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Cost of Living Comparison Between Finland and Germany Cost of Living Comparison Between Finland and Germany

😐 Solo nomad: Finland is 0.1% more expensive than Germany without rent, and 12.5% cheaper with rent.
😐 Family of 3: Finland is 8.1% more expensive than Germany without rent, and 7.2% cheaper with rent.
Currency
🍽 Eating Out
Finland
Germany
Difference
Meal at Budget Restaurant
$16.42 €14.15
$17.58 €15.16
-6.60%
Three-Course Dinner for Two, Mid-Range
$94.4 €81.4
$75.0 €64.7
25.83%
Fast Food Meal (McDonalds, etc)
$11.39 €9.82
$11.54 €9.95
-1.30%
Cappuccino
$4.82 €4.15
$4.10 €3.53
17.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.94 €2.53
$3.40 €2.93
-13.53%
Water (0.33 liter bottle)
$2.00 €1.72
$3.03 €2.61
-33.99%
Local Beer (0.5 liter draught)
$8.06 €6.95
$5.26 €4.53
53.23%
Imported Beer (0.33 liter bottle)
$8.14 €7.02
$4.59 €3.96
77.34%
🛒 Groceries & Markets
Finland
Germany
Difference
Milk (1 liter)
$1.27 €1.09
$1.25 €1.07
1.60%
White Bread (500g)
$2.59 €2.23
$2.29 €1.98
13.10%
Rice (white) (1kg)
$2.69 €2.32
$3.37 €2.90
-20.18%
Eggs
$3.33 €2.87
$3.79 €3.27
-12.14%
Local Cheese (1kg)
$8.93 €7.69
$14.54 €12.54
-38.58%
Chicken Fillets (1kg)
$14.18 €12.22
$14.28 €12.31
-0.70%
Beef Round Steak (1kg)
$22.13 €19.08
$19.99 €17.23
10.71%
Apples (1kg)
$2.64 €2.27
$3.16 €2.72
-16.46%
Banana (1kg)
$2.05 €1.76
$1.79 €1.54
14.53%
Oranges (1kg)
$2.52 €2.17
$2.21 €1.91
14.03%
Tomato (1kg)
$4.37 €3.77
$4.73 €4.07
-7.61%
Potato (1kg)
$1.35 €1.16
$1.55 €1.33
-12.90%
Onion (1kg)
$1.90 €1.64
$1.63 €1.41
16.56%
Lettuce (1 head)
$2.26 €1.95
$1.85 €1.59
22.16%
Water (1.5 liter bottle)
$1.88 €1.62
$1.07 €0.92
75.70%
Cigarettes 20 Pack (Marlboro, Camel)
$12.19 €10.51
$9.80 €8.45
24.39%
Wine (Bottle)
$15.03 €12.95
$6.94 €5.98
116.57%
Local Beer (0.5 liter bottle)
$3.47 €2.99
$1.10 €0.95
215.45%
Imported Beer (0.33 liter bottle)
$3.89 €3.35
$1.62 €1.40
140.12%
🚌 Getting Around
Finland
Germany
Difference
One-way Ticket (Public Transport)
$3.52 €3.03
$3.68 €3.17
-4.35%
Public Transport Monthly Pass (Regular Price)
$70.1 €60.4
$66.7 €57.5
5.07%
Taxi Start (Normal Tariff)
$8.93 €7.70
$5.69 €4.90
56.94%
Taxi (Normal Tariff) (1km)
$1.46 €1.26
$2.28 €1.96
-35.96%
Taxi 1hour Waiting (Normal Tariff)
$65.4 €56.3
$38.16 €32.89
71.25%
Gasoline (1 liter)
$2.21 €1.91
$1.98 €1.70
11.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K €30.5K
$31.8K €27.4K
11.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K €29.9K
$37.4K €32.2K
-7.29%
🧾 Monthly Utilities & Internet
Finland
Germany
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$140 €121
$354 €306
-60.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.83 €26.57
$27.69 €23.87
11.34%
Internet (50+ Mbps, Unlimited Data)
$24.65 €21.25
$51.4 €44.29
-52.02%
🎉 Sport & Entertainment
Finland
Germany
Difference
Gym Membership (Monthly)
$44.77 €38.59
$41.25 €35.55
8.53%
Tennis Court (1 Hour on Weekend)
$28.06 €24.19
$24.49 €21.11
14.58%
Cinema Ticket
$17.25 €14.87
$13.87 €11.96
24.37%
🧸 Childcare & Education
Finland
Germany
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 €305
$461 €397
-23.24%
International Primary School, 1 Child (Yearly)
$10.0K €8,658
$15.2K €13.1K
-33.70%
👕👟 Clothing & Footwear
Finland
Germany
Difference
Jeans (Levis 501 Or Similar)
$100 €86.2
$93.7 €80.8
6.70%
Summer Dress (H&M, Zara, etc)
$41.93 €36.14
$43.43 €37.44
-3.45%
Sport Shoes (Adidas, Nike)
$102 €87.8
$100 €86.4
1.65%
Men's Leather Business Shoes
$138 €119
$133 €115
3.49%
🏠 Accommodation & Living
Finland
Germany
Difference
1-bedroom Apartment, City Center (Monthly)
$885 €763
$1,038 €895
-14.77%
1-bedroom Apartment, Outside City Center (Monthly)
$736 €635
$773 €667
-4.80%
3-bedroom Apartment, City Center (Monthly)
$1,508 €1,300
$1,932 €1,665
-21.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,177 €1,015
$1,451 €1,251
-18.86%
Buy Apartment in City Center (m2)
$5,401 €4,656
$6,257 €5,393
-13.68%
Buy Apartment Outside City Center (m2)
$3,321 €2,863
$4,369 €3,766
-23.99%
💵 Salaries & Financials
Finland
Germany
Difference
Average Monthly Net Salary (After Tax)
$3,119 €2,689
$3,444 €2,969
-9.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
3.98
-4.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: January 10, 2026

Last update for Germany: January 11, 2026

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