For one person, living is cheaper in Cazin: $818 a month against $1,824 in Fano, rent and utilities included – about $12,100 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fano and in Cazin actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,824 in Fano versus $818 in Cazin.
Fano $1,824
Cazin $818
Estimated couple costs with rent: $2,612 in Fano versus $1,239 in Cazin.
Fano $2,612
Cazin $1,239
Monthly costs for a family of three with rent: $3,400 in Fano versus $1,660 in Cazin.
Fano $3,400
Cazin $1,660
🌍
Living in Fano is roughly 123% more expensive than in Cazin, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Fano is 35% above, Cazin is 39% below.
Currency
No currencies found
🍽 Eating Out
Fano
Cazin
Difference
Meal at Budget Restaurant
$20.29€18.05
$4.45BAM 7.74
355.96%
Three-Course Dinner for Two, Mid-Range
$56.8€50.5
$23.11BAM 40.19
145.61%
Fast Food Meal(McDonalds, etc)
$14.68€13.06
$8.48BAM 14.74
73.11%
Cappuccino
$1.99€1.77
$1.13BAM 1.96
76.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.04€2.70
$1.76BAM 3.06
72.73%
Water(0.33 liter bottle)
$1.33€1.18
$1.22BAM 2.12
9.02%
Local Beer(0.5 liter draught)
$5.42€4.82
$1.54BAM 2.67
251.95%
Imported Beer(0.33 liter bottle)
$5.47€4.87
$2.65BAM 4.60
106.42%
🛒 Groceries & Markets
Fano
Cazin
Difference
Milk(1 liter)
$1.87€1.66
$1.17BAM 2.03
59.83%
White Bread(500g)
$2.53€2.25
$1.15BAM 1.99
120.00%
Rice(white)(1kg)
$2.91€2.58
$2.18BAM 3.80
33.49%
Eggs
$4.67€4.15
$2.13BAM 3.70
119.25%
Local Cheese(1kg)
$26.17€23.27
$10.07BAM 17.50
159.88%
Chicken Fillets(1kg)
$11.99€10.66
$7.13BAM 12.40
68.16%
Beef Round Steak(1kg)
$25.31€22.52
$14.42BAM 25.07
75.52%
Apples(1kg)
$2.92€2.60
$1.43BAM 2.48
104.20%
Banana(1kg)
$2.59€2.30
$1.71BAM 2.97
51.46%
Oranges(1kg)
$3.38€3.01
$1.50BAM 2.60
125.33%
Tomato(1kg)
$2.73€2.43
$1.73BAM 3.01
57.80%
Potato(1kg)
$2.35€2.09
$1.00BAM 1.74
135.00%
Onion(1kg)
$1.83€1.63
$1.10BAM 1.91
66.36%
Lettuce(1 head)
$1.88€1.67
$1.07BAM 1.86
75.70%
Water(1.5 liter bottle)
$0.47€0.42
$0.68BAM 1.19
-30.88%
Cigarettes 20 Pack(Marlboro, Camel)
$6.37€5.66
$3.93BAM 6.83
62.09%
Wine(Bottle)
$7.91€7.04
$7.11BAM 12.37
11.25%
Local Beer(0.5 liter bottle)
$1.94€1.73
$0.90BAM 1.56
115.56%
Imported Beer(0.33 liter bottle)
$3.10€2.76
$1.13BAM 1.97
174.34%
🚌 Getting Around
Fano
Cazin
Difference
One-way Ticket(Public Transport)
$2.60€2.31
$1.72BAM 2.99
51.16%
Public Transport Monthly Pass(Regular Price)
$59.8€53.2
$36.29BAM 63.1
64.89%
Taxi Start(Normal Tariff)
$3.74€3.33
$1.67BAM 2.90
123.95%
Taxi(Normal Tariff)(1km)
$1.25€1.11
$0.87BAM 1.50
43.68%
Taxi 1hour Waiting(Normal Tariff)
$30.87€27.46
$8.55BAM 14.87
261.05%
Gasoline(1 liter)
$2.09€1.86
$1.51BAM 2.63
38.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K€32.8K
$23.2KBAM 40.3K
58.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6K€31.7K
$23.5KBAM 40.8K
51.88%
🧾 Monthly Utilities & Internet
Fano
Cazin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$246€218
$114BAM 197
116.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.40€7.47
$14.28BAM 24.84
-41.18%
Internet(50+ Mbps, Unlimited Data)
$33.54€29.83
$28.08BAM 48.82
19.44%
🎉 Sport & Entertainment
Fano
Cazin
Difference
Gym Membership(Monthly)
$61.0€54.3
