Cost of Living Comparison Between Finland and United States Cost of Living Comparison Between Finland and United States

🙂 Solo nomad: Finland is 4.8% cheaper than United States without rent, and 31.9% cheaper with rent.
🙂 Family of 3: Finland is 0.1% cheaper than United States without rent, and 24.3% cheaper with rent.
Currency
🍽 Eating Out
Finland
United States
Difference
Meal at Budget Restaurant
$16.28 €14.06
$20.33 $20.33
-19.92%
Three-Course Dinner for Two, Mid-Range
$94 €81.1
$74.4 $74.4
26.35%
Fast Food Meal (McDonalds, etc)
$11.75 €10.14
$11.49 $11.49
2.26%
Cappuccino
$4.85 €4.18
$5.09 $5.09
-4.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.92 €2.52
$2.54 $2.54
14.96%
Water (0.33 liter bottle)
$2.08 €1.79
$2.11 $2.11
-1.42%
Local Beer (0.5 liter draught)
$8.12 €7.01
$6.09 $6.09
33.33%
Imported Beer (0.33 liter bottle)
$7.86 €6.79
$7.1 $7.1
10.70%
🛒 Groceries & Markets
Finland
United States
Difference
Milk (1 liter)
$1.27 €1.1
$1.08 $1.08
17.59%
White Bread (500g)
$2.6 €2.25
$3.7 $3.7
-29.73%
Rice (white) (1kg)
$2.83 €2.44
$4.65 $4.65
-39.14%
Eggs
$3.32 €2.87
$4.21 $4.21
-21.14%
Local Cheese (1kg)
$9.01 €7.78
$12.75 $12.75
-29.33%
Chicken Fillets (1kg)
$14.42 €12.45
$12.24 $12.24
17.81%
Beef Round Steak (1kg)
$22.53 €19.46
$16.08 $16.08
40.11%
Apples (1kg)
$2.54 €2.2
$5.41 $5.41
-53.05%
Banana (1kg)
$2.07 €1.79
$1.73 $1.73
19.65%
Oranges (1kg)
$2.47 €2.13
$4.37 $4.37
-43.48%
Tomato (1kg)
$4.37 €3.77
$4.94 $4.94
-11.54%
Potato (1kg)
$1.36 €1.17
$2.88 $2.88
-52.78%
Onion (1kg)
$1.89 €1.63
$3.07 $3.07
-38.44%
Lettuce (1 head)
$2.19 €1.89
$2.25 $2.25
-2.67%
Water (1.5 liter bottle)
$1.86 €1.61
$2.21 $2.21
-15.84%
Cigarettes 20 Pack (Marlboro, Camel)
$12.13 €10.47
$10.09 $10.09
20.22%
Wine (Bottle)
$14.36 €12.4
$14.73 $14.73
-2.51%
Local Beer (0.5 liter bottle)
$3.43 €2.96
$1.91 $1.91
79.58%
Imported Beer (0.33 liter bottle)
$3.84 €3.31
$3.54 $3.54
8.47%
🚌 Getting Around
Finland
United States
Difference
One-way Ticket (Public Transport)
$3.65 €3.15
$2.56 $2.56
42.58%
Public Transport Monthly Pass (Regular Price)
$69.5 €60
$63.9 $63.9
8.82%
Taxi Start (Normal Tariff)
$8.66 €7.48
$3.81 $3.81
127.30%
Taxi (Normal Tariff) (1km)
$1.4 €1.21
$1.77 $1.77
-20.90%
Taxi 1hour Waiting (Normal Tariff)
$66.6 €57.5
$30.4 $30.4
119.18%
Gasoline (1 liter)
$2.12 €1.83
$0.94 $0.94
125.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K €30.2K
$30K $30K
16.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K €30.9K
$25.8K $25.8K
38.74%
🧾 Monthly Utilities & Internet
Finland
United States
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 €123
$209 $209
-31.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.04 €25.93
$57.9 $57.9
-48.07%
Internet (50+ Mbps, Unlimited Data)
$24.65 €21.29
$71.1 $71.1
-65.33%
🎉 Sport & Entertainment
Finland
United States
Difference
Gym Membership (Monthly)
$45.16 €38.99
$45.88 $45.88
-1.57%
Tennis Court (1 Hour on Weekend)
$28.44 €24.55
$22.25 $22.25
27.82%
Cinema Ticket
$17.2 €14.85
$14.14 $14.14
21.64%
🧸 Childcare & Education
Finland
United States
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$357 €308
$1,373 $1,373
-73.99%
International Primary School, 1 Child (Yearly)
$10.3K €8,893
$22.4K $22.4K
-53.93%
👕👟 Clothing & Footwear
Finland
United States
Difference
Jeans (Levis 501 Or Similar)
$101 €87.1
$51.5 $51.5
95.90%
Summer Dress (H&M, Zara, etc)
$41.64 €35.95
$41.96 $41.96
-0.76%
Sport Shoes (Adidas, Nike)
$103 €88.7
$88.3 $88.3
16.30%
Men's Leather Business Shoes
$136 €118
$112 $112
22.08%
🏠 Accommodation & Living
Finland
United States
Difference
1-bedroom Apartment, City Center (Monthly)
$895 €773
$1,731 $1,731
-48.29%
1-bedroom Apartment, Outside City Center (Monthly)
$735 €634
$1,446 $1,446
-49.17%
3-bedroom Apartment, City Center (Monthly)
$1,561 €1,347
$2,846 $2,846
-45.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,182 €1,021
$2,366 $2,366
-50.03%
Buy Apartment in City Center (m2)
$5,799 €5,007
$3,245 $3,245
78.71%
Buy Apartment Outside City Center (m2)
$3,689 €3,185
$2,667 $2,667
38.36%
💵 Salaries & Financials
Finland
United States
Difference
Average Monthly Net Salary (After Tax)
$3,241 €2,798
$4,312 $4,312
-24.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
6.51
-41.47%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 27, 2025

Last update for United States: October 27, 2025

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