Last update: Oct 2026

Cost of Living Comparison Between Florence, KY and Calgary

For one person, living costs are similar in Florence, KY and in Calgary: $2,266 and $2,223 a month, rent and utilities included.

110

Cost of Living Index in Florence, KY
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Florence, KY Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Florence, KY

🇺🇸 United States

$2,266

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Florence, KY and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence, KY and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,266 in Florence, KY versus $2,223 in Calgary.

Florence, KY $2,266
Calgary $2,223

Estimated couple costs with rent: $3,312 in Florence, KY versus $3,301 in Calgary.

Florence, KY $3,312
Calgary $3,301

Monthly costs for a family of three with rent: $4,358 in Florence, KY versus $4,379 in Calgary.

Florence, KY $4,358
Calgary $4,379

Living in Florence, KY is roughly 2% more expensive than in Calgary, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Florence, KY 68% above, Calgary 65% above.

Meal at Budget Restaurant

$15.05 $15.05

$17.22 CA$24.34

-12.60%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$71.1 CA$100

0.27%

Fast Food Meal (McDonalds, etc)

$9.37 $9.37

$10.53 CA$14.89

-11.02%

Cappuccino

$4.95 $4.95

$3.66 CA$5.18

35.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$1.98 CA$2.80

12.63%

Water (0.33 liter bottle)

$1.66 $1.66

$1.94 CA$2.74

-14.43%

Local Beer (0.5 liter draught)

$5.93 $5.93

$4.95 CA$7.00

19.80%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$5.57 CA$7.87

26.39%

Milk (1 liter)

$0.80 $0.80

$1.88 CA$2.65

-57.45%

White Bread (500g)

$3.28 $3.28

$2.67 CA$3.78

22.85%

Rice (white) (1kg)

$4.02 $4.02

$5.32 CA$7.52

-24.44%

Eggs

$3.56 $3.56

$3.79 CA$5.35

-6.07%

Local Cheese (1kg)

$12.91 $12.91

$11.09 CA$15.68

16.41%

Chicken Fillets (1kg)

$12.13 $12.13

$11.36 CA$16.05

6.78%

Beef Round Steak (1kg)

$16.30 $16.30

$18.40 CA$26.01

-11.41%

Apples (1kg)

$5.75 $5.75

$4.56 CA$6.45

26.10%

Banana (1kg)

$1.67 $1.67

$1.44 CA$2.04

15.97%

Oranges (1kg)

$4.67 $4.67

$4.08 CA$5.76

14.46%

Tomato (1kg)

$4.74 $4.74

$3.89 CA$5.50

21.85%

Potato (1kg)

$2.55 $2.55

$2.64 CA$3.73

-3.41%

Onion (1kg)

$3.00 $3.00

$2.64 CA$3.73

13.64%

Lettuce (1 head)

$2.08 $2.08

$2.50 CA$3.54

-16.80%

Water (1.5 liter bottle)

$1.84 $1.84

$1.50 CA$2.12

22.67%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$14.05 CA$19.86

-37.79%

Wine (Bottle)

$15.31 $15.31

$15.70 CA$22.20

-2.48%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.44 CA$3.45

-13.93%

Imported Beer (0.33 liter bottle)

$3.07 $3.07

$3.09 CA$4.37

-0.65%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.82 CA$3.99

-28.01%

Public Transport Monthly Pass (Regular Price)

$66.2 $66.2

$88.6 CA$125

-25.29%

Taxi Start (Normal Tariff)

$2.70 $2.70

$3.12 CA$4.41

-13.46%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.35 CA$1.91

-9.63%

Taxi 1hour Waiting (Normal Tariff)

$25.30 $25.30

$27.02 CA$38.20

-6.37%

Gasoline (1 liter)

$1.01 $1.01

$1.16 CA$1.64

-12.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$27.9K CA$39.5K

30.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$20.3K CA$28.8K

26.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$161 CA$227

11.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$38.13 CA$53.9

56.73%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$50.0 CA$70.7

36.03%

Gym Membership (Monthly)

$17.22 $17.22

$51.5 CA$72.8

-66.56%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$14.82 $14.82

$13.82 CA$19.54

7.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,228 $1,228

$786 CA$1,111

56.16%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$15.5K CA$21.8K

4.27%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$58.3 CA$82.4

-13.56%

Summer Dress (H&M, Zara, etc)

$44.63 $44.63

$39.27 CA$55.5

13.65%

Sport Shoes (Adidas, Nike)

$90.2 $90.2

$89.8 CA$127

0.55%

Men's Leather Business Shoes

$110 $110

$110 CA$155

0.28%

1-bedroom Apartment, City Center (Monthly)

$1,325 $1,325

$1,229 CA$1,737

7.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,037 $1,037

$1,001 CA$1,415

3.62%

3-bedroom Apartment, City Center (Monthly)

$2,056 $2,056

$1,921 CA$2,716

7.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,642 $1,642

$1,621 CA$2,292

1.30%

Buy Apartment in City Center (m2)

$1,920 $1,920

$3,549 CA$5,018

-45.91%

Buy Apartment Outside City Center (m2)

$1,248 $1,248

$3,335 CA$4,715

-62.58%

Average Monthly Net Salary (After Tax)

$3,548 $3,548

$3,165 CA$4,474

12.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

4.51

46.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florence, KY: October 13, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florence, KY

$1K 45.8%

Calgary

$1K 45% 3.5% $36

Groceries & Markets

Florence, KY

$392 17.3%

Calgary

$385 17.3% 1.7% $6.5

Monthly Utilities & Internet

Florence, KY

$306 13.5%

Calgary

$249 11.2% 18.8% $58

Eating Out

Florence, KY

$267 11.8%

Calgary

$265 11.9% 0.8% $2.3

Clothing & Footwear

Florence, KY

$133 5.9%

Calgary

$134 6% 0.6% $0.8

Getting Around

Florence, KY

$83 3.7%

Calgary

$110 4.9% 32.1% $27

Sport & Entertainment

Florence, KY

$47 2.1%

Calgary

$79 3.6% 68.8% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,325 in Florence, KY and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Florence, KY pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Florence, KY vs $71.0 in Calgary. Groceries flip the comparison at $392 vs $385, with Calgary cheaper for home cooking.

Good to know

🇺🇸 Florence, KY

🇨🇦 Calgary

🕒 Local time

16:16 4:16 PM

14:16 2:16 PM

2 h behind Florence, KY

🌤 Weather

👥 Population

40,184

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Florence, KY Calgary 2,650 km ≈ 3 h 45 min nonstop flight

From you

Florence, KY
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florence, KY vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Florence, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,325 in Florence, KY versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $71.0 in Florence, KY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,266 per month in Florence, KY versus $2,223 in Calgary – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,223 in Calgary versus $2,266 in Florence, KY, a $2,500 budget is realistic in Calgary but tight or insufficient in Florence, KY. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 2% less than in Florence, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.