Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Farmington, MO

For one person, living is cheaper in Farmington, MO: $2,539 a month against $3,037 in Chicago, IL, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
129

Cost of Living Index in Farmington, MO
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Farmington, MO Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Farmington, MO

🇺🇸 United States

$2,539

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Farmington, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Farmington, MO actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,539 in Farmington, MO, rent included.

Chicago, IL $3,037
Farmington, MO $2,539

A couple spends around $4,518 per month in Chicago, IL vs $3,675 in Farmington, MO, rent included.

Chicago, IL $4,518
Farmington, MO $3,675

A family of three spends $5,999 per month in Chicago, IL vs $4,810 in Farmington, MO, rent included.

Chicago, IL $5,999
Farmington, MO $4,810

Chicago, IL costs about 20% more than Farmington, MO, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Farmington, MO sit above the global median – Chicago, IL by 123%, Farmington, MO by 87%.

Meal at Budget Restaurant

$20.71 $20.71

$27.26 $27.26

-24.03%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$59.2 $59.2

50.70%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$10.81 $10.81

22.02%

Cappuccino

$5.66 $5.66

$5.06 $5.06

11.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.22 $2.22

18.92%

Water (0.33 liter bottle)

$2.28 $2.28

$2.12 $2.12

7.55%

Local Beer (0.5 liter draught)

$6.87 $6.87

$4.41 $4.41

55.78%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$6.47 $6.47

36.63%

Milk (1 liter)

$1.25 $1.25

$1.08 $1.08

15.74%

White Bread (500g)

$3.72 $3.72

$3.43 $3.43

8.45%

Rice (white) (1kg)

$5.39 $5.39

$2.10 $2.10

156.67%

Eggs

$4.74 $4.74

$3.71 $3.71

27.76%

Local Cheese (1kg)

$13.84 $13.84

$10.99 $10.99

25.93%

Chicken Fillets (1kg)

$14.40 $14.40

$9.10 $9.10

58.24%

Beef Round Steak (1kg)

$18.38 $18.38

$15.50 $15.50

18.58%

Apples (1kg)

$5.22 $5.22

$4.45 $4.45

17.30%

Banana (1kg)

$1.98 $1.98

$1.12 $1.12

76.79%

Oranges (1kg)

$4.06 $4.06

$3.02 $3.02

34.44%

Tomato (1kg)

$4.97 $4.97

$4.39 $4.39

13.21%

Potato (1kg)

$2.67 $2.67

$1.71 $1.71

56.14%

Onion (1kg)

$2.66 $2.66

$2.33 $2.33

14.16%

Lettuce (1 head)

$2.24 $2.24

$1.81 $1.81

23.76%

Water (1.5 liter bottle)

$3.13 $3.13

$2.02 $2.02

54.95%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$8.24 $8.24

67.72%

Wine (Bottle)

$14.88 $14.88

$13.73 $13.73

8.38%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.86 $1.86

36.56%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$4.35 $4.35

-19.31%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.72 $1.72

41.28%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$58.2 $58.2

26.34%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.95 $2.95

7.80%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.47 $1.47

-5.44%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$35.87 $35.87

-30.22%

Gasoline (1 liter)

$1.20 $1.20

$1.03 $1.03

16.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$28.4K $28.4K

23.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$27.1K $27.1K

-1.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$272 $272

-28.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$59.2 $59.2

17.31%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$71.7 $71.7

-14.04%

Gym Membership (Monthly)

$47.90 $47.90

$41.28 $41.28

16.04%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$13.02 $13.02

36.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$773 $773

132.02%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$23.1K $23.1K

38.17%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$73.1 $73.1

-8.34%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$36.63 $36.63

42.34%

Sport Shoes (Adidas, Nike)

$102 $102

$79.0 $79.0

28.54%

Men's Leather Business Shoes

$144 $144

$124 $124

16.03%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,778 $1,778

42.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,146 $1,146

37.65%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$2,771 $2,771

71.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,912 $1,912

40.87%

Buy Apartment in City Center (m2)

$4,190 $4,190

$3,077 $3,077

36.14%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,652 $2,652

4.36%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.36

7.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Farmington, MO: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Farmington, MO

$1.1K 45.2% 27.4% $432

Groceries & Markets

Chicago, IL

$447 14.7%

Farmington, MO

$343 13.5% 23.3% $104

Eating Out

Chicago, IL

$345 11.4%

Farmington, MO

$364 14.3% 5.4% $19

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Farmington, MO

$402 15.9% 23.6% $77

Clothing & Footwear

Chicago, IL

$164 5.4%

Farmington, MO

$141 5.5% 14.2% $23

Getting Around

Chicago, IL

$93 3.1%

Farmington, MO

$75 3% 19.3% $18

Sport & Entertainment

Chicago, IL

$84 2.8%

Farmington, MO

$67 2.7% 19.4% $16

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,778 in Farmington, MO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $59 in Farmington, MO. Monthly groceries follow the same trend: $447 vs $343 – making Farmington, MO the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Farmington, MO

🕒 Local time

16:21 4:21 PM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

18,207

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.897 EUR

Exchange rates and currency converter

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Chicago, IL Farmington, MO 510 km ≈ 1 h 15 min nonstop flight

From you

Chicago, IL
Farmington, MO

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Farmington, MO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,539 in Farmington, MO – Farmington, MO comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,809 in Farmington, MO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Farmington, MO, especially for central apartments: a one-bedroom in the center costs $1,778 there versus $2,526 in Chicago, IL.

Groceries cost about 30% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $59 in Farmington, MO. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Farmington, MO, where all-in costs run around $2,539, than in Chicago, IL at $3,037. In Farmington, MO it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Farmington, MO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Farmington, MO is the easier option financially – housing and daily costs are lower, and overall it costs about 16% less, which matters a lot on a fixed budget or early-career salary.