Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Fermoy

For one person, living is cheaper in Fermoy: $2,397 a month against $2,663 in Austin, TX, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
124

Cost of Living Index in Fermoy
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Fermoy Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Fermoy

🇮🇪 Ireland

$2,397

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Fermoy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Fermoy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,397 in Fermoy.

Austin, TX $2,663
Fermoy $2,397

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,554 in Fermoy.

Austin, TX $4,133
Fermoy $3,554

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,712 in Fermoy.

Austin, TX $5,603
Fermoy $4,712

Living in Austin, TX is roughly 11% more expensive than in Fermoy, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Fermoy 78% above.

Meal at Budget Restaurant

$20.77 $20.77

$12.12 €10.78

71.37%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$68.0 €60.5

24.47%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.07 €8.96

22.34%

Cappuccino

$5.63 $5.63

$3.65 €3.24

54.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.17 €1.93

71.43%

Water (0.33 liter bottle)

$2.50 $2.50

$1.74 €1.55

43.68%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.59 €4.08

75.38%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.43 €4.83

65.93%

Milk (1 liter)

$1.12 $1.12

$1.59 €1.42

-29.56%

White Bread (500g)

$3.75 $3.75

$2.02 €1.80

85.64%

Rice (white) (1kg)

$3.26 $3.26

$1.14 €1.02

185.96%

Eggs

$4.17 $4.17

$4.88 €4.34

-14.55%

Local Cheese (1kg)

$12.90 $12.90

$10.17 €9.04

26.84%

Chicken Fillets (1kg)

$14.16 $14.16

$12.85 €11.43

10.19%

Beef Round Steak (1kg)

$16.22 $16.22

$16.25 €14.45

-0.18%

Apples (1kg)

$4.33 $4.33

$2.79 €2.48

55.20%

Banana (1kg)

$1.46 $1.46

$2.29 €2.03

-36.24%

Oranges (1kg)

$4.51 $4.51

$2.71 €2.41

66.42%

Tomato (1kg)

$4.34 $4.34

$5.29 €4.70

-17.96%

Potato (1kg)

$2.58 $2.58

$1.85 €1.64

39.46%

Onion (1kg)

$2.35 $2.35

$1.51 €1.35

55.63%

Lettuce (1 head)

$1.78 $1.78

$1.32 €1.17

34.85%

Water (1.5 liter bottle)

$2.22 $2.22

$2.07 €1.84

7.25%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$19.24 €17.11

-48.65%

Wine (Bottle)

$15.08 $15.08

$11.26 €10.01

33.93%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.37 €3.00

-13.35%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.45 €3.07

0.29%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.63 €2.34

-43.35%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$5.01 €4.45

-45.51%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.55 €1.38

7.10%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$38.20 €33.97

-7.59%

Gasoline (1 liter)

$0.95 $0.95

$1.86 €1.65

-48.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.1K €33.9K

-5.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$39.7K €35.3K

-31.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$278 €247

-17.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$18.10 €16.10

228.12%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$51.6 €45.87

35.56%

Gym Membership (Monthly)

$57.2 $57.2

$58.9 €52.4

-2.77%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$15.60 €13.88

-8.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,282 €1,140

17.48%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,425 €4,826

295.51%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$107 €95.2

-50.66%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$51.0 €45.33

-14.03%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$114 €101

-25.71%

Men's Leather Business Shoes

$103 $103

$129 €114

-19.84%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,556 €1,384

22.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,181 €1,051

7.84%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,578 €2,293

42.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$2,120 €1,886

19.74%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,707 €1,518

200.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.82

77.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Fermoy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Fermoy

$1.2K 49.3% 7.3% $93

Groceries & Markets

Austin, TX

$405 15.2%

Fermoy

$354 14.8% 12.6% $51

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Fermoy

$348 14.5% 2.9% $10

Eating Out

Austin, TX

$354 13.3%

Fermoy

$220 9.2% 37.7% $134

Clothing & Footwear

Austin, TX

$128 4.8%

Fermoy

$180 7.5% 40.9% $52

Sport & Entertainment

Austin, TX

$86 3.2%

Fermoy

$90 3.8% 5% $4.3

Getting Around

Austin, TX

$59 2.2%

Fermoy

$23 * 1% 60.3% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,556 in Fermoy. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 200% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $68.0 in Fermoy for a mid-range dinner for two. Groceries echo the gap at $405 vs $354 per month, with Fermoy cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇪 Fermoy

🕒 Local time

10:38 10:38 AM

16:38 4:38 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

6,500

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Fermoy 7,370 km ≈ 10 h nonstop flight

From you

Austin, TX
Fermoy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Fermoy: Cost of Living - Frequently Asked Questions

Fermoy wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Fermoy the obvious pick if budget is a priority.

Average pay runs 200% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,556 in Fermoy. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $1,282 in Fermoy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fermoy – a meal for two runs $68.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,397 in Fermoy versus $2,663 in Austin, TX, a $2,000 budget is realistic in Fermoy but tight or insufficient in Austin, TX. The gap between the two cities makes Fermoy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Fermoy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fermoy gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.