Cost of Living Comparison Between Florence, KY and Phuket Cost of Living Comparison Between Florence, KY and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $2,277 in Florence, KY versus $1,264 in Phuket.

Estimated couple costs with rent: $3,396 in Florence, KY versus $2,256 in Phuket.

Monthly costs for a family of three with rent: $4,515 in Florence, KY versus $3,248 in Phuket.

Living in Florence, KY is roughly 80% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Florence, KY is 71% above, Phuket is 5% below.

Meal at Budget Restaurant

$18.30 $18.30

$4.48 ฿150

308.48%

Three-Course Dinner for Two, Mid-Range

$78.3 $78.3

$45.59 ฿1,521

71.79%

Fast Food Meal (McDonalds, etc)

$10.11 $10.11

$8.76 ฿292

15.41%

Cappuccino

$4.39 $4.39

$2.97 ฿99.0

47.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$0.69 ฿22.90

208.70%

Water (0.33 liter bottle)

$2.01 $2.01

$0.39 ฿13.04

415.38%

Local Beer (0.5 liter draught)

$6.10 $6.10

$2.53 ฿84.4

141.11%

Imported Beer (0.33 liter bottle)

$6.79 $6.79

$3.75 ฿125

81.07%

Milk (1 liter)

$0.78 $0.78

$2.15 ฿71.6

-63.72%

White Bread (500g)

$2.81 $2.81

$1.82 ฿60.6

54.40%

Rice (white) (1kg)

$3.81 $3.81

$2.18 ฿72.9

74.77%

Eggs

$3.14 $3.14

$2.25 ฿75.0

39.56%

Local Cheese (1kg)

$10.29 $10.29

$20.00 ฿667

-48.55%

Chicken Fillets (1kg)

$9.66 $9.66

$3.63 ฿121

166.12%

Beef Round Steak (1kg)

$14.74 $14.74

$13.56 ฿452

8.70%

Apples (1kg)

$4.85 $4.85

$3.24 ฿108

49.69%

Banana (1kg)

$1.40 $1.40

$1.64 ฿54.6

-14.63%

Oranges (1kg)

$3.87 $3.87

$2.33 ฿77.8

66.09%

Tomato (1kg)

$5.00 $5.00

$2.07 ฿69.1

141.55%

Potato (1kg)

$2.08 $2.08

$1.55 ฿51.6

34.19%

Onion (1kg)

$2.69 $2.69

$1.46 ฿48.54

84.25%

Lettuce (1 head)

$1.88 $1.88

$0.98 ฿32.86

91.84%

Water (1.5 liter bottle)

$1.39 $1.39

$0.48 ฿16.09

189.58%

Cigarettes 20 Pack (Marlboro, Camel)

$8.94 $8.94

$4.35 ฿145

105.52%

Wine (Bottle)

$15.49 $15.49

$18.57 ฿620

-16.59%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.86 ฿61.9

10.75%

Imported Beer (0.33 liter bottle)

$1.81 $1.81

$2.65 ฿88.6

-31.70%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.42 ฿47.28

37.32%

Public Transport Monthly Pass (Regular Price)

$65.4 $65.4

$11.57 ฿386

465.25%

Taxi Start (Normal Tariff)

$2.82 $2.82

$3.17 ฿106

-11.04%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$1.03 ฿34.41

19.42%

Taxi 1hour Waiting (Normal Tariff)

$24.93 $24.93

$13.89 ฿463

79.48%

Gasoline (1 liter)

$0.87 $0.87

$1.34 ฿44.84

-35.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$27.8K ฿927.1K

24.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$33.4K ฿1.1M

-24.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$123 ฿4,105

65.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.9 $56.9

$13.77 ฿459

313.44%

Internet (50+ Mbps, Unlimited Data)

$58.7 $58.7

$18.33 ฿611

220.35%

Gym Membership (Monthly)

$17.34 $17.34

$60.7 ฿2,025

-71.43%

Tennis Court (1 Hour on Weekend)

$17.16 ฿573

Cinema Ticket

$13.38 $13.38

$8.87 ฿296

50.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,257 $1,257

$688 ฿22.9K

82.67%

International Primary School, 1 Child (Yearly)

$13.5K $13.5K

$15.8K ฿526.4K

-14.74%

Jeans (Levis 501 Or Similar)

$48.59 $48.59

$59.3 ฿1,978

-18.06%

Summer Dress (H&M, Zara, etc)

$43.62 $43.62

$34.69 ฿1,157

25.74%

Sport Shoes (Adidas, Nike)

$90.4 $90.4

$115 ฿3,843

-21.52%

Men's Leather Business Shoes

$101 $101

$83.8 ฿2,794

20.56%

1-bedroom Apartment, City Center (Monthly)

$1,278 $1,278

$621 ฿20.7K

105.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,060 $1,060

$446 ฿14.9K

137.68%

3-bedroom Apartment, City Center (Monthly)

$2,187 $2,187

$2,034 ฿67.8K

7.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,801 $1,801

$1,496 ฿49.9K

20.36%

Buy Apartment in City Center (m2)

$1,872 $1,872

$3,455 ฿115.3K

-45.81%

Buy Apartment Outside City Center (m2)

$1,244 $1,244

$2,531 ฿84.4K

-50.87%

Average Monthly Net Salary (After Tax)

$3,494 $3,494

$494 ฿16.5K

607.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

5.33

22.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, KY: July 27, 2026

Last update for Phuket: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,278 in Florence, KY and $621 in Phuket. Housing cost is often the main lever when comparing two cities.

Florence, KY pays 608% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Florence, KY vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $341 vs $291 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence, KY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 80% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 608% higher in Florence, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,278 in Florence, KY versus $621 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Florence, KY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Phuket – a meal for two runs $46.00 versus $78.0 in Florence, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,264 in Phuket versus $2,277 in Florence, KY, a $1,500 budget is realistic in Phuket but tight or insufficient in Florence, KY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Florence, KY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Florence, KY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 80% less than in Florence, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.