Last update: Nov 2026

Cost of Living Comparison Between Fishkill, NY and Chicago, IL

For one person, living is cheaper in Fishkill, NY: $2,591 a month against $3,072 in Chicago, IL, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Fishkill, NY, United States
Chicago, IL, United States
Fishkill, NY
🇺🇸 United States
$2,591
/mo nomad
Chicago, IL
🇺🇸 United States
$3,072
/mo nomad
Monthly Cost of Living

How much you'll spend in Fishkill, NY and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fishkill, NY and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,591 per month in Fishkill, NY vs $3,072 in Chicago, IL, rent included.

  • Fishkill, NY $2,591
  • Chicago, IL $3,072

A couple spends around $3,911 per month in Fishkill, NY vs $4,545 in Chicago, IL, rent included.

  • Fishkill, NY $3,911
  • Chicago, IL $4,545

A family of three spends $5,232 per month in Fishkill, NY vs $6,019 in Chicago, IL, rent included.

  • Fishkill, NY $5,232
  • Chicago, IL $6,019

Fishkill, NY is about 16% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Fishkill, NY and Chicago, IL sit above the global median – Fishkill, NY by 92%, Chicago, IL by 127%.

Currency
🍽 Eating Out
Fishkill, NY
Chicago, IL
Difference
Meal at Budget Restaurant
$20.15 $20.15
$20.39 $20.39
-1.18%
Three-Course Dinner for Two, Mid-Range
$107 $107
$88.6 $88.6
20.75%
Fast Food Meal (McDonalds, etc)
$12.02 $12.02
$12.85 $12.85
-6.46%
Cappuccino
$5.65 $5.65
$5.78 $5.78
-2.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 $2.58
$2.74 $2.74
-5.84%
Water (0.33 liter bottle)
$2.35 $2.35
$2.26 $2.26
3.98%
Local Beer (0.5 liter draught)
$7.78 $7.78
$6.88 $6.88
13.08%
Imported Beer (0.33 liter bottle)
$9.26 $9.26
$9.24 $9.24
0.22%
🛒 Groceries & Markets
Fishkill, NY
Chicago, IL
Difference
Milk (1 liter)
$0.86 $0.86
$1.26 $1.26
-31.75%
White Bread (500g)
$3.50 $3.50
$3.55 $3.55
-1.41%
Rice (white) (1kg)
$7.03 $7.03
$5.38 $5.38
30.67%
Eggs
$2.80 $2.80
$4.55 $4.55
-38.46%
Local Cheese (1kg)
$10.81 $10.81
$13.65 $13.65
-20.81%
Chicken Fillets (1kg)
$9.05 $9.05
$14.07 $14.07
-35.68%
Beef Round Steak (1kg)
$16.35 $16.35
$18.06 $18.06
-9.47%
Apples (1kg)
$4.30 $4.30
$5.16 $5.16
-16.67%
Banana (1kg)
$1.51 $1.51
$1.98 $1.98
-23.74%
Oranges (1kg)
$3.29 $3.29
$3.88 $3.88
-15.21%
Tomato (1kg)
$4.53 $4.53
$4.83 $4.83
-6.21%
Potato (1kg)
$1.78 $1.78
$2.81 $2.81
-36.65%
Onion (1kg)
$1.77 $1.77
$2.67 $2.67
-33.71%
Lettuce (1 head)
$2.08 $2.08
$2.07 $2.07
0.48%
Water (1.5 liter bottle)
$2.24 $2.24
$3.03 $3.03
-26.07%
Cigarettes 20 Pack (Marlboro, Camel)
$13.27 $13.27
$13.90 $13.90
-4.53%
Wine (Bottle)
$11.05 $11.05
$15.05 $15.05
-26.58%
Local Beer (0.5 liter bottle)
$1.60 $1.60
$2.63 $2.63
-39.16%
Imported Beer (0.33 liter bottle)
$1.88 $1.88
$3.45 $3.45
-45.51%
🚌 Getting Around
Fishkill, NY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.43 $2.43
-18.52%
Public Transport Monthly Pass (Regular Price)
$66.3 $66.3
$75.3 $75.3
-11.97%
Taxi Start (Normal Tariff)
$2.98 $2.98
$3.17 $3.17
-5.99%
Taxi (Normal Tariff) (1km)
$2.23 $2.23
$1.70 $1.70
31.18%
Taxi 1hour Waiting (Normal Tariff)
$42.46 $42.46
$24.90 $24.90
70.52%
Gasoline (1 liter)
$1.13 $1.13
$1.28 $1.28
-11.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K $30.6K
$35.8K $35.8K
-14.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$26.8K $26.8K
-3.52%
🧾 Monthly Utilities & Internet
Fishkill, NY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$192 $192
13.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.4 $60.4
$69.6 $69.6
-13.18%
Internet (50+ Mbps, Unlimited Data)
$61.4 $61.4
$62.2 $62.2
-1.21%
🎉 Sport & Entertainment
Fishkill, NY
Chicago, IL
Difference
Gym Membership (Monthly)
$40.64 $40.64
$47.79 $47.79
-14.96%
Tennis Court (1 Hour on Weekend)
$25.04 $25.04
$27.10 $27.10
-7.60%
Cinema Ticket
$12.72 $12.72
$17.83 $17.83
-28.66%
🧸 Childcare & Education
Fishkill, NY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,105 $3,105
$1,815 $1,815
71.09%
International Primary School, 1 Child (Yearly)
$20.9K $20.9K
$40.6K $40.6K
-48.61%
👕👟 Clothing & Footwear
Fishkill, NY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$55.3 $55.3
$66.2 $66.2
-16.50%
Summer Dress (H&M, Zara, etc)
$77.7 $77.7
$51.4 $51.4
51.12%
Sport Shoes (Adidas, Nike)
$73.1 $73.1
$103 $103
-29.24%
Men's Leather Business Shoes
$120 $120
$143 $143
-16.03%
🏠 Accommodation & Living
Fishkill, NY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,613 $1,613
$2,531 $2,531
-36.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,255 $1,255
$1,621 $1,621
-22.59%
3-bedroom Apartment, City Center (Monthly)
$2,531 $2,531
$4,828 $4,828
-47.58%
3-bedroom Apartment, Outside City Center (Monthly)
$2,144 $2,144
$2,734 $2,734
-21.58%
Buy Apartment in City Center (m2)
$1,854 $1,854
$4,163 $4,163
-55.48%
Buy Apartment Outside City Center (m2)
$1,602 $1,602
$2,723 $2,723
-41.19%
💵 Salaries & Financials
Fishkill, NY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$4,924 $4,924
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.78
-4.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fishkill, NY: November 1, 2026

