Last update: Oct 2026

Cost of Living Comparison Between Finland and Spain

Name: Spain
Address: ES

For one person, living is cheaper in Spain: $1,760 a month against $1,935 in Finland, rent and utilities included – about $2,100 less a year. The total is higher in Finland despite lower rent and utilities.

94

Cost of Living Index in Finland
Learn more

Finland Living Index
85

Cost of Living Index in Spain
Learn more

Spain Living Index

Jump to prices

🇫🇮 Finland

$1,935

/mo nomad

🇪🇸 Spain

$1,760

/mo nomad

Monthly Cost of Living

How much you'll spend in Finland and in Spain

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Finland and in Spain actually costs, broken down by who's living it.

A single person spends $1,935 per month in Finland vs $1,760 in Spain, rent included.

Finland $1,935
Spain $1,760

A couple spends around $3,030 per month in Finland vs $2,581 in Spain, rent included.

Finland $3,030
Spain $2,581

A family of three spends $4,125 per month in Finland vs $3,402 in Spain, rent included.

Finland $4,125
Spain $3,402

The regional cost range is wider in Spain ($937–$2,649) than in Finland ($981–$2,192), so city choice matters more there.

The cost of living in Finland is about 10% higher than in Spain on average.

Both Finland and Spain are pricier than the global median – Finland by 43%, Spain by 30%.

Meal at Budget Restaurant

$16.53 €14.76

$16.72 €14.92

-1.14%

Three-Course Dinner for Two, Mid-Range

$89.0 €79.4

$56.0 €49.93

59.02%

Fast Food Meal (McDonalds, etc)

$12.21 €10.90

$11.13 €9.93

9.70%

Cappuccino

$4.81 €4.29

$2.43 €2.17

97.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 €2.78

$2.63 €2.34

18.25%

Water (0.33 liter bottle)

$2.31 €2.06

$1.81 €1.62

27.62%

Local Beer (0.5 liter draught)

$8.52 €7.60

$3.40 €3.04

150.59%

Imported Beer (0.33 liter bottle)

$8.78 €7.84

$3.82 €3.41

129.84%

Milk (1 liter)

$1.35 €1.21

$1.17 €1.04

15.38%

White Bread (500g)

$2.72 €2.43

$1.50 €1.34

81.33%

Rice (white) (1kg)

$2.64 €2.36

$1.60 €1.43

65.00%

Eggs

$3.49 €3.12

$3.33 €2.97

4.80%

Local Cheese (1kg)

$8.85 €7.89

$14.41 €12.86

-38.58%

Chicken Fillets (1kg)

$13.39 €11.95

$8.33 €7.44

60.74%

Beef Round Steak (1kg)

$22.42 €20.01

$16.30 €14.55

37.55%

Apples (1kg)

$2.67 €2.39

$2.57 €2.30

3.89%

Banana (1kg)

$2.10 €1.87

$2.04 €1.82

2.94%

Oranges (1kg)

$2.44 €2.18

$2.04 €1.82

19.61%

Tomato (1kg)

$4.32 €3.86

$2.55 €2.28

69.41%

Potato (1kg)

$1.29 €1.15

$1.83 €1.63

-29.51%

Onion (1kg)

$1.72 €1.53

$2.03 €1.81

-15.27%

Lettuce (1 head)

$2.22 €1.98

$1.36 €1.21

63.24%

Water (1.5 liter bottle)

$1.87 €1.67

$0.74 €0.66

152.70%

Cigarettes 20 Pack (Marlboro, Camel)

$13.30 €11.87

$6.35 €5.67

109.45%

Wine (Bottle)

$14.47 €12.92

$5.52 €4.92

162.14%

Local Beer (0.5 liter bottle)

$3.57 €3.19

$1.31 €1.17

172.52%

Imported Beer (0.33 liter bottle)

$3.67 €3.27

$2.02 €1.80

81.68%

One-way Ticket (Public Transport)

$3.48 €3.11

$1.71 €1.53

103.51%

Public Transport Monthly Pass (Regular Price)

