Last update: Oct 2026

Cost of Living Comparison Between Farmington, MO and Chicago, IL

For one person, living is cheaper in Farmington, MO: $2,539 a month against $3,037 in Chicago, IL, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Farmington, MO
Learn more

Farmington, MO Living Index
147

Cost of Living Index in Chicago, IL
Learn more

Chicago, IL Living Index

Jump to prices

Farmington, MO

🇺🇸 United States

$2,539

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, MO and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, MO and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,539 per month in Farmington, MO vs $3,037 in Chicago, IL, rent included.

Farmington, MO $2,539
Chicago, IL $3,037

A couple spends around $3,675 per month in Farmington, MO vs $4,518 in Chicago, IL, rent included.

Farmington, MO $3,675
Chicago, IL $4,518

A family of three spends $4,810 per month in Farmington, MO vs $5,999 in Chicago, IL, rent included.

Farmington, MO $4,810
Chicago, IL $5,999

Farmington, MO is about 16% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Farmington, MO and Chicago, IL sit above the global median – Farmington, MO by 87%, Chicago, IL by 123%.

Meal at Budget Restaurant

$27.26 $27.26

$20.71 $20.71

31.63%

Three-Course Dinner for Two, Mid-Range

$59.2 $59.2

$89.2 $89.2

-33.64%

Fast Food Meal (McDonalds, etc)

$10.81 $10.81

$13.19 $13.19

-18.04%

Cappuccino

$5.06 $5.06

$5.66 $5.66

-10.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$2.64 $2.64

-15.91%

Water (0.33 liter bottle)

$2.12 $2.12

$2.28 $2.28

-7.02%

Local Beer (0.5 liter draught)

$4.41 $4.41

$6.87 $6.87

-35.81%

Imported Beer (0.33 liter bottle)

$6.47 $6.47

$8.84 $8.84

-26.81%

Milk (1 liter)

$1.08 $1.08

$1.25 $1.25

-13.60%

White Bread (500g)

$3.43 $3.43

$3.72 $3.72

-7.80%

Rice (white) (1kg)

$2.10 $2.10

$5.39 $5.39

-61.04%

Eggs

$3.71 $3.71

$4.74 $4.74

-21.73%

Local Cheese (1kg)

$10.99 $10.99

$13.84 $13.84

-20.59%

Chicken Fillets (1kg)

$9.10 $9.10

$14.40 $14.40

-36.81%

Beef Round Steak (1kg)

$15.50 $15.50

$18.38 $18.38

-15.67%

Apples (1kg)

$4.45 $4.45

$5.22 $5.22

-14.75%

Banana (1kg)

$1.12 $1.12

$1.98 $1.98

-43.43%

Oranges (1kg)

$3.02 $3.02

$4.06 $4.06

-25.62%

Tomato (1kg)

$4.39 $4.39

$4.97 $4.97

-11.67%

Potato (1kg)

$1.71 $1.71

$2.67 $2.67

-35.96%

Onion (1kg)

$2.33 $2.33

$2.66 $2.66

-12.41%

Lettuce (1 head)

$1.81 $1.81

$2.24 $2.24

-19.20%

Water (1.5 liter bottle)

$2.02 $2.02

$3.13 $3.13

-35.46%

Cigarettes 20 Pack (Marlboro, Camel)

$8.24 $8.24

$13.82 $13.82

-40.38%

Wine (Bottle)

$13.73 $13.73

$14.88 $14.88

-7.73%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$2.54 $2.54

-26.77%

Imported Beer (0.33 liter bottle)

$4.35 $4.35

$3.51 $3.51

23.93%

One-way Ticket (Public Transport)

$1.72 $1.72

$2.43 $2.43

-29.22%

Public Transport Monthly Pass (Regular Price)

$58.2 $58.2

$73.5 $73.5

-20.85%

Taxi Start (Normal Tariff)

