Last update: Oct 2026

Cost of Living Comparison Between Fort Collins, CO and New York, NY

For one person, living is cheaper in Fort Collins, CO: $2,816 a month against $4,941 in New York, NY, rent and utilities included – about $25,500 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Fort Collins, CO
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Fort Collins, CO Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Fort Collins, CO

🇺🇸 United States

$2,816

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Collins, CO and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Collins, CO and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,816 in Fort Collins, CO versus $4,941 in New York, NY.

Fort Collins, CO $2,816
New York, NY $4,941

Estimated couple costs with rent: $3,951 in Fort Collins, CO versus $7,225 in New York, NY.

Fort Collins, CO $3,951
New York, NY $7,225

Monthly costs for a family of three with rent: $5,085 in Fort Collins, CO versus $9,509 in New York, NY.

Fort Collins, CO $5,085
New York, NY $9,509

Living in Fort Collins, CO costs roughly 43% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Fort Collins, CO 107% above, New York, NY 263% above.

Meal at Budget Restaurant

$22.88 $22.88

$28.55 $28.55

-19.86%

Three-Course Dinner for Two, Mid-Range

$79.0 $79.0

$118 $118

-33.27%

Fast Food Meal (McDonalds, etc)

$11.24 $11.24

$15.04 $15.04

-25.27%

Cappuccino

$6.22 $6.22

$6.53 $6.53

-4.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.96 $3.96

-35.86%

Water (0.33 liter bottle)

$2.06 $2.06

$3.01 $3.01

-31.56%

Local Beer (0.5 liter draught)

$7.05 $7.05

$8.16 $8.16

-13.60%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$9.84 $9.84

-29.98%

Milk (1 liter)

$1.03 $1.03

$1.37 $1.37

-24.82%

White Bread (500g)

$2.99 $2.99

$4.97 $4.97

-39.84%

Rice (white) (1kg)

$2.79 $2.79

$7.81 $7.81

-64.28%

Eggs

$4.13 $4.13

$5.97 $5.97

-30.82%

Local Cheese (1kg)

$11.15 $11.15

$18.91 $18.91

-41.04%

Chicken Fillets (1kg)

$9.23 $9.23

$18.04 $18.04

-48.84%

Beef Round Steak (1kg)

$19.48 $19.48

$19.05 $19.05

2.26%

Apples (1kg)

$4.98 $4.98

$6.76 $6.76

-26.33%

Banana (1kg)

$1.52 $1.52

$2.27 $2.27

-33.04%

Oranges (1kg)

$4.81 $4.81

$6.83 $6.83

-29.58%

Tomato (1kg)

$5.35 $5.35

$7.09 $7.09

-24.54%

Potato (1kg)

$3.58 $3.58

$4.22 $4.22

-15.17%

Onion (1kg)

$4.66 $4.66

$4.65 $4.65

0.22%

Lettuce (1 head)

$2.33 $2.33

$2.87 $2.87

-18.82%

Water (1.5 liter bottle)

$1.78 $1.78

$2.60 $2.60

-31.54%

Cigarettes 20 Pack (Marlboro, Camel)

$10.32 $10.32

$18.77 $18.77

-45.02%

Wine (Bottle)

$16.64 $16.64

$20.13 $20.13

-17.34%

Local Beer (0.5 liter bottle)

$2.47 $2.47

$3.45 $3.45

-28.41%

Imported Beer (0.33 liter bottle)

$2.71 $2.71

$4.02 $4.02

-32.59%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.08 $3.08

-21.10%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$2.12 $2.12

-10.38%

Taxi 1hour Waiting (Normal Tariff)

$24.61 $24.61

$41.96 $41.96

-41.35%

Gasoline (1 liter)

$1.02 $1.02

$1.17 $1.17

-12.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$34.5K $34.5K

-17.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.9K $25.9K

1.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$219 $219

-4.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.6 $56.6

$74.2 $74.2

-23.72%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$70.2 $70.2

0.50%

Gym Membership (Monthly)

$51.8 $51.8

$112 $112

-53.73%

Tennis Court (1 Hour on Weekend)

$29.76 $29.76

$74.9 $74.9

-60.25%

Cinema Ticket

$11.96 $11.96

$22.14 $22.14

-45.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,288 $1,288

$3,558 $3,558

-63.80%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$62.2K $62.2K

-79.77%

Jeans (Levis 501 Or Similar)

$59.1 $59.1

$75.6 $75.6

-21.88%

Summer Dress (H&M, Zara, etc)

$68.5 $68.5

$51.2 $51.2

33.71%

Sport Shoes (Adidas, Nike)

$81.6 $81.6

$123 $123

-33.75%

Men's Leather Business Shoes

$114 $114

$140 $140

-18.39%

1-bedroom Apartment, City Center (Monthly)

$1,817 $1,817

$4,499 $4,499

-59.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,499 $1,499

$3,078 $3,078

-51.30%

3-bedroom Apartment, City Center (Monthly)

$2,837 $2,837

$9,447 $9,447

-69.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,143 $2,143

$5,190 $5,190

-58.71%

Buy Apartment in City Center (m2)

$4,076 $4,076

$18.1K $18.1K

-77.49%

Buy Apartment Outside City Center (m2)

$2,793 $2,793

$6,693 $6,693

-58.26%

Average Monthly Net Salary (After Tax)

$4,503 $4,503

$5,220 $5,220

-13.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

6.86

-1.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: October 26, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Collins, CO

$1.5K 53.2%

New York, NY

$3.1K 62.3% 105% $1.6K

Groceries & Markets

Fort Collins, CO

$388 13.8%

New York, NY

$563 11.4% 45.2% $175

Eating Out

Fort Collins, CO

$359 12.7%

New York, NY

$440 8.9% 22.7% $81

Monthly Utilities & Internet

Fort Collins, CO

$337 12%

New York, NY

$364 7.4% 7.9% $27

Clothing & Footwear

Fort Collins, CO

$145 5.2%

New York, NY

$175 3.6% 20.6% $30

Sport & Entertainment

Fort Collins, CO

$76 2.7%

New York, NY

$156 3.2% 106% $81

Getting Around

Fort Collins, CO

$12 * 0.4%

New York, NY

$164 3.3% 1277% $152

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,817 in Fort Collins, CO and $4,499 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79 in Fort Collins, CO vs $118 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $388 vs $563 per month, with Fort Collins, CO cheaper across the board.

Good to know

🇺🇸 Fort Collins, CO

🇺🇸 New York, NY

🕒 Local time

09:52 9:52 AM

11:52 11:52 AM

2 h ahead of Fort Collins, CO

🌤 Weather

👥 Population

148,612

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Fort Collins, CO New York, NY 2,590 km ≈ 3 h 45 min nonstop flight

From you

Fort Collins, CO
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Collins, CO vs New York, NY: Cost of Living - Frequently Asked Questions

Fort Collins, CO wins on cost – living expenses run 43% lower than in New York, NY. Housing and daily spending are where you’ll feel the difference most, making Fort Collins, CO the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Fort Collins, CO. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,817 in Fort Collins, CO versus $4,499 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,816 per month in Fort Collins, CO versus $4,941 in New York, NY – Fort Collins, CO is about 43% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Fort Collins, CO is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Fort Collins, CO delivers better value at $2,816 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fort Collins, CO hard to pass up.

It comes down to priorities – Fort Collins, CO wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.