Cost of Living Comparison Between Finland and Germany Cost of Living Comparison Between Finland and Germany

Name: Germany
Address: DE

😐 Solo nomad: Finland is 4.2% more expensive than Germany without rent, and 9.3% cheaper with rent.

😐 Family of 3: Finland is 5.4% more expensive than Germany without rent, and 6% cheaper with rent.

Meal at Budget Restaurant

$16.28 €14.06

$17.11 €14.78

-4.85%

Three-Course Dinner for Two, Mid-Range

$94 €81.1

$74.9 €64.7

25.39%

Fast Food Meal (McDonalds, etc)

$11.75 €10.14

$11.47 €9.91

2.44%

Cappuccino

$4.85 €4.18

$4.01 €3.46

20.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 €2.52

$3.33 €2.88

-12.31%

Water (0.33 liter bottle)

$2.08 €1.79

$2.89 €2.5

-28.03%

Local Beer (0.5 liter draught)

$8.12 €7.01

$5.24 €4.52

54.96%

Imported Beer (0.33 liter bottle)

$7.86 €6.79

$4.58 €3.95

71.62%

Milk (1 liter)

$1.27 €1.1

$1.26 €1.08

0.79%

White Bread (500g)

$2.6 €2.25

$2.19 €1.89

18.72%

Rice (white) (1kg)

$2.83 €2.44

$3.46 €2.99

-18.21%

Eggs

$3.32 €2.87

$3.79 €3.28

-12.40%

Local Cheese (1kg)

$9.01 €7.78

$14.73 €12.72

-38.83%

Chicken Fillets (1kg)

$14.42 €12.45

$13.83 €11.94

4.27%

Beef Round Steak (1kg)

$22.53 €19.46

$19.93 €17.21

13.05%

Apples (1kg)

$2.54 €2.2

$3.18 €2.75

-20.13%

Banana (1kg)

$2.07 €1.79

$1.79 €1.55

15.64%

Oranges (1kg)

$2.47 €2.13

$2.32 €2

6.47%

Tomato (1kg)

$4.37 €3.77

$4.73 €4.09

-7.61%

Potato (1kg)

$1.36 €1.17

$1.58 €1.37

-13.92%

Onion (1kg)

$1.89 €1.63

$1.62 €1.4

16.67%

Lettuce (1 head)

$2.19 €1.89

$1.86 €1.6

17.74%

Water (1.5 liter bottle)

$1.86 €1.61

$1.07 €0.92

73.83%

Cigarettes 20 Pack (Marlboro, Camel)

$12.13 €10.47

$9.84 €8.5

23.27%

Wine (Bottle)

$14.36 €12.4

$6.85 €5.92

109.64%

Local Beer (0.5 liter bottle)

$3.43 €2.96

$1.1 €0.95

211.82%

Imported Beer (0.33 liter bottle)

$3.84 €3.31

$1.7 €1.46

125.88%

One-way Ticket (Public Transport)

$3.65 €3.15

$3.68 €3.18

-0.82%

Public Transport Monthly Pass (Regular Price)

$69.5 €60

$68 €58.7

2.25%

Taxi Start (Normal Tariff)

$8.66 €7.48

$5.87 €5.07

47.53%

Taxi (Normal Tariff) (1km)

$1.4 €1.21

$2.23 €1.92

-37.22%

Taxi 1hour Waiting (Normal Tariff)

$66.6 €57.5

$37.69 €32.54

76.78%

Gasoline (1 liter)

$2.12 €1.83

$1.97 €1.7

7.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K €30.2K

$31.7K €27.4K

10.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.8K €30.9K

$37.3K €32.2K

-4.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €123

$350 €302

-59.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.04 €25.93

$27.07 €23.37

10.97%

Internet (50+ Mbps, Unlimited Data)

$24.65 €21.29

$51.9 €44.83

-52.52%

Gym Membership (Monthly)

$45.16 €38.99

$40.64 €35.09

11.12%

Tennis Court (1 Hour on Weekend)

$28.44 €24.55

$24.54 €21.19

15.89%

Cinema Ticket

$17.2 €14.85

$14.15 €12.22

21.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$357 €308

$463 €400

-22.89%

International Primary School, 1 Child (Yearly)

$10.3K €8,893

$15.1K €13K

-31.78%

Jeans (Levis 501 Or Similar)

$101 €87.1

$94.4 €81.5

6.91%

Summer Dress (H&M, Zara, etc)

$41.64 €35.95

$43.6 €37.65

-4.50%

Sport Shoes (Adidas, Nike)

$103 €88.7

$100 €86.7

2.27%

Men's Leather Business Shoes

$136 €118

$133 €115

2.47%

1-bedroom Apartment, City Center (Monthly)

$895 €773

$1,042 €900

-14.11%

1-bedroom Apartment, Outside City Center (Monthly)

$735 €634

$765 €660

-3.92%

3-bedroom Apartment, City Center (Monthly)

$1,561 €1,347

$1,909 €1,648

-18.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,182 €1,021

$1,445 €1,247

-18.18%

Buy Apartment in City Center (m2)

$5,799 €5,007

$6,341 €5,475

-8.56%

Buy Apartment Outside City Center (m2)

$3,689 €3,185

$4,896 €4,227

-24.64%

Average Monthly Net Salary (After Tax)

$3,241 €2,798

$3,362 €2,903

-3.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

3.98

-4.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 27, 2025

Last update for Germany: October 29, 2025

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