$2.95 $2.95

$3.18 $3.18

-7.23%

Taxi (Normal Tariff) (1km)

$1.47 $1.47

$1.39 $1.39

5.76%

Taxi 1hour Waiting (Normal Tariff)

$35.87 $35.87

$25.03 $25.03

43.31%

Gasoline (1 liter)

$1.03 $1.03

$1.20 $1.20

-14.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$35.0K $35.0K

-18.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.7K $26.7K

1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 $272

$194 $194

39.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.2 $59.2

$69.5 $69.5

-14.76%

Internet (50+ Mbps, Unlimited Data)

$71.7 $71.7

$61.6 $61.6

16.34%

Gym Membership (Monthly)

$41.28 $41.28

$47.90 $47.90

-13.82%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$13.02 $13.02

$17.81 $17.81

-26.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$773 $773

$1,794 $1,794

-56.90%

International Primary School, 1 Child (Yearly)

$23.1K $23.1K

$31.9K $31.9K

-27.63%

Jeans (Levis 501 Or Similar)

$73.1 $73.1

$67.0 $67.0

9.10%

Summer Dress (H&M, Zara, etc)

$36.63 $36.63

$52.1 $52.1

-29.75%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$102 $102

-22.20%

Men's Leather Business Shoes

$124 $124

$144 $144

-13.82%

1-bedroom Apartment, City Center (Monthly)

$1,778 $1,778

$2,526 $2,526

-29.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,146 $1,146

$1,578 $1,578

-27.35%

3-bedroom Apartment, City Center (Monthly)

$2,771 $2,771

$4,738 $4,738

-41.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,912 $1,912

$2,693 $2,693

-29.01%

Buy Apartment in City Center (m2)

$3,077 $3,077

$4,190 $4,190

-26.55%

Buy Apartment Outside City Center (m2)

$2,652 $2,652

$2,768 $2,768

-4.18%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.81

-6.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, MO: October 24, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, MO

$1.1K 45.2%

Chicago, IL

$1.6K 52% 37.6% $432

Monthly Utilities & Internet

Farmington, MO

$402 15.9%

Chicago, IL

$326 10.7% 19.1% $77

Eating Out

Farmington, MO

$364 14.3%

Chicago, IL

$345 11.4% 5.2% $19

Groceries & Markets

Farmington, MO

$343 13.5%

Chicago, IL

$447 14.7% 30.4% $104

Clothing & Footwear

Farmington, MO

$141 5.5%

Chicago, IL

$164 5.4% 16.6% $23

Getting Around

Farmington, MO

$75 3%

Chicago, IL

$93 3.1% 23.8% $18

Sport & Entertainment

Farmington, MO

$67 2.7%

Chicago, IL

$84 2.8% 24% $16

Cost Breakdown

A central one-bedroom costs $1,778 in Farmington, MO versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $59 in Farmington, MO versus $89 in Chicago, IL. Monthly groceries follow the same trend: $343 vs $447 – making Farmington, MO the more affordable choice for daily food spending.

Good to know

🇺🇸 Farmington, MO

🇺🇸 Chicago, IL

🕒 Local time

15:12 3:12 PM

Same time as Farmington, MO

🌤 Weather

👥 Population

18,207

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.897 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Farmington, MO Chicago, IL 510 km ≈ 1 h 15 min nonstop flight

From you

Farmington, MO
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, MO vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,539 in Farmington, MO, $3,037 in Chicago, IL – Farmington, MO comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,809 per month in Farmington, MO and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Farmington, MO, especially for central apartments: a one-bedroom in the center costs $1,778 there versus $2,526 in Chicago, IL.

Groceries cost about 30% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $59 in Farmington, MO and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Farmington, MO, where all-in costs run around $2,539, than in Chicago, IL at $3,037. In Farmington, MO it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Farmington, MO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Farmington, MO is the easier option financially – housing and daily costs are lower, and overall it costs about 16% less, which matters a lot on a fixed budget or early-career salary.