Last update: Oct 2026

Cost of Living Comparison Between Figueira da Foz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,211 in Figueira da Foz, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

Figueira da Foz
🇵🇹 Portugal
$1,211
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Figueira da Foz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Figueira da Foz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,211 in Figueira da Foz versus $918 in Cebu.

  • Figueira da Foz $1,211
  • Cebu $918

Estimated couple costs with rent: $1,780 in Figueira da Foz versus $1,409 in Cebu.

  • Figueira da Foz $1,780
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,349 in Figueira da Foz versus $1,900 in Cebu.

  • Figueira da Foz $2,349
  • Cebu $1,900

Living in Figueira da Foz is roughly 32% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Figueira da Foz 10% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Figueira da Foz
Cebu
Difference
Meal at Budget Restaurant
$10.13 €9.01
$3.09 ₱194
227.83%
Three-Course Dinner for Two, Mid-Range
$45.34 €40.33
$24.22 ₱1,525
87.20%
Fast Food Meal (McDonalds, etc)
$6.67 €5.93
$3.92 ₱247
70.15%
Cappuccino
$1.43 €1.27
$2.51 ₱158
-43.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.49 €1.32
$1.59 ₱100
-6.29%
Water (0.33 liter bottle)
$1.10 €0.98
$0.53 ₱33.43
107.55%
Local Beer (0.5 liter draught)
$1.79 €1.59
$1.78 ₱112
0.56%
Imported Beer (0.33 liter bottle)
$2.82 €2.51
$2.17 ₱137
29.95%
🛒 Groceries & Markets
Figueira da Foz
Cebu
Difference
Milk (1 liter)
$0.95 €0.85
$1.92 ₱121
-50.52%
White Bread (500g)
$1.25 €1.11
$1.36 ₱85.4
-8.09%
Rice (white) (1kg)
$1.62 €1.44
$1.01 ₱63.5
60.40%
Eggs
$2.71 €2.41
$2.03 ₱128
33.50%
Local Cheese (1kg)
$6.18 €5.50
$9.86 ₱621
-37.32%
Chicken Fillets (1kg)
$6.37 €5.67
$4.39 ₱277
45.10%
Beef Round Steak (1kg)
$10.49 €9.33
$7.60 ₱479
38.03%
Apples (1kg)
$1.91 €1.70
$3.30 ₱208
-42.12%
Banana (1kg)
$1.39 €1.24
$1.39 ₱87.8
-
Oranges (1kg)
$1.80 €1.60
$2.33 ₱147
-22.75%
Tomato (1kg)
$1.87 €1.66
$1.50 ₱94.3
24.67%
Potato (1kg)
$1.72 €1.53
$2.36 ₱149
-27.12%
Onion (1kg)
$1.79 €1.59
$1.90 ₱119
-5.79%
Lettuce (1 head)
$1.26 €1.12
$1.19 ₱74.9
5.88%
Water (1.5 liter bottle)
$0.45 €0.40
$0.63 ₱39.71
-28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$6.01 €5.35
$3.00 ₱189
100.33%
Wine (Bottle)
$3.87 €3.44
$6.03 ₱379
-35.82%
Local Beer (0.5 liter bottle)
$0.94 €0.83
$1.23 ₱77.7
-23.58%
Imported Beer (0.33 liter bottle)
$2.62 €2.33
$1.75 ₱110
49.71%
🚌 Getting Around
Figueira da Foz
Cebu
Difference
One-way Ticket (Public Transport)
$2.35 €2.09
$0.25 ₱15.86
840.00%
Public Transport Monthly Pass (Regular Price)
$38.32 €34.09
$12.64 ₱796
203.16%
Taxi Start (Normal Tariff)
$2.54 €2.26
$0.77 ₱48.62
229.87%
Taxi (Normal Tariff) (1km)
$0.79 €0.71
$0.23 ₱14.53
243.48%
Taxi 1hour Waiting (Normal Tariff)
$10.10 €8.98
$4.46 ₱281
126.46%
Gasoline (1 liter)
$2.02 €1.80
$1.31 ₱82.8
54.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K €29.9K
$21.2K ₱1.3M
58.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.4K €34.1K
$19.1K ₱1.2M
100.44%
🧾 Monthly Utilities & Internet
Figueira da Foz
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.2 €85.6
$120 ₱7,569
-19.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.41 €19.05
$14.00 ₱882
52.93%
Internet (50+ Mbps, Unlimited Data)
$31.19 €27.74
$27.54 ₱1,734
13.25%
🎉 Sport & Entertainment
Figueira da Foz
Cebu
Difference
Gym Membership (Monthly)
$34.55 €30.73
$32.33 ₱2,035
6.87%
Tennis Court (1 Hour on Weekend)
$19.61 €17.44
$6.65 ₱419
194.89%
Cinema Ticket
$8.29 €7.37
$5.65 ₱356
46.73%
🧸 Childcare & Education
Figueira da Foz
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$278 €247
$275 ₱17.3K
0.89%
International Primary School, 1 Child (Yearly)
$5,886 €5,236
$7,918 ₱498.5K
-25.66%
👕👟 Clothing & Footwear
Figueira da Foz
Cebu
Difference
Jeans (Levis 501 Or Similar)
$58.1 €51.7
$49.33 ₱3,106
17.76%
Summer Dress (H&M, Zara, etc)
$35.92 €31.95
$25.24 ₱1,589
42.31%
Sport Shoes (Adidas, Nike)
$44.32 €39.43
$77.0 ₱4,846
-42.41%
Men's Leather Business Shoes
$91.3 €81.2
$57.2 ₱3,601
59.55%
🏠 Accommodation & Living
Figueira da Foz
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$688 €612
$500 ₱31.5K
37.64%
1-bedroom Apartment, Outside City Center (Monthly)
$517 €460
$309 ₱19.4K
67.57%
3-bedroom Apartment, City Center (Monthly)
$1,120 €996
$1,078 ₱67.9K
3.88%
3-bedroom Apartment, Outside City Center (Monthly)
$739 €658
$615 ₱38.7K
20.17%
Buy Apartment in City Center (m2)
$2,088 €1,857
$2,886 ₱181.7K
-27.65%
Buy Apartment Outside City Center (m2)
$1,431 €1,273
$1,917 ₱120.7K
-25.33%
💵 Salaries & Financials
Figueira da Foz
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,135 €1,010
$346 ₱21.8K
228.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.53
7.2
-50.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Figueira da Foz: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Figueira da Foz
$517
Cebu
$309 40.3% $209
Groceries & Markets
Figueira da Foz
$192
Cebu
$206 7% $13
Monthly Utilities & Internet
Figueira da Foz
$149
Cebu
$162 8.7% $13
Eating Out
Figueira da Foz
$143
Cebu
$88 38.3% $55
Clothing & Footwear
Figueira da Foz
$103
Cebu
$94 9.1% $9.4
Getting Around
Figueira da Foz
$54
Cebu
$16 71.3% $39
Sport & Entertainment
Figueira da Foz
$51
Cebu
$44 14.7% $7.5