$70.3 €62.8

$33.15 €29.59

112.10%

Taxi Start (Normal Tariff)

$8.93 €7.97

$4.52 €4.03

97.57%

Taxi (Normal Tariff) (1km)

$1.38 €1.24

$1.50 €1.34

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$66.0 €58.9

$24.43 €21.80

170.20%

Gasoline (1 liter)

$2.24 €2.00

$1.79 €1.60

25.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €33.4K

$35.9K €32.1K

4.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €33.9K

$31.2K €27.8K

21.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 €126

$150 €134

-6.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.22 €24.29

$17.57 €15.68

54.92%

Internet (50+ Mbps, Unlimited Data)

$25.45 €22.72

$31.32 €27.95

-18.74%

Gym Membership (Monthly)

$43.82 €39.11

$45.55 €40.66

-3.80%

Tennis Court (1 Hour on Weekend)

$30.04 €26.81

$15.00 €13.39

100.27%

Cinema Ticket

$17.93 €16.00

$9.47 €8.45

89.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$387 €345

$544 €486

-28.95%

International Primary School, 1 Child (Yearly)

$13.1K €11.7K

$10.8K €9,595

22.01%

Jeans (Levis 501 Or Similar)

$97.2 €86.7

$84.1 €75.0

15.56%

Summer Dress (H&M, Zara, etc)

$40.09 €35.78

$36.90 €32.93

8.64%

Sport Shoes (Adidas, Nike)

$100.0 €89.2

$88.5 €79.0

12.96%

Men's Leather Business Shoes

$147 €131

$104 €93.1

40.86%

1-bedroom Apartment, City Center (Monthly)

$851 €759

$1,017 €907

-16.32%

1-bedroom Apartment, Outside City Center (Monthly)

$704 €628

$793 €707

-11.19%

3-bedroom Apartment, City Center (Monthly)

$1,561 €1,393

$1,605 €1,432

-2.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,211 €1,081

$1,209 €1,079

0.19%

Buy Apartment in City Center (m2)

$4,938 €4,407

$4,093 €3,653

20.65%

Buy Apartment Outside City Center (m2)

$2,932 €2,617

$2,581 €2,303

13.60%

Average Monthly Net Salary (After Tax)

$3,033 €2,707

$2,001 €1,786

51.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.87

3.3

17.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 17, 2026

Last update for Spain: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Finland

$704 36.4%

Spain

$793 45% 12.6% $89

Groceries & Markets

Finland

$376 19.4%

Spain

$272 15.4% 27.7% $104

Eating Out

Finland

$308 15.9%

Spain

$239 13.6% 22.6% $70

Monthly Utilities & Internet

Finland

$194 10%

Spain

$199 11.3% 2.7% $5.2

Clothing & Footwear

Finland

$173 8.9%

Spain

$141 8% 18.3% $32

Getting Around

Finland

$100 5.2%

Spain

$52 3% 48% $48

Sport & Entertainment

Finland

$80 4.1%

Spain

$65 3.7% 19% $15

Cost Breakdown

Average rent: $791 in Finland vs $919 in Spain. For reference, capital cities sit at $1,225 in Helsinki and $1,509 in Madrid.

Average salary: $2,891 in Finland vs $1,977 in Spain. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 16% higher in Spain.

Dining out costs 54% more in Finland.

Public transport is 106% more expensive in Finland.

Salaries are 46% higher in Finland, and purchasing power comes out stronger in Finland.

Good to know

🇫🇮 Finland

🇪🇸 Spain

🕒 Local time

00:32 12:32 AM

23:32 11:32 PM

1 h behind Finland

🌤 Weather

👥 Population

5,608,218

47,415,750

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Finland Spain 2,950 km ≈ 4 h 15 min nonstop flight

From you

Finland
Spain

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Finland vs Spain: Cost of Living - Frequently Asked Questions

Spain is the cheaper option – living costs run roughly 9% lower on average.

Groceries, public transport, and eating out all cost less in Spain, adding to the overall 10% price gap.

Spain is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.