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Cost of Living Comparison Between Fargo, ND and Indianapolis, IN Cost of Living Comparison Between Fargo, ND and Indianapolis, IN

🙂 Solo nomad: Fargo, ND is 6.5% cheaper than Indianapolis, IN without rent, and 23.3% cheaper with rent.
🙂 Family of 3: Fargo, ND is 3.5% cheaper than Indianapolis, IN without rent, and 15.7% cheaper with rent.
Currency
🍽 Eating Out
Fargo, ND
Indianapolis, IN
Difference
Meal at Budget Restaurant
$15.15 $15.15
$25.16 $25.16
-39.79%
Three-Course Dinner for Two, Mid-Range
$50.3 $50.3
$74.5 $74.5
-32.44%
Fast Food Meal (McDonalds, etc)
$10.92 $10.92
$10.95 $10.95
-0.27%
Cappuccino
$5.15 $5.15
$5.41 $5.41
-4.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 $2.69
$2.88 $2.88
-6.60%
Water (0.33 liter bottle)
$1.99 $1.99
$2.37 $2.37
-16.03%
Local Beer (0.5 liter draught)
$5.92 $5.92
$5.93 $5.93
-0.17%
Imported Beer (0.33 liter bottle)
$8.11 $8.11
$8.09 $8.09
0.25%
🛒 Groceries & Markets
Fargo, ND
Indianapolis, IN
Difference
Milk (1 liter)
$1.26 $1.26
$0.84 $0.84
50.00%
White Bread (500g)
$3.5 $3.5
$2.95 $2.95
18.64%
Rice (white) (1kg)
$5.81 $5.81
$5.09 $5.09
14.15%
Eggs
$4.04 $4.04
$3.43 $3.43
17.78%
Local Cheese (1kg)
$12.52 $12.52
$8.99 $8.99
39.27%
Chicken Fillets (1kg)
$14.59 $14.59
$10.95 $10.95
33.24%
Beef Round Steak (1kg)
$19.42 $19.42
$14.36 $14.36
35.24%
Apples (1kg)
$8.1 $8.1
$5.18 $5.18
56.37%
Banana (1kg)
$2.76 $2.76
$1.3 $1.3
112.31%
Oranges (1kg)
$6.7 $6.7
$5.62 $5.62
19.22%
Tomato (1kg)
$4.72 $4.72
$3.09 $3.09
52.75%
Potato (1kg)
$3.79 $3.79
$2.13 $2.13
77.93%
Onion (1kg)
$3.56 $3.56
$2.59 $2.59
37.45%
Lettuce (1 head)
$1.94 $1.94
$1.76 $1.76
10.23%
Water (1.5 liter bottle)
$2.71 $2.71
$2.14 $2.14
26.64%
Cigarettes 20 Pack (Marlboro, Camel)
$8.93 $8.93
$9.34 $9.34
-4.39%
Wine (Bottle)
$14.7 $14.7
$15.36 $15.36
-4.30%
Local Beer (0.5 liter bottle)
$2.58 $2.58
$1.78 $1.78
44.94%
Imported Beer (0.33 liter bottle)
$4.97 $4.97
$2.23 $2.23
122.87%
🚌 Getting Around
Fargo, ND
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$1.46 $1.46
$1.78 $1.78
-17.98%
Public Transport Monthly Pass (Regular Price)
$42.05 $42.05
$59.8 $59.8
-29.64%
Taxi Start (Normal Tariff)
$4.58 $4.58
$1.94 $1.94
136.08%
Taxi (Normal Tariff) (1km)
$1.6 $1.6
$1.67 $1.67
-4.19%
Taxi 1hour Waiting (Normal Tariff)
$29.11 $29.11
$34.21 $34.21
-14.91%
Gasoline (1 liter)
$0.86 $0.86
$0.91 $0.91
-5.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$33.3K $33.3K
-0.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$24.8K $24.8K
3.25%
🧾 Monthly Utilities & Internet
Fargo, ND
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 $161
$239 $239
-32.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.6 $53.6
$64.5 $64.5
-17.00%
Internet (50+ Mbps, Unlimited Data)
$58.4 $58.4
$72.8 $72.8
-19.87%
🎉 Sport & Entertainment
Fargo, ND
Indianapolis, IN
Difference
Gym Membership (Monthly)
$54.5 $54.5
$35.35 $35.35
54.26%
Tennis Court (1 Hour on Weekend)
-
$31.42 $31.42
-
Cinema Ticket
$13.48 $13.48
$14.84 $14.84
-9.16%
🧸 Childcare & Education
Fargo, ND
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,228 $1,228
$1,798 $1,798
-31.71%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$27.5K $27.5K
-15.43%
👕👟 Clothing & Footwear
Fargo, ND
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$50.2 $50.2
$46.86 $46.86
7.21%
Summer Dress (H&M, Zara, etc)
$46.42 $46.42
$41.23 $41.23
12.59%
Sport Shoes (Adidas, Nike)
$88.8 $88.8
$100 $100
-11.45%
Men's Leather Business Shoes
$108 $108
$128 $128
-15.28%
🏠 Accommodation & Living
Fargo, ND
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$949 $949
$1,743 $1,743
-45.57%
1-bedroom Apartment, Outside City Center (Monthly)
$763 $763
$1,276 $1,276
-40.16%
3-bedroom Apartment, City Center (Monthly)
$2,573 $2,573
$2,838 $2,838
-9.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,557 $1,557
$2,109 $2,109
-26.17%
Buy Apartment in City Center (m2)
$1,815 $1,815
$1,710 $1,710
6.16%
Buy Apartment Outside City Center (m2)
$1,766 $1,766
$1,615 $1,615
9.34%
💵 Salaries & Financials
Fargo, ND
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
$3,728 $3,728
$4,405 $4,405
-15.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.54
0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fargo, ND: November 29, 2025

Last update for Indianapolis, IN: December 2, 2025

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