Last update: Oct 2026

Cost of Living Comparison Between Fermoy and Austin, TX

For one person, living is cheaper in Fermoy: $2,397 a month against $2,663 in Austin, TX, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

124

Cost of Living Index in Fermoy
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Fermoy Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Fermoy

🇮🇪 Ireland

$2,397

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Fermoy and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fermoy and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,397 in Fermoy versus $2,663 in Austin, TX.

Fermoy $2,397
Austin, TX $2,663

Estimated couple costs with rent: $3,554 in Fermoy versus $4,133 in Austin, TX.

Fermoy $3,554
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,712 in Fermoy versus $5,603 in Austin, TX.

Fermoy $4,712
Austin, TX $5,603

Living in Fermoy costs roughly 10% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Fermoy 78% above, Austin, TX 97% above.

Meal at Budget Restaurant

$12.12 €10.78

$20.77 $20.77

-41.65%

Three-Course Dinner for Two, Mid-Range

$68.0 €60.4

$84.6 $84.6

-19.66%

Fast Food Meal (McDonalds, etc)

$10.07 €8.96

$12.32 $12.32

-18.26%

Cappuccino

$3.65 €3.24

$5.63 $5.63

-35.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$3.72 $3.72

-41.67%

Water (0.33 liter bottle)

$1.74 €1.55

$2.50 $2.50

-30.40%

Local Beer (0.5 liter draught)

$4.59 €4.08

$8.05 $8.05

-42.98%

Imported Beer (0.33 liter bottle)

$5.43 €4.83

$9.01 $9.01

-39.73%

Milk (1 liter)

$1.59 €1.42

$1.12 $1.12

41.96%

White Bread (500g)

$2.02 €1.80

$3.75 $3.75

-46.13%

Rice (white) (1kg)

$1.14 €1.02

$3.26 $3.26

-65.03%

Eggs

$4.88 €4.34

$4.17 $4.17

17.03%

Local Cheese (1kg)

$10.17 €9.04

$12.90 $12.90

-21.16%

Chicken Fillets (1kg)

$12.85 €11.43

$14.16 $14.16

-9.25%

Beef Round Steak (1kg)

$16.25 €14.45

$16.22 $16.22

0.18%

Apples (1kg)

$2.79 €2.48

$4.33 $4.33

-35.57%

Banana (1kg)

$2.29 €2.03

$1.46 $1.46

56.85%

Oranges (1kg)

$2.71 €2.41

$4.51 $4.51

-39.91%

Tomato (1kg)

$5.29 €4.70

$4.34 $4.34

21.89%

Potato (1kg)

$1.85 €1.64

$2.58 $2.58

-28.29%

Onion (1kg)

$1.51 €1.35

$2.35 $2.35

-35.74%

Lettuce (1 head)

$1.32 €1.17

$1.78 $1.78

-25.84%

Water (1.5 liter bottle)

$2.07 €1.84

$2.22 $2.22

-6.76%

Cigarettes 20 Pack (Marlboro, Camel)

$19.24 €17.11

$9.88 $9.88

94.74%

Wine (Bottle)

$11.26 €10.01

$15.08 $15.08

-25.33%

Local Beer (0.5 liter bottle)

$3.37 €3.00

$2.92 $2.92

15.41%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$3.46 $3.46

-0.29%

One-way Ticket (Public Transport)

$2.63 €2.34

$1.49 $1.49

76.51%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$5.01 €4.45

$2.73 $2.73

83.52%

Taxi (Normal Tariff) (1km)

$1.55 €1.38

$1.66 $1.66

-6.63%

Taxi 1hour Waiting (Normal Tariff)

$38.20 €33.97

$35.30 $35.30

8.22%

Gasoline (1 liter)

$1.86 €1.65

$0.95 $0.95

95.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K €33.9K

$36.0K $36.0K

5.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €35.3K

$27.1K $27.1K

46.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 €247

$229 $229

21.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.10 €16.10

$59.4 $59.4

-69.52%

Internet (50+ Mbps, Unlimited Data)

$51.6 €45.86

$69.9 $69.9

-26.23%

Gym Membership (Monthly)

$58.9 €52.4

$57.2 $57.2

2.85%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$15.60 €13.87

$14.28 $14.28

9.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,282 €1,140

$1,506 $1,506

-14.88%

International Primary School, 1 Child (Yearly)

$5,425 €4,825

$21.5K $21.5K

-74.72%

Jeans (Levis 501 Or Similar)

$107 €95.2

$52.8 $52.8

102.69%

Summer Dress (H&M, Zara, etc)

$51.0 €45.33

$43.82 $43.82

16.32%

Sport Shoes (Adidas, Nike)

$114 €101

$84.8 $84.8

34.60%

Men's Leather Business Shoes

$129 €114

$103 $103

24.75%

1-bedroom Apartment, City Center (Monthly)

$1,556 €1,384

$1,907 $1,907

-18.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 €1,051

$1,274 $1,274

-7.27%

3-bedroom Apartment, City Center (Monthly)

$2,578 €2,293

$3,664 $3,664

-29.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,120 €1,885

$2,538 $2,538

-16.48%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$1,707 €1,518

$5,121 $5,121

-66.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

6.79

-43.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fermoy: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fermoy

$1.2K 49.3%

Austin, TX

$1.3K 47.8% 7.8% $93

Groceries & Markets

Fermoy

$354 14.8%

Austin, TX

$405 15.2% 14.4% $51

Monthly Utilities & Internet

Fermoy

$348 14.5%

Austin, TX

$358 13.5% 3% $10

Eating Out

Fermoy

$220 9.2%

Austin, TX

$354 13.3% 60.6% $134

Clothing & Footwear

Fermoy

$180 7.5%

Austin, TX

$128 4.8% 29% $52

Sport & Entertainment

Fermoy

$90 3.8%

Austin, TX

$86 3.2% 4.8% $4.3

Getting Around

Fermoy

$23 * 1%

Austin, TX

$59 2.2% 152% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,556 in Fermoy and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 200% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Fermoy vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $354 vs $405 per month, with Fermoy cheaper across the board.

Good to know

🇮🇪 Fermoy

🇺🇸 Austin, TX

🕒 Local time

12:29 12:29 PM

06:29 6:29 AM

6 h behind Fermoy

🌤 Weather

👥 Population

6,500

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.889 EUR

Exchange rates and currency converter

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Fermoy Austin, TX 7,370 km ≈ 10 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fermoy vs Austin, TX: Cost of Living - Frequently Asked Questions

Fermoy wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Fermoy the obvious pick if budget is a priority.

On paper, salaries run 200% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,556 in Fermoy versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,282 in Fermoy versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fermoy – a meal for two runs $68.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,397 in Fermoy versus $2,663 in Austin, TX, a $2,000 budget is realistic in Fermoy but tight or insufficient in Austin, TX. The gap between the two cities makes Fermoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Fermoy and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fermoy gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.