Last update: Oct 2026

Cost of Living Comparison Between Finland and Austin, TX

For one person, living is cheaper in Finland: $1,950 a month against $2,704 in Austin, TX, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Finland
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Finland Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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🇫🇮 Finland

$1,950

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

🙂 Solo nomad: Finland is 4.8% cheaper than Austin, TX without rent, and 27.9% cheaper with rent.

🙂 Family of 3: Finland is 3.3% cheaper than Austin, TX without rent, and 26.7% cheaper with rent.

Meal at Budget Restaurant

$16.64 €14.85

$20.22 $20.22

-17.71%

Three-Course Dinner for Two, Mid-Range

$89.9 €80.2

$85.0 $85.0

5.72%

Fast Food Meal (McDonalds, etc)

$12.54 €11.19

$12.35 $12.35

1.54%

Cappuccino

$5.02 €4.48

$5.47 $5.47

-8.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.69

$3.82 $3.82

-21.20%

Water (0.33 liter bottle)

$2.32 €2.07

$2.50 $2.50

-7.20%

Local Beer (0.5 liter draught)

$8.21 €7.33

$8.06 $8.06

1.86%

Imported Beer (0.33 liter bottle)

$9.08 €8.10

$8.99 $8.99

1.00%

Milk (1 liter)

$1.34 €1.20

$1.13 $1.13

18.58%

White Bread (500g)

$2.70 €2.41

$3.78 $3.78

-28.57%

Rice (white) (1kg)

$2.60 €2.32

$3.25 $3.25

-20.00%

Eggs

$3.51 €3.13

$4.14 $4.14

-15.22%

Local Cheese (1kg)

$8.99 €8.02

$13.08 $13.08

-31.27%

Chicken Fillets (1kg)

$13.68 €12.21

$14.31 $14.31

-4.40%

Beef Round Steak (1kg)

$22.67 €20.23

$15.96 $15.96

42.04%

Apples (1kg)

$2.60 €2.32

$4.38 $4.38

-40.64%

Banana (1kg)

$2.18 €1.94

$1.45 $1.45

50.34%

Oranges (1kg)

$2.46 €2.19

$4.54 $4.54

-45.81%

Tomato (1kg)

$4.24 €3.79

$4.19 $4.19

1.19%

Potato (1kg)

$1.30 €1.16

$2.63 $2.63

-50.57%

Onion (1kg)

$1.70 €1.52

$2.36 $2.36

-27.97%

Lettuce (1 head)

$2.14 €1.91

$1.76 $1.76

21.59%

Water (1.5 liter bottle)

$1.91 €1.71

$2.16 $2.16

-11.57%

Cigarettes 20 Pack (Marlboro, Camel)

$12.99 €11.59

$9.81 $9.81

32.42%

Wine (Bottle)

$14.31 €12.77

$14.72 $14.72

-2.79%

Local Beer (0.5 liter bottle)

$3.46 €3.08

$2.78 $2.78

24.46%

Imported Beer (0.33 liter bottle)

$3.47 €3.10

$3.48 $3.48

-0.29%

One-way Ticket (Public Transport)

$3.49 €3.12

$1.49 $1.49

134.23%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.3

$40.51 $40.51

75.12%

Taxi Start (Normal Tariff)

$9.08 €8.10

$2.67 $2.67

240.07%

Taxi (Normal Tariff) (1km)

$1.33 €1.19

$1.58 $1.58

-15.82%

Taxi 1hour Waiting (Normal Tariff)

$67.2 €60.0

$35.29 $35.29

90.37%

Gasoline (1 liter)

$2.31 €2.06

$0.99 $0.99

133.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.0K

$35.8K $35.8K

3.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.6K

$27.2K $27.2K

38.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 €129

$219 $219

-34.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.07 €25.05

$58.0 $58.0

-51.60%

Internet (50+ Mbps, Unlimited Data)

$25.45 €22.72

$68.4 $68.4

-62.77%

Gym Membership (Monthly)

$44.85 €40.03

$57.9 $57.9

-22.54%

Tennis Court (1 Hour on Weekend)

$29.57 €26.38

$14.82 $14.82

99.53%

Cinema Ticket

$18.07 €16.12

$14.13 $14.13

27.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$383 €342

$1,509 $1,509

-74.63%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$21.5K $21.5K

-39.72%

Jeans (Levis 501 Or Similar)

$99.2 €88.5

$51.7 $51.7

91.95%

Summer Dress (H&M, Zara, etc)

$41.52 €37.05

$44.05 $44.05

-5.74%

Sport Shoes (Adidas, Nike)

$100 €89.4

$85.1 $85.1

17.69%

Men's Leather Business Shoes

$147 €131

$105 $105

39.89%

1-bedroom Apartment, City Center (Monthly)

$860 €768

$1,932 $1,932

-55.49%

1-bedroom Apartment, Outside City Center (Monthly)

$700 €625

$1,272 $1,272

-44.99%

3-bedroom Apartment, City Center (Monthly)

$1,556 €1,389

$3,670 $3,670

-57.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,212 €1,081

$2,525 $2,525

-52.02%

Buy Apartment in City Center (m2)

$4,973 €4,438

$7,617 $7,617

-34.72%

Buy Apartment Outside City Center (m2)

$2,956 €2,638

$3,199 $3,199

-7.61%

Average Monthly Net Salary (After Tax)

$3,028 €2,703

$5,105 $5,105

-40.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

6.79

-42.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Finland: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Finland

$700 36%

Austin, TX

$1.3K 48.2% 81.8% $572

Groceries & Markets

Finland

$377 19.4%

Austin, TX

$403 15.3% 6.8% $26

Eating Out

Finland

$312 16%

Austin, TX

$348 13.2% 11.7% $36

Monthly Utilities & Internet

Finland

$198 10.2%

Austin, TX

$346 13.1% 74.5% $148

Clothing & Footwear

Finland

$175 9%

Austin, TX

$129 4.9% 26.3% $46

Getting Around

Finland

$101 5.2%

Austin, TX

$57 2.2% 43.4% $44

Sport & Entertainment

Finland

$81 4.2%

Austin, TX

$86 3.3% 6.4% $5.2

Good to know

🇫🇮 Finland

🇺🇸 Austin, TX

🕒 Local time

09:33 9:33 AM

01:33 1:33 AM

8 h behind Finland

🌤 Weather

👥 Population

5,608,218

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Finland Austin, TX 8,690 km ≈ 11 h nonstop flight

From you

Finland
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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Cost of Living Comparison Between Finland and Austin, TX

USD to EUR – Euro Converter

City Median Internet Speeds Comparison (Updated April 2026)

Finland

Austin, TX

Finland

Austin, TX

Finland vs other spots: cost of living compared

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