Last update: Oct 2026

Cost of Living Comparison Between Florence, KY and Phuket

For one person, living is cheaper in Phuket: $1,278 a month against $2,275 in Florence, KY, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Florence, KY
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Florence, KY Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Florence, KY

🇺🇸 United States

$2,275

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence, KY and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence, KY and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,275 in Florence, KY versus $1,278 in Phuket.

Florence, KY $2,275
Phuket $1,278

Estimated couple costs with rent: $3,341 in Florence, KY versus $2,216 in Phuket.

Florence, KY $3,341
Phuket $2,216

Monthly costs for a family of three with rent: $4,407 in Florence, KY versus $3,154 in Phuket.

Florence, KY $4,407
Phuket $3,154

Living in Florence, KY is roughly 78% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Florence, KY is 67% above, Phuket is 6% below.

Meal at Budget Restaurant

$14.83 $14.83

$4.47 ฿151

231.77%

Three-Course Dinner for Two, Mid-Range

$72.4 $72.4

$32.41 ฿1,093

123.45%

Fast Food Meal (McDonalds, etc)

$9.63 $9.63

$8.81 ฿297

9.31%

Cappuccino

$5.01 $5.01

$2.83 ฿95.4

77.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$0.87 ฿29.41

156.32%

Water (0.33 liter bottle)

$1.70 $1.70

$0.49 ฿16.65

246.94%

Local Beer (0.5 liter draught)

$6.10 $6.10

$2.56 ฿86.3

138.28%

Imported Beer (0.33 liter bottle)

$7.09 $7.09

$3.68 ฿124

92.66%

Milk (1 liter)

$0.79 $0.79

$1.66 ฿55.9

-52.41%

White Bread (500g)

$3.39 $3.39

$1.46 ฿49.31

132.19%

Rice (white) (1kg)

$4.01 $4.01

$1.50 ฿50.5

167.33%

Eggs

$3.53 $3.53

$2.09 ฿70.5

68.90%

Local Cheese (1kg)

$12.87 $12.87

$19.07 ฿643

-32.51%

Chicken Fillets (1kg)

$11.80 $11.80

$3.30 ฿111

257.58%

Beef Round Steak (1kg)

$16.17 $16.17

$10.91 ฿368

48.21%

Apples (1kg)

$5.53 $5.53

$2.93 ฿98.9

88.74%

Banana (1kg)

$1.65 $1.65

$1.69 ฿57.0

-2.37%

Oranges (1kg)

$4.68 $4.68

$2.25 ฿75.8

108.00%

Tomato (1kg)

$4.58 $4.58

$2.08 ฿70.0

120.19%

Potato (1kg)

$2.61 $2.61

$1.51 ฿51.0

72.85%

Onion (1kg)

$2.88 $2.88

$1.38 ฿46.52

108.70%

Lettuce (1 head)

$2.12 $2.12

$1.07 ฿35.96

98.13%

Water (1.5 liter bottle)

$1.86 $1.86

$0.52 ฿17.51

257.69%

Cigarettes 20 Pack (Marlboro, Camel)

$8.81 $8.81

$4.20 ฿142

109.76%

Wine (Bottle)

$15.76 $15.76

$18.79 ฿634

-16.13%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$1.82 ฿61.5

13.74%

Imported Beer (0.33 liter bottle)

$2.99 $2.99

$2.84 ฿95.8

5.28%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.45 ฿48.98

40.00%

Public Transport Monthly Pass (Regular Price)

$65.9 $65.9

$56.7 ฿1,912

16.36%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.02 ฿102

-7.28%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.02 ฿34.33

24.51%

Taxi 1hour Waiting (Normal Tariff)

$25.02 $25.02

$3.69 ฿125

578.05%

Gasoline (1 liter)

$0.99 $0.99

$1.47 ฿49.76

-32.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$26.8K ฿903.4K

25.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.7K ฿900.5K

-3.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$96.4 ฿3,251

85.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$11.26 ฿380

416.61%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$16.85 ฿568

300.89%

Gym Membership (Monthly)

$17.18 $17.18

$67.2 ฿2,268

-74.45%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

Cinema Ticket

$15.10 $15.10

$7.50 ฿253

101.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,238 $1,238

$476 ฿16.1K

160.02%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$11.3K ฿380.0K

42.84%

Jeans (Levis 501 Or Similar)

$50.8 $50.8

$62.4 ฿2,104

-18.54%

Summer Dress (H&M, Zara, etc)

$45.09 $45.09

$28.41 ฿958

58.71%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$94.3 ฿3,181

-4.92%

Men's Leather Business Shoes

$110 $110

$85.8 ฿2,895

27.86%

1-bedroom Apartment, City Center (Monthly)

$1,306 $1,306

$716 ฿24.2K

82.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,050 $1,050

$491 ฿16.6K

113.82%

3-bedroom Apartment, City Center (Monthly)

$2,024 $2,024

$1,927 ฿65.0K

5.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,694 $1,694

$1,431 ฿48.3K

18.43%

Buy Apartment in City Center (m2)

$1,889 $1,889

$4,175 ฿140.9K

-54.76%

Buy Apartment Outside City Center (m2)

$1,242 $1,242

$3,045 ฿102.7K

-59.20%

Average Monthly Net Salary (After Tax)

$3,517 $3,517

$502 ฿16.9K

600.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.57

18.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, KY: October 27, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence, KY

$1K 46.1%

Phuket

$491 38.4% 53.2% $559

Groceries & Markets

Florence, KY

$389 17.1%

Phuket

$266 20.8% 31.6% $123

Monthly Utilities & Internet

Florence, KY

$305 13.4%

Phuket

$124 9.7% 59.1% $180

Eating Out

Florence, KY

$268 11.8%

Phuket

$122 9.5% 54.6% $146

Clothing & Footwear

Florence, KY

$133 5.8%

Phuket

$122 9.5% 8.3% $11

Getting Around

Florence, KY

$83 3.7%

Phuket

$71 5.5% 15.2% $13

Sport & Entertainment

Florence, KY

$47 2.1%

Phuket

$82 6.4% 73.6% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,306 in Florence, KY and $716 in Phuket. Housing cost is often the main lever when comparing two cities.

Florence, KY pays about 7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Florence, KY vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $389 vs $266 per month, with Phuket cheaper across the board.

Good to know

🇺🇸 Florence, KY

🇹🇭 Phuket

🕒 Local time

18:54 6:54 PM

06:54 6:54 AM

12 h ahead of Florence, KY

🌤 Weather

👥 Population

40,184

79,308

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.896 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

THB to USD in detail →

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Between locations

Florence, KY Phuket 14,790 km ≈ 19 h nonstop flight

From you

Florence, KY
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence, KY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is about 44% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Florence, KY is about 7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,306 in Florence, KY versus $716 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Florence, KY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $72 in Florence, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,278 in Phuket versus $2,275 in Florence, KY, a $1,500 budget is realistic in Phuket but tight or insufficient in Florence, KY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Phuket gentler on the wallet – expenses run 44% less than in Florence, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.