Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Fishkill, NY

For one person, living is cheaper in Fishkill, NY: $2,591 a month against $3,072 in Chicago, IL, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
125

Cost of Living Index in Fishkill, NY
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Fishkill, NY Living Index

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Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Fishkill, NY

🇺🇸 United States

$2,591

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Fishkill, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Fishkill, NY actually costs, broken down by who's living it.

A single person spends $3,072 per month in Chicago, IL vs $2,591 in Fishkill, NY, rent included.

Chicago, IL $3,072
Fishkill, NY $2,591

A couple spends around $4,545 per month in Chicago, IL vs $3,911 in Fishkill, NY, rent included.

Chicago, IL $4,545
Fishkill, NY $3,911

A family of three spends $6,019 per month in Chicago, IL vs $5,232 in Fishkill, NY, rent included.

Chicago, IL $6,019
Fishkill, NY $5,232

Chicago, IL costs about 19% more than Fishkill, NY, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Fishkill, NY sit above the global median – Chicago, IL by 127%, Fishkill, NY by 92%.

Meal at Budget Restaurant

$20.39 $20.39

$20.15 $20.15

1.19%

Three-Course Dinner for Two, Mid-Range

$88.6 $88.6

$107 $107

-17.19%

Fast Food Meal (McDonalds, etc)

$12.85 $12.85

$12.02 $12.02

6.91%

Cappuccino

$5.78 $5.78

$5.65 $5.65

2.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$2.58 $2.58

6.20%

Water (0.33 liter bottle)

$2.26 $2.26

$2.35 $2.35

-3.83%

Local Beer (0.5 liter draught)

$6.88 $6.88

$7.78 $7.78

-11.57%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$9.26 $9.26

-0.22%

Milk (1 liter)

$1.26 $1.26

$0.86 $0.86

46.51%

White Bread (500g)

$3.55 $3.55

$3.50 $3.50

1.43%

Rice (white) (1kg)

$5.38 $5.38

$7.03 $7.03

-23.47%

Eggs

$4.55 $4.55

$2.80 $2.80

62.50%

Local Cheese (1kg)

$13.65 $13.65

$10.81 $10.81

26.27%

Chicken Fillets (1kg)

$14.07 $14.07

$9.05 $9.05

55.47%

Beef Round Steak (1kg)

$18.06 $18.06

$16.35 $16.35

10.46%

Apples (1kg)

$5.16 $5.16

$4.30 $4.30

20.00%

Banana (1kg)

$1.98 $1.98

$1.51 $1.51

31.13%

Oranges (1kg)

$3.88 $3.88

$3.29 $3.29

17.93%

Tomato (1kg)

$4.83 $4.83

$4.53 $4.53

6.62%

Potato (1kg)

$2.81 $2.81

$1.78 $1.78

57.87%

Onion (1kg)

$2.67 $2.67

$1.77 $1.77

50.85%

Lettuce (1 head)

$2.07 $2.07

$2.08 $2.08

-0.48%

Water (1.5 liter bottle)

$3.03 $3.03

$2.24 $2.24

35.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 $13.90

$13.27 $13.27

4.75%

Wine (Bottle)

$15.05 $15.05

$11.05 $11.05

36.20%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$1.60 $1.60

64.37%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$1.88 $1.88

83.51%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.98 $1.98

22.73%

Public Transport Monthly Pass (Regular Price)

$75.3 $75.3

$66.3 $66.3

13.59%

Taxi Start (Normal Tariff)

$3.17 $3.17

$2.98 $2.98

6.38%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$2.23 $2.23

-23.77%

Taxi 1hour Waiting (Normal Tariff)

$24.90 $24.90

$42.46 $42.46

-41.36%

Gasoline (1 liter)

$1.28 $1.28

$1.13 $1.13

13.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$30.6K $30.6K

16.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$217 $217

-11.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$60.4 $60.4

15.18%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$61.4 $61.4

1.22%

Gym Membership (Monthly)

$47.79 $47.79

$40.64 $40.64

17.59%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

$25.04 $25.04

8.23%

Cinema Ticket

$17.83 $17.83

$12.72 $12.72

40.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 $1,815

$3,105 $3,105

-41.55%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$20.9K $20.9K

94.59%

Jeans (Levis 501 Or Similar)

$66.2 $66.2

$55.3 $55.3

19.76%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$77.7 $77.7

-33.83%

Sport Shoes (Adidas, Nike)

$103 $103

$73.1 $73.1

41.32%

Men's Leather Business Shoes

$143 $143

$120 $120

19.08%

1-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$1,613 $1,613

56.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,621 $1,621

$1,255 $1,255

29.18%

3-bedroom Apartment, City Center (Monthly)

$4,828 $4,828

$2,531 $2,531

90.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,734 $2,734

$2,144 $2,144

27.52%

Buy Apartment in City Center (m2)

$4,163 $4,163

$1,854 $1,854

124.60%

Buy Apartment Outside City Center (m2)

$2,723 $2,723

$1,602 $1,602

70.03%

Average Monthly Net Salary (After Tax)

$4,924 $4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.45

5.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Fishkill, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52.8%

Fishkill, NY

$1.3K 48.4% 22.6% $366

Groceries & Markets

Chicago, IL

$439 14.3%

Fishkill, NY

$354 13.7% 19.4% $85

Eating Out

Chicago, IL

$344 11.2%

Fishkill, NY

$342 13.2% 0.5% $1.8

Monthly Utilities & Internet

Chicago, IL

$324 10.5%

Fishkill, NY

$339 13.1% 4.7% $15

Clothing & Footwear

Chicago, IL

$164 5.3%

Fishkill, NY

$147 5.7% 10.4% $17

Getting Around

Chicago, IL

$97 3.2%

Fishkill, NY

$88 3.4% 8.6% $8.3

Sport & Entertainment

Chicago, IL

$83 2.7%

Fishkill, NY

$66 2.6% 20.8% $17

Cost Breakdown

A central one-bedroom costs $2,531 in Chicago, IL versus $1,613 in Fishkill, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $107 in Fishkill, NY. Groceries tell a different story – $439 in Chicago, IL vs $354 in Fishkill, NY – so Fishkill, NY wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Fishkill, NY

🕒 Local time

15:48 3:48 PM

16:48 4:48 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

24,226

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Fishkill, NY 1,140 km ≈ 2 h nonstop flight

From you

Chicago, IL
Fishkill, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Fishkill, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,072 in Chicago, IL, $2,591 in Fishkill, NY – Fishkill, NY comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,608 per month in Chicago, IL and $3,887 in Fishkill, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fishkill, NY, especially for central apartments: a one-bedroom in the center costs $1,613 there versus $2,531 in Chicago, IL.

Groceries cost about 24% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $107 in Fishkill, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Fishkill, NY, where all-in costs run around $2,591, than in Chicago, IL at $3,072. In Fishkill, NY it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,591 in Fishkill, NY to $3,072 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.