Cost Breakdown

A one-bedroom apartment in the center runs $688 in Figueira da Foz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Figueira da Foz pays 228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Figueira da Foz vs $24.00 in Cebu. Groceries flip the comparison at $192 vs $206, with Figueira da Foz cheaper for home cooking.

Good to know
🇵🇹 Figueira da Foz
🇵🇭 Cebu
🕒 Local time
02:40 2:40 AM
09:40 9:40 AM
7 h ahead of Figueira da Foz
🌤 Weather
👥 Population
58,962
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Figueira da Foz Cebu 12,600 km ≈ 16 h nonstop flight
From you
  • Figueira da Foz
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Figueira da Foz vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Figueira da Foz?
Cebu is cheaper overall, especially in eating out, clothing, and transport. The 32% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Figueira da Foz or Cebu?
Average pay runs 228% higher in Figueira da Foz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Figueira da Foz and Cebu?
Rent for a central apartment: $688 in Figueira da Foz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Figueira da Foz and in Cebu?
All in, you'll spend $1,211 per month in Figueira da Foz versus $918 in Cebu – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 203% less than in Figueira da Foz. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Figueira da Foz or in Cebu?
At $918 in Cebu versus $1,211 in Figueira da Foz, a $1,500 budget is realistic in Cebu but tight or insufficient in Figueira da Foz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Figueira da Foz or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Figueira da Foz, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Figueira da Foz or Cebu?
Safety-wise, Figueira da Foz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Figueira da Foz. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Figueira da Foz vs other spots: cost of living compared

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