Last update: Oct 2026

Cost of Living Comparison Between Floriana and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,958 in Floriana, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Floriana
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Floriana Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Floriana

🇲🇹 Malta

$1,958

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Floriana and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Floriana and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,958 in Floriana versus $918 in Cebu.

Floriana $1,958
Cebu $918

Estimated couple costs with rent: $3,049 in Floriana versus $1,409 in Cebu.

Floriana $3,049
Cebu $1,409

Monthly costs for a family of three with rent: $4,141 in Floriana versus $1,900 in Cebu.

Floriana $4,141
Cebu $1,900

Living in Floriana is roughly 113% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Floriana is 45% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.47 €17.32

$3.09 ₱194

530.10%

Three-Course Dinner for Two, Mid-Range

$85.6 €76.1

$24.22 ₱1,525

253.30%

Fast Food Meal (McDonalds, etc)

$13.48 €11.99

$3.92 ₱247

243.88%

Cappuccino

$2.65 €2.36

$2.51 ₱158

5.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 €2.74

$1.59 ₱100

93.71%

Water (0.33 liter bottle)

$2.16 €1.92

$0.53 ₱33.43

307.55%

Local Beer (0.5 liter draught)

$4.48 €3.99

$1.78 ₱112

151.69%

Imported Beer (0.33 liter bottle)

$5.04 €4.49

$2.17 ₱137

132.26%

Milk (1 liter)

$1.34 €1.19

$1.92 ₱121

-30.21%

White Bread (500g)

$1.36 €1.21

$1.36 ₱85.4

Rice (white) (1kg)

$4.43 €3.94

$1.01 ₱63.5

338.61%

Eggs

$4.35 €3.87

$2.03 ₱128

114.29%

Local Cheese (1kg)

$8.27 €7.35

$9.86 ₱621

-16.13%

Chicken Fillets (1kg)

$10.55 €9.39

$4.39 ₱277

140.32%

Beef Round Steak (1kg)

$18.29 €16.27

$7.60 ₱479

140.66%

Apples (1kg)

$4.11 €3.66

$3.30 ₱208

24.55%

Banana (1kg)

$2.71 €2.41

$1.39 ₱87.8

94.96%

Oranges (1kg)

$3.68 €3.27

$2.33 ₱147

57.94%

Tomato (1kg)

$3.25 €2.89

$1.50 ₱94.3

116.67%

Potato (1kg)

$2.44 €2.17

$2.36 ₱149

3.39%

Onion (1kg)

$2.02 €1.80

$1.90 ₱119

6.32%

Lettuce (1 head)

$2.26 €2.01

$1.19 ₱74.9

89.92%

Water (1.5 liter bottle)

$1.30 €1.16

$0.63 ₱39.71

106.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.79 €6.04

$3.00 ₱189

126.33%

Wine (Bottle)

$8.31 €7.39

$6.03 ₱379

37.81%

Local Beer (0.5 liter bottle)

$1.78 €1.58

$1.23 ₱77.7

44.72%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$1.75 ₱110

39.43%

One-way Ticket (Public Transport)

$2.56 €2.28

$0.25 ₱15.86

924.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.62 €5.00

$0.77 ₱48.62

629.87%

Taxi (Normal Tariff) (1km)

$2.28 €2.03

$0.23 ₱14.53

891.30%

Taxi 1hour Waiting (Normal Tariff)

$27.14 €24.14

$4.46 ₱281

508.52%

Gasoline (1 liter)

$1.47 €1.31

$1.31 ₱82.8

12.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €33.1K

$21.2K ₱1.3M

75.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.8K

$19.1K ₱1.2M

104.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €90.1

$120 ₱7,569

-15.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.70 €22.86

$14.00 ₱882

83.57%

Internet (50+ Mbps, Unlimited Data)

$43.11 €38.35

$27.54 ₱1,734

56.54%

Gym Membership (Monthly)

$58.7 €52.2

$32.33 ₱2,035

81.44%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.84 €8.75

$5.65 ₱356

74.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 €325

$275 ₱17.3K

32.77%

International Primary School, 1 Child (Yearly)

$11.0K €9,810

$7,918 ₱498.5K

39.28%

Jeans (Levis 501 Or Similar)

$85.9 €76.4

$49.33 ₱3,106

74.07%

Summer Dress (H&M, Zara, etc)

$40.68 €36.19

$25.24 ₱1,589

61.17%

Sport Shoes (Adidas, Nike)

$99.9 €88.9

$77.0 ₱4,846

29.79%

Men's Leather Business Shoes

$76.9 €68.4

$57.2 ₱3,601

34.49%

1-bedroom Apartment, City Center (Monthly)

$1,141 €1,015

$500 ₱31.5K

128.51%

1-bedroom Apartment, Outside City Center (Monthly)

$935 €832

$309 ₱19.4K

202.90%

3-bedroom Apartment, City Center (Monthly)

$1,753 €1,559

$1,078 ₱67.9K

62.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,657 €1,474

$615 ₱38.7K

169.40%

Buy Apartment in City Center (m2)

$3,401 €3,026

$2,886 ₱181.7K

17.86%

Buy Apartment Outside City Center (m2)

$2,706 €2,407

$1,917 ₱120.7K

41.17%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

7.2

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Floriana: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Floriana

$935 47.8%

Cebu

$309 33.6% 67% $627

Groceries & Markets

Floriana

$329 16.8%

Cebu

$206 22.4% 37.4% $123

Eating Out

Floriana

$281 14.4%

Cebu

$88 9.6% 68.6% $193

Monthly Utilities & Internet

Floriana

$170 8.7%

Cebu

$162 17.6% 4.9% $8.4

Clothing & Footwear

Floriana

$137 7%

Cebu

$94 10.2% 31.2% $43

Sport & Entertainment

Floriana

$78 4%

Cebu

$44 4.8% 44.3% $35

Getting Around

Floriana

$27 * 1.4%

Cebu

$16 1.7% 42.9% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,141 in Floriana and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $86.0 in Floriana vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $329 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Floriana

🇵🇭 Cebu

🕒 Local time

18:30 6:30 PM

00:30 12:30 AM

6 h ahead of Floriana

🌤 Weather

👥 Population

2,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Floriana Cebu 11,030 km ≈ 14 h nonstop flight

From you

Floriana
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Floriana vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 113% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,937 in Floriana and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,141 in Floriana versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 60% higher in Floriana. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,958 per month in Floriana versus $918 in Cebu – a 113% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,958 in Floriana, a $1,500 budget is realistic in Cebu but tight or insufficient in Floriana. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Floriana, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Floriana and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 113% less than in Floriana. Beyond cost, consider language, visa policies, and how big the international community is in each city.