Seattle, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Fort Collins, CO gentler on the wallet – expenses run 44% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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