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Cost of Living Comparison Between Finland and United States Cost of Living Comparison Between Finland and United States

🙂 Solo nomad: Finland is 7.8% cheaper than United States without rent, and 30.5% cheaper with rent.
😐 Family of 3: Finland is 0.8% more expensive than United States without rent, and 24.7% cheaper with rent.
Currency
🍽 Eating Out
Finland
United States
Difference
Meal at Budget Restaurant
$16.42 €14.15
$20.22 $20.22
-18.79%
Three-Course Dinner for Two, Mid-Range
$94.4 €81.4
$75.7 $75.7
24.78%
Fast Food Meal (McDonalds, etc)
$11.39 €9.82
$11.47 $11.47
-0.70%
Cappuccino
$4.82 €4.15
$5.13 $5.13
-6.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.94 €2.53
$2.61 $2.61
12.64%
Water (0.33 liter bottle)
$2.00 €1.72
$2.14 $2.14
-6.54%
Local Beer (0.5 liter draught)
$8.06 €6.95
$6.17 $6.17
30.63%
Imported Beer (0.33 liter bottle)
$8.14 €7.02
$7.07 $7.07
15.13%
🛒 Groceries & Markets
Finland
United States
Difference
Milk (1 liter)
$1.27 €1.09
$1.08 $1.08
17.59%
White Bread (500g)
$2.59 €2.23
$3.74 $3.74
-30.75%
Rice (white) (1kg)
$2.69 €2.32
$4.57 $4.57
-41.14%
Eggs
$3.33 €2.87
$4.20 $4.20
-20.71%
Local Cheese (1kg)
$8.93 €7.69
$13.02 $13.02
-31.41%
Chicken Fillets (1kg)
$14.18 €12.22
$12.18 $12.18
16.42%
Beef Round Steak (1kg)
$22.13 €19.08
$16.14 $16.14
37.11%
Apples (1kg)
$2.64 €2.27
$5.31 $5.31
-50.28%
Banana (1kg)
$2.05 €1.76
$1.72 $1.72
19.19%
Oranges (1kg)
$2.52 €2.17
$4.59 $4.59
-45.10%
Tomato (1kg)
$4.37 €3.77
$4.96 $4.96
-11.90%
Potato (1kg)
$1.35 €1.16
$3.00 $3.00
-55.00%
Onion (1kg)
$1.90 €1.64
$3.04 $3.04
-37.50%
Lettuce (1 head)
$2.26 €1.95
$2.18 $2.18
3.67%
Water (1.5 liter bottle)
$1.88 €1.62
$2.19 $2.19
-14.16%
Cigarettes 20 Pack (Marlboro, Camel)
$12.19 €10.51
$10.16 $10.16
19.98%
Wine (Bottle)
$15.03 €12.95
$15.16 $15.16
-0.86%
Local Beer (0.5 liter bottle)
$3.47 €2.99
$1.99 $1.99
74.37%
Imported Beer (0.33 liter bottle)
$3.89 €3.35
$3.71 $3.71
4.85%
🚌 Getting Around
Finland
United States
Difference
One-way Ticket (Public Transport)
$3.52 €3.03
$2.48 $2.48
41.94%
Public Transport Monthly Pass (Regular Price)
$70.1 €60.4
$63.9 $63.9
9.77%
Taxi Start (Normal Tariff)
$8.93 €7.70
$3.69 $3.69
142.01%
Taxi (Normal Tariff) (1km)
$1.46 €1.26
$1.76 $1.76
-17.05%
Taxi 1hour Waiting (Normal Tariff)
$65.4 €56.3
$30.06 $30.06
117.40%
Gasoline (1 liter)
$2.21 €1.91
$0.96 $0.96
130.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K €30.5K
$30.2K $30.2K
16.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K €29.9K
$26.3K $26.3K
31.75%
🧾 Monthly Utilities & Internet
Finland
United States
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$140 €121
$207 $207
-32.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.83 €26.57
$57.0 $57.0
-45.94%
Internet (50+ Mbps, Unlimited Data)
$24.65 €21.25
$71.5 $71.5
-65.52%
🎉 Sport & Entertainment
Finland
United States
Difference
Gym Membership (Monthly)
$44.77 €38.59
$45.91 $45.91
-2.48%
Tennis Court (1 Hour on Weekend)
$28.06 €24.19
$22.25 $22.25
26.11%
Cinema Ticket
$17.25 €14.87
$14.13 $14.13
22.08%
🧸 Childcare & Education
Finland
United States
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 €305
$1,385 $1,385
-74.45%
International Primary School, 1 Child (Yearly)
$10.0K €8,658
$22.2K $22.2K
-54.78%
👕👟 Clothing & Footwear
Finland
United States
Difference
Jeans (Levis 501 Or Similar)
$100 €86.2
$52.1 $52.1
91.98%
Summer Dress (H&M, Zara, etc)
$41.93 €36.14
$42.53 $42.53
-1.41%
Sport Shoes (Adidas, Nike)
$102 €87.8
$89.9 $89.9
13.31%
Men's Leather Business Shoes
$138 €119
$114 $114
20.33%
🏠 Accommodation & Living
Finland
United States
Difference
1-bedroom Apartment, City Center (Monthly)
$885 €763
$1,743 $1,743
-49.23%
1-bedroom Apartment, Outside City Center (Monthly)
$736 €635
$1,422 $1,422
-48.22%
3-bedroom Apartment, City Center (Monthly)
$1,508 €1,300
$2,821 $2,821
-46.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,177 €1,015
$2,370 $2,370
-50.33%
Buy Apartment in City Center (m2)
$5,401 €4,656
$3,338 $3,338
61.81%
Buy Apartment Outside City Center (m2)
$3,321 €2,863
$2,615 $2,615
26.99%
💵 Salaries & Financials
Finland
United States
Difference
Average Monthly Net Salary (After Tax)
$3,119 €2,689
$4,230 $4,230
-26.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
6.51
-41.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: January 10, 2026

Last update for United States: January 13, 2026

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