Last update for Chicago, IL: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Fishkill, NY
$1.3K
Chicago, IL
$1.6K 29.2% $366
Groceries & Markets
Fishkill, NY
$354
Chicago, IL
$439 24.1% $85
Eating Out
Fishkill, NY
$342
Chicago, IL
$344 0.5% $1.8
Monthly Utilities & Internet
Fishkill, NY
$339
Chicago, IL
$324 4.5% $15
Clothing & Footwear
Fishkill, NY
$147
Chicago, IL
$164 11.6% $17
Getting Around
Fishkill, NY
$88
Chicago, IL
$97 9.4% $8.3
Sport & Entertainment
Fishkill, NY
$66
Chicago, IL
$83 26.3% $17

Cost Breakdown

A central one-bedroom costs $1,613 in Fishkill, NY versus $2,531 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $107 in Fishkill, NY versus $89 in Chicago, IL. Groceries tell a different story – $354 in Fishkill, NY vs $439 in Chicago, IL – so Fishkill, NY wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Fishkill, NY
🇺🇸 Chicago, IL
🕒 Local time
16:08 4:08 PM
15:08 3:08 PM
1 h behind Fishkill, NY
🌤 Weather
👥 Population
24,226
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • Fishkill, NY Chicago, IL 1,140 km ≈ 2 h nonstop flight
From you
  • Fishkill, NY
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fishkill, NY vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Fishkill, NY and in Chicago, IL compare overall?
Monthly costs with rent: $2,591 in Fishkill, NY, $3,072 in Chicago, IL – Fishkill, NY comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Fishkill, NY compared to Chicago, IL?
For a comfortable life, plan on about $3,887 per month in Fishkill, NY and $4,608 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fishkill, NY and Chicago, IL?
Rent is clearly cheaper in Fishkill, NY, especially for central apartments: a one-bedroom in the center costs $1,613 there versus $2,531 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 24% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $107 in Fishkill, NY and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Fishkill, NY, where all-in costs run around $2,591, than in Chicago, IL at $3,072. In Fishkill, NY it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Fishkill, NY and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,591 in Fishkill, NY to $3,072 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Fishkill, NY vs other spots: cost of living compared

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