Last update: Nov 2026

Cost of Living Comparison Between Farnham and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,319 in Farnham, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

159

Cost of Living Index in Farnham
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Farnham Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Farnham

🇬🇧 United Kingdom

$3,319

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Farnham and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farnham and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,319 in Farnham versus $1,331 in Ubud, Bali.

Farnham $3,319
Ubud, Bali $1,331

Estimated couple costs with rent: $4,535 in Farnham versus $2,255 in Ubud, Bali.

Farnham $4,535
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,750 in Farnham versus $3,180 in Ubud, Bali.

Farnham $5,750
Ubud, Bali $3,180

Living in Farnham is roughly 149% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Farnham is 146% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$26.37 £19.60

$3.38 Rp 61.0K

680.18%

Three-Course Dinner for Two, Mid-Range

$80.6 £59.9

$34.65 Rp 626.3K

132.70%

Fast Food Meal (McDonalds, etc)

$18.34 £13.63

$5.57 Rp 100.7K

229.26%

Cappuccino

$6.80 £5.06

$2.62 Rp 47.3K

159.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 £1.77

$1.54 Rp 27.8K

55.19%

Water (0.33 liter bottle)

$1.66 £1.23

$0.64 Rp 11.6K

159.38%

Local Beer (0.5 liter draught)

$4.56 £3.39

$2.67 Rp 48.2K

70.79%

Imported Beer (0.33 liter bottle)

$6.51 £4.84

$4.26 Rp 77.1K

52.82%

Milk (1 liter)

$1.76 £1.31

$1.46 Rp 26.4K

20.55%

White Bread (500g)

$2.17 £1.62

$2.29 Rp 41.4K

-5.24%

Rice (white) (1kg)

$1.71 £1.27

$1.11 Rp 20.0K

54.05%

Eggs

$4.17 £3.10

$2.10 Rp 38.0K

98.57%

Local Cheese (1kg)

$9.30 £6.91

$15.94 Rp 288.1K

-41.66%

Chicken Fillets (1kg)

$8.62 £6.41

$3.88 Rp 70.2K

122.16%

Beef Round Steak (1kg)

$9.13 £6.78

$11.40 Rp 206.1K

-19.91%

Apples (1kg)

$2.71 £2.01

$3.55 Rp 64.2K

-23.66%

Banana (1kg)

$2.66 £1.98

$1.54 Rp 27.8K

72.73%

Oranges (1kg)

$2.43 £1.81

$2.23 Rp 40.3K

8.97%

Tomato (1kg)

$2.43 £1.81

$1.97 Rp 35.6K

23.35%

Potato (1kg)

$2.31 £1.72

$1.86 Rp 33.6K

24.19%

Onion (1kg)

$2.06 £1.53

$2.42 Rp 43.7K

-14.88%

Lettuce (1 head)

$1.20 £0.89

$1.02 Rp 18.5K

17.65%

Water (1.5 liter bottle)

$2.75 £2.05

$0.52 Rp 9,441

428.85%

Cigarettes 20 Pack (Marlboro, Camel)

$21.40 £15.90

$2.20 Rp 39.7K

872.73%

Wine (Bottle)

$12.70 £9.44

$21.79 Rp 393.8K

-41.72%

Local Beer (0.5 liter bottle)

$5.43 £4.04

$2.33 Rp 42.0K

133.05%

Imported Beer (0.33 liter bottle)

$3.35 £2.49

$2.97 Rp 53.7K

12.79%

One-way Ticket (Public Transport)

$5.25 £3.90

$0.25 Rp 4,526

2000.00%

Public Transport Monthly Pass (Regular Price)

$101 £74.9

$8.17 Rp 147.8K

1134.15%

Taxi Start (Normal Tariff)

$5.01 £3.73

$0.44 Rp 7,912

1038.64%

Taxi (Normal Tariff) (1km)

$1.96 £1.46

$0.47 Rp 8,458

317.02%

Taxi 1hour Waiting (Normal Tariff)

$25.00 £18.58

$5.60 Rp 101.2K

346.43%

Gasoline (1 liter)

$2.38 £1.77

$0.83 Rp 15.0K

186.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.0K

$24.4K Rp 441.9M

59.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K £27.7K

$31.7K Rp 572.9M

17.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 £124

$77.5 Rp 1.4M

116.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.90 £29.66

$6.14 Rp 111.1K

549.84%

Internet (50+ Mbps, Unlimited Data)

$43.31 £32.19

$18.92 Rp 341.9K

128.91%

Gym Membership (Monthly)

$83.4 £62.0

$51.0 Rp 921.7K

63.46%

Tennis Court (1 Hour on Weekend)

$41.23 £30.65

$18.25 Rp 329.8K

125.92%

Cinema Ticket

$13.15 £9.77

$4.38 Rp 79.2K

200.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,848 £1,373

$492 Rp 8.9M

275.23%

International Primary School, 1 Child (Yearly)

$26.5K £19.7K

$12.2K Rp 220.9M

116.67%

Jeans (Levis 501 Or Similar)

$102 £75.9

$45.16 Rp 816.3K

126.04%

Summer Dress (H&M, Zara, etc)

$60.7 £45.13

$34.89 Rp 630.6K

74.03%

Sport Shoes (Adidas, Nike)

$148 £110

$78.3 Rp 1.4M

89.17%

Men's Leather Business Shoes

$101 £75.3

$77.9 Rp 1.4M

30.08%

1-bedroom Apartment, City Center (Monthly)

$1,586 £1,179

$1,078 Rp 19.5M

47.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,917 £1,425

$665 Rp 12.0M

188.27%

3-bedroom Apartment, City Center (Monthly)

$2,305 £1,713

$3,510 Rp 63.4M

-34.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,573 £1,912

$1,671 Rp 30.2M

53.98%

Buy Apartment in City Center (m2)

$5,646 £4,196

$2,340 Rp 42.3M

141.27%

Buy Apartment Outside City Center (m2)

$3,446 £2,561

$2,236 Rp 40.4M

54.10%

Average Monthly Net Salary (After Tax)

$1,911 £1,420

$166 Rp 3.0M

1048.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

13.78

-63.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farnham: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farnham

$1.9K 57.7%

Ubud, Bali

$665 50% 65.3% $1.3K

Eating Out

Farnham

$400 12%

Ubud, Bali

$106 8% 73.5% $294

Groceries & Markets

Farnham

$321 9.7%

Ubud, Bali

$279 21% 12.9% $41

Monthly Utilities & Internet

Farnham

$251 7.6%

Ubud, Bali

$103 7.7% 59.1% $148

Clothing & Footwear

Farnham

$186 5.6%

Ubud, Bali

$106 8% 42.7% $79

Getting Around

Farnham

$137 4.1%

Ubud, Bali

$12 0.9% 91.3% $125

Sport & Entertainment

Farnham

$110 3.3%

Ubud, Bali

$60 4.5% 45.5% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,586 in Farnham and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Farnham pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $81 in Farnham vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $321 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Farnham

🇮🇩 Ubud, Bali

🕒 Local time

04:05 4:05 AM

12:05 12:05 PM

8 h ahead of Farnham

🌤 Weather

👥 Population

36,971

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Farnham Ubud, Bali 12,540 km ≈ 16 h nonstop flight

From you

Farnham
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farnham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 60% lower than in Farnham. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Farnham is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,586 in Farnham versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,848 in Farnham versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Farnham. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Farnham and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Farnham. Beyond cost, consider language, visa policies, and how big the international community is in each city.