Last update: Oct 2026

Cost of Living Comparison Between Cebu and Figueira da Foz

For one person, living is cheaper in Cebu: $918 a month against $1,211 in Figueira da Foz, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
59

Cost of Living Index in Figueira da Foz
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Figueira da Foz Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Figueira da Foz

🇵🇹 Portugal

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Figueira da Foz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Figueira da Foz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,211 in Figueira da Foz.

Cebu $918
Figueira da Foz $1,211

Estimated couple costs with rent: $1,409 in Cebu versus $1,780 in Figueira da Foz.

Cebu $1,409
Figueira da Foz $1,780

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,349 in Figueira da Foz.

Cebu $1,900
Figueira da Foz $2,349

Living in Cebu costs roughly 24% less than in Figueira da Foz, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Figueira da Foz 10% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.13 €9.01

-69.50%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.34 €40.33

-46.58%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.67 €5.93

-41.23%

Cappuccino

$2.51 ₱158

$1.43 €1.27

75.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.49 €1.32

6.71%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.10 €0.98

-51.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.79 €1.59

-0.56%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.82 €2.51

-23.05%

Milk (1 liter)

$1.92 ₱121

$0.95 €0.85

102.11%

White Bread (500g)

$1.36 ₱85.4

$1.25 €1.11

8.80%

Rice (white) (1kg)

$1.01 ₱63.5

$1.62 €1.44

-37.65%

Eggs

$2.03 ₱128

$2.71 €2.41

-25.09%

Local Cheese (1kg)

$9.86 ₱621

$6.18 €5.50

59.55%

Chicken Fillets (1kg)

$4.39 ₱277

$6.37 €5.67

-31.08%

Beef Round Steak (1kg)

$7.60 ₱479

$10.49 €9.33

-27.55%

Apples (1kg)

$3.30 ₱208

$1.91 €1.70

72.77%

Banana (1kg)

$1.39 ₱87.8

$1.39 €1.24

Oranges (1kg)

$2.33 ₱147

$1.80 €1.60

29.44%

Tomato (1kg)

$1.50 ₱94.3

$1.87 €1.66

-19.79%

Potato (1kg)

$2.36 ₱149

$1.72 €1.53

37.21%

Onion (1kg)

$1.90 ₱119

$1.79 €1.59

6.15%

Lettuce (1 head)

$1.19 ₱74.9

$1.26 €1.12

-5.56%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.45 €0.40

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.01 €5.35

-50.08%

Wine (Bottle)

$6.03 ₱379

$3.87 €3.44

55.81%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.94 €0.83

30.85%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.62 €2.33

-33.21%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.35 €2.09

-89.36%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$38.32 €34.09

-67.01%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.54 €2.26

-69.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.79 €0.71

-70.89%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.10 €8.98

-55.84%

Gasoline (1 liter)

$1.31 ₱82.8

$2.02 €1.80

-35.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.6K €29.9K

-36.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.4K €34.1K

-50.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$96.2 €85.6

24.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.41 €19.05

-34.61%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$31.19 €27.74

-11.70%

Gym Membership (Monthly)

$32.33 ₱2,035

$34.55 €30.73

-6.43%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$19.61 €17.44

-66.09%

Cinema Ticket

$5.65 ₱356

$8.29 €7.37

-31.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$278 €247

-0.89%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,886 €5,236

34.52%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$58.1 €51.7

-15.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$35.92 €31.95

-29.73%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$44.32 €39.43

73.65%

Men's Leather Business Shoes

$57.2 ₱3,601

$91.3 €81.2

-37.32%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$688 €612

-27.34%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$517 €460

-40.32%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,120 €996

-3.73%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$739 €658

-16.79%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,088 €1,857

38.22%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,431 €1,273

33.92%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,135 €1,010

-69.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.53

103.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Figueira da Foz: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Figueira da Foz

$517 42.8% 67.6% $209

Groceries & Markets

Cebu

$206 22.4%

Figueira da Foz

$192 15.9% 6.5% $13

Monthly Utilities & Internet

Cebu

$162 17.6%

Figueira da Foz

$149 12.3% 8% $13

Clothing & Footwear

Cebu

$94 10.2%

Figueira da Foz

$103 8.5% 10% $9.4

Eating Out

Cebu

$88 9.6%

Figueira da Foz

$143 11.8% 62.1% $55

Sport & Entertainment

Cebu

$44 4.8%

Figueira da Foz

$51 4.2% 17.2% $7.5

Getting Around

Cebu

$16 1.7%

Figueira da Foz

$54 4.5% 248% $39

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $688 in Figueira da Foz. Housing cost is often the main lever when comparing two cities.

Figueira da Foz pays 228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $45.00 in Figueira da Foz. Groceries flip the comparison at $206 vs $192, with Figueira da Foz cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇹 Figueira da Foz

🕒 Local time

12:48 12:48 PM

05:48 5:48 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

58,962

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Figueira da Foz 12,600 km ≈ 16 h nonstop flight

From you

Cebu
Figueira da Foz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Figueira da Foz: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 228% lower in Figueira da Foz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $688 in Figueira da Foz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,211 in Figueira da Foz – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 203% less than in Figueira da Foz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,211 in Figueira da Foz, a $1,500 budget is realistic in Cebu but tight or insufficient in Figueira da Foz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Figueira da Foz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Figueira da Foz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Figueira da Foz. Beyond cost, consider language, visa policies, and how big the international community is in each city.