Last update: Oct 2026

Cost of Living Comparison Between Faro and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,764 in Faro, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Faro
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Faro Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Faro

🇵🇹 Portugal

$1,764

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Faro and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Faro and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,764 in Faro versus $918 in Cebu.

Faro $1,764
Cebu $918

Estimated couple costs with rent: $2,627 in Faro versus $1,409 in Cebu.

Faro $2,627
Cebu $1,409

Monthly costs for a family of three with rent: $3,489 in Faro versus $1,900 in Cebu.

Faro $3,489
Cebu $1,900

Living in Faro is roughly 92% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Faro is 31% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.34 €11.87

$3.09 ₱194

331.72%

Three-Course Dinner for Two, Mid-Range

$44.34 €39.44

$24.22 ₱1,525

83.07%

Fast Food Meal (McDonalds, etc)

$11.22 €9.98

$3.92 ₱247

186.22%

Cappuccino

$1.81 €1.61

$2.51 ₱158

-27.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 €2.05

$1.59 ₱100

44.65%

Water (0.33 liter bottle)

$1.71 €1.52

$0.53 ₱33.43

222.64%

Local Beer (0.5 liter draught)

$2.74 €2.44

$1.78 ₱112

53.93%

Imported Beer (0.33 liter bottle)

$2.56 €2.28

$2.17 ₱137

17.97%

Milk (1 liter)

$1.06 €0.94

$1.92 ₱121

-44.79%

White Bread (500g)

$1.44 €1.28

$1.36 ₱85.4

5.88%

Rice (white) (1kg)

$1.72 €1.53

$1.01 ₱63.5

70.30%

Eggs

$3.43 €3.05

$2.03 ₱128

68.97%

Local Cheese (1kg)

$13.98 €12.44

$9.86 ₱621

41.78%

Chicken Fillets (1kg)

$6.02 €5.35

$4.39 ₱277

37.13%

Beef Round Steak (1kg)

$11.27 €10.03

$7.60 ₱479

48.29%

Apples (1kg)

$2.60 €2.31

$3.30 ₱208

-21.21%

Banana (1kg)

$1.30 €1.16

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.56 €1.39

$2.33 ₱147

-33.05%

Tomato (1kg)

$2.63 €2.34

$1.50 ₱94.3

75.33%

Potato (1kg)

$3.16 €2.81

$2.36 ₱149

33.90%

Onion (1kg)

$2.08 €1.85

$1.90 ₱119

9.47%

Lettuce (1 head)

$1.34 €1.20

$1.19 ₱74.9

12.61%

Water (1.5 liter bottle)

$1.14 €1.02

$0.63 ₱39.71

80.95%

Cigarettes 20 Pack (Marlboro, Camel)

$6.51 €5.79

$3.00 ₱189

117.00%

Wine (Bottle)

$4.96 €4.41

$6.03 ₱379

-17.74%

Local Beer (0.5 liter bottle)

$0.95 €0.85

$1.23 ₱77.7

-22.76%

Imported Beer (0.33 liter bottle)

$3.39 €3.01

$1.75 ₱110

93.71%

One-way Ticket (Public Transport)

$3.25 €2.89

$0.25 ₱15.86

1200.00%

Public Transport Monthly Pass (Regular Price)

$41.55 €36.96

$12.64 ₱796

228.72%

Taxi Start (Normal Tariff)

$3.58 €3.19

$0.77 ₱48.62

364.94%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.23 ₱14.53

400.00%

Taxi 1hour Waiting (Normal Tariff)

$21.33 €18.97

$4.46 ₱281

378.25%

Gasoline (1 liter)

$2.03 €1.81

$1.31 ₱82.8

54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$21.2K ₱1.3M

59.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €33.7K

$19.1K ₱1.2M

98.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 €97.0

$120 ₱7,569

-9.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.32

$14.00 ₱882

39.07%

Internet (50+ Mbps, Unlimited Data)

$34.73 €30.89

$27.54 ₱1,734

26.11%

Gym Membership (Monthly)

$43.21 €38.44

$32.33 ₱2,035

33.65%

Tennis Court (1 Hour on Weekend)

$21.55 €19.17

$6.65 ₱419

224.06%

Cinema Ticket

$10.94 €9.73

$5.65 ₱356

93.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$456 €405

$275 ₱17.3K

65.53%

International Primary School, 1 Child (Yearly)

$11.1K €9,829

$7,918 ₱498.5K

39.55%

Jeans (Levis 501 Or Similar)

$69.5 €61.9

$49.33 ₱3,106

40.97%

Summer Dress (H&M, Zara, etc)

$43.44 €38.64

$25.24 ₱1,589

72.11%

Sport Shoes (Adidas, Nike)

$104 €92.2

$77.0 ₱4,846

34.67%

Men's Leather Business Shoes

$103 €91.3

$57.2 ₱3,601

79.48%

1-bedroom Apartment, City Center (Monthly)

$1,028 €914

$500 ₱31.5K

105.78%

1-bedroom Apartment, Outside City Center (Monthly)

$885 €787

$309 ₱19.4K

186.59%

3-bedroom Apartment, City Center (Monthly)

$1,708 €1,520

$1,078 ₱67.9K

58.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,505 €1,339

$615 ₱38.7K

144.64%

Buy Apartment in City Center (m2)

$4,622 €4,111

$2,886 ₱181.7K

60.16%

Buy Apartment Outside City Center (m2)

$3,560 €3,166

$1,917 ₱120.7K

85.74%

Average Monthly Net Salary (After Tax)

$1,342 €1,193

$346 ₱21.8K

287.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.57

7.2

-50.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Faro: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Faro

$885 50.2%

Cebu

$309 33.6% 65.1% $576

Groceries & Markets

Faro

$246 13.9%

Cebu

$206 22.4% 16.3% $40

Eating Out

Faro

$197 11.2%

Cebu

$88 9.6% 55.2% $109

Monthly Utilities & Internet

Faro

$163 9.3%

Cebu

$162 17.6% 0.9% $1.5

Clothing & Footwear

Faro

$144 8.2%

Cebu

$94 10.2% 34.6% $50

Sport & Entertainment

Faro

$65 3.7%

Cebu

$44 4.8% 33% $21

Getting Around

Faro

$64 3.6%

Cebu

$16 1.7% 75.6% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,028 in Faro and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Faro pays 288% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Faro vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $246 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Faro

🇵🇭 Cebu

🕒 Local time

17:33 5:33 PM

00:33 12:33 AM

7 h ahead of Faro

🌤 Weather

👥 Population

67,650

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Faro Cebu 12,740 km ≈ 16 h nonstop flight

From you

Faro
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Faro vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 92% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 288% higher in Faro, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,028 in Faro versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,764 per month in Faro versus $918 in Cebu – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 229% less than in Faro. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,764 in Faro, a $1,500 budget is realistic in Cebu but tight or insufficient in Faro. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Faro, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Faro and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 92% less than in Faro. Beyond cost, consider language, visa policies, and how big the international community is in each city.