Last update: Oct 2026

Cost of Living Comparison Between Foca and Cebu

For one person, living costs are similar in Foca and in Cebu: $952 and $918 a month, rent and utilities included.

46

Cost of Living Index in Foca
Learn more

Foca Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Foca

🇧🇦 Bosnia and Herzegovina

$952

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Foca and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Foca and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $952 in Foca versus $918 in Cebu.

Foca $952
Cebu $918

Estimated couple costs with rent: $1,369 in Foca versus $1,409 in Cebu.

Foca $1,369
Cebu $1,409

Monthly costs for a family of three with rent: $1,786 in Foca versus $1,900 in Cebu.

Foca $1,786
Cebu $1,900

Living in Foca is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Foca 29% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.40 BAM 9.39

$3.09 ₱194

74.76%

Three-Course Dinner for Two, Mid-Range

$21.90 BAM 38.08

$24.22 ₱1,525

-9.58%

Fast Food Meal (McDonalds, etc)

$4.68 BAM 8.14

$3.92 ₱247

19.39%

Cappuccino

$1.53 BAM 2.66

$2.51 ₱158

-39.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 BAM 2.37

$1.59 ₱100

-14.47%

Water (0.33 liter bottle)

$0.78 BAM 1.36

$0.53 ₱33.43

47.17%

Local Beer (0.5 liter draught)

$1.75 BAM 3.04

$1.78 ₱112

-1.69%

Imported Beer (0.33 liter bottle)

$2.26 BAM 3.92

$2.17 ₱137

4.15%

Milk (1 liter)

$1.16 BAM 2.03

$1.92 ₱121

-39.58%

White Bread (500g)

$1.11 BAM 1.94

$1.36 ₱85.4

-18.38%

Rice (white) (1kg)

$1.62 BAM 2.82

$1.01 ₱63.5

60.40%

Eggs

$2.11 BAM 3.67

$2.03 ₱128

3.94%

Local Cheese (1kg)

$6.89 BAM 11.99

$9.86 ₱621

-30.12%

Chicken Fillets (1kg)

$6.45 BAM 11.22

$4.39 ₱277

46.92%

Beef Round Steak (1kg)

$10.11 BAM 17.59

$7.60 ₱479

33.03%

Apples (1kg)

$0.88 BAM 1.54

$3.30 ₱208

-73.33%

Banana (1kg)

$1.74 BAM 3.02

$1.39 ₱87.8

25.18%

Oranges (1kg)

$2.24 BAM 3.90

$2.33 ₱147

-3.86%

Tomato (1kg)

$1.73 BAM 3.01

$1.50 ₱94.3

15.33%

Potato (1kg)

$1.02 BAM 1.77

$2.36 ₱149

-56.78%

Onion (1kg)

$1.34 BAM 2.34

$1.90 ₱119

-29.47%

Lettuce (1 head)

$1.17 BAM 2.03

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$0.86 BAM 1.50

$0.63 ₱39.71

36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 BAM 5.96

$3.00 ₱189

14.33%

Wine (Bottle)

$7.93 BAM 13.79

$6.03 ₱379

31.51%

Local Beer (0.5 liter bottle)

$0.82 BAM 1.43

$1.23 ₱77.7

-33.33%

Imported Beer (0.33 liter bottle)

$1.11 BAM 1.93

$1.75 ₱110

-36.57%

One-way Ticket (Public Transport)

$1.28 BAM 2.22

$0.25 ₱15.86

412.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.66 BAM 2.89

$0.77 ₱48.62

115.58%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.03

$0.23 ₱14.53

156.52%

Taxi 1hour Waiting (Normal Tariff)

$17.47 BAM 30.37

$4.46 ₱281

291.70%

Gasoline (1 liter)

$1.48 BAM 2.57

$1.31 ₱82.8

12.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K BAM 52.6K

$21.2K ₱1.3M

42.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K BAM 36.8K

$19.1K ₱1.2M

10.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 BAM 274

$120 ₱7,569

30.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.59 BAM 28.85

$14.00 ₱882

18.50%

Internet (50+ Mbps, Unlimited Data)

$33.72 BAM 58.6

$27.54 ₱1,734

22.44%

Gym Membership (Monthly)

$29.19 BAM 50.8

$32.33 ₱2,035

-9.71%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.76 BAM 10.02

$5.65 ₱356

1.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$289 BAM 503

$275 ₱17.3K

5.09%

International Primary School, 1 Child (Yearly)

$3,628 BAM 6,308

$7,918 ₱498.5K

-54.19%

Jeans (Levis 501 Or Similar)

$84.9 BAM 148

$49.33 ₱3,106

72.03%

Summer Dress (H&M, Zara, etc)

$36.14 BAM 62.9

$25.24 ₱1,589

43.19%

Sport Shoes (Adidas, Nike)

$68.8 BAM 120

$77.0 ₱4,846

-10.59%

Men's Leather Business Shoes

$142 BAM 246

$57.2 ₱3,601

147.43%

1-bedroom Apartment, City Center (Monthly)

$155 BAM 269

$500 ₱31.5K

-69.04%

1-bedroom Apartment, Outside City Center (Monthly)

$251 BAM 437

$309 ₱19.4K

-18.65%

3-bedroom Apartment, City Center (Monthly)

$515 BAM 896

$1,078 ₱67.9K

-52.18%

3-bedroom Apartment, Outside City Center (Monthly)

$368 BAM 641

$615 ₱38.7K

-40.13%

Buy Apartment in City Center (m2)

$2,431 BAM 4,228

$2,886 ₱181.7K

-15.76%

Buy Apartment Outside City Center (m2)

$1,663 BAM 2,892

$1,917 ₱120.7K

-13.23%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

7.2

-38.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Foca: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Foca

$251 26.4%

Cebu

$309 33.6% 22.9% $58

Monthly Utilities & Internet

Foca

$208 21.8%

Cebu

$162 17.6% 22.1% $46

Groceries & Markets

Foca

$196 20.6%

Cebu

$206 22.4% 4.8% $9.5

Clothing & Footwear

Foca

$149 15.7%

Cebu

$94 10.2% 37% $55

Eating Out

Foca

$97 10.2%

Cebu

$88 9.6% 9.4% $9.2

Sport & Entertainment

Foca

$41 4.3%

Cebu

$44 4.8% 7.1% $2.9

Getting Around

Foca

$9.7 * 1%

Cebu

$16 1.7% 60.2% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $155 in Foca and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Foca vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $196 vs $206 per month, with Foca cheaper across the board.

Good to know

🇧🇦 Foca

🇵🇭 Cebu

🕒 Local time

04:35 4:35 AM

10:35 10:35 AM

6 h ahead of Foca

🌤 Weather

👥 Population

12,334

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Foca Cebu 10,410 km ≈ 14 h nonstop flight

From you

Foca
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Foca vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 4% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,428 in Foca and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $155 in Foca versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Foca pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $952 per month in Foca versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Foca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Foca and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Foca. Beyond cost, consider language, visa policies, and how big the international community is in each city.