$24.41BAM 42.46
149.98%
Tennis Court(1 Hour on Weekend)
-
$28.07BAM 48.81
-
Cinema Ticket
$10.12€9.00
$4.38BAM 7.62
131.05%
🧸 Childcare & Education
Fano
Cazin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$744€662
$210BAM 365
254.30%
International Primary School, 1 Child(Yearly)
$16.5K€14.7K
$3,833BAM 6,665
331.77%
👕👟 Clothing & Footwear
Fano
Cazin
Difference
Jeans(Levis 501 Or Similar)
$55.5€49.33
$39.58BAM 68.8
40.12%
Summer Dress(H&M, Zara, etc)
$39.68€35.30
$28.83BAM 50.1
37.63%
Sport Shoes(Adidas, Nike)
$105€93.8
$49.22BAM 85.6
114.30%
Men's Leather Business Shoes
$78.6€69.9
$78.7BAM 137
-0.10%
🏠 Accommodation & Living
Fano
Cazin
Difference
1-bedroom Apartment, City Center(Monthly)
$647€575
$233BAM 405
177.89%
1-bedroom Apartment, Outside City Center(Monthly)
$562€500
$172BAM 299
226.59%
3-bedroom Apartment, City Center(Monthly)
$898€799
$351BAM 610
155.98%
3-bedroom Apartment, Outside City Center(Monthly)
$681€605
$275BAM 478
147.72%
Buy Apartment in City Center(m2)
$3,395€3,020
$1,286BAM 2,236
163.96%
Buy Apartment Outside City Center(m2)
$2,247€1,999
$1,112BAM 1,934
102.02%
💵 Salaries & Financials
Fano
Cazin
Difference
Average Monthly Net Salary(After Tax)
$1,951€1,736
$694BAM 1,207
181.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
3
4.08
-26.47%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Fano: October 10, 2026
Last update for Cazin: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Fano
$562 30.8%
Cazin
$172 21% ↓ 69.4%$390
🛒Groceries & Markets
Fano
$402 22%
Cazin
$220 26.9% ↓ 45.2%$181
🧾Monthly Utilities & Internet
Fano
$287 15.8%
Cazin
$156 19.1% ↓ 45.8%$132
🍽Eating Out
Fano
$286 15.7%
Cazin
$99 12.2% ↓ 65.2%$186
👕👟Clothing & Footwear
Fano
$126 6.9%
Cazin
$88 10.8% ↓ 29.7%$37
🎉Sport & Entertainment
Fano
$81 4.5%
Cazin
$33 4.1% ↓ 59.2%$48
🚌Getting Around
Fano
$80 4.4%
Cazin
$49 6% ↓ 38.7%$31
🏠Accommodation & Living
Fano
$681 20%
Cazin
$275 16.6% ↓ 59.6%$406
🛒Groceries & Markets
Fano
$955 28.1%
Cazin
$517 31.1% ↓ 45.9%$438
🧾Monthly Utilities & Internet
Fano
$296 8.7%
Cazin
$170 10.3% ↓ 42.5%$126
🍽Eating Out
Fano
$862 25.3%
Cazin
$306 18.4% ↓ 64.5%$556
👕👟Clothing & Footwear
Fano
$279 8.2%
Cazin
$196 11.8% ↓ 29.7%$83
🎉Sport & Entertainment
Fano
$163 * 4.8%
Cazin
$94 5.7% ↓ 41.9%$68
🚌Getting Around
Fano
$166 4.9%
Cazin
$102 6.1% ↓ 38.6%$64
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $647 in Fano and $233 in Cazin. Housing cost is often the main lever when comparing two cities.
💰Fano pays 181% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $57.0 in Fano vs $23.00 in Cazin for a mid-range dinner for two. Groceries echo the gap at $402 vs $220 per month, with Cazin cheaper across the board.
Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR(1 EUR = 1.12 USD).
Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM(1 BAM = 0.575 USD).1 EUR = 1.95 BAM(1 BAM = 0.512 EUR).
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fano vs Cazin: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Fano and in Cazin?
Fano and Cazin differ by about 123% in total monthly costs ($1,824 vs $818 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Fano or Cazin?
Average pay runs 181% higher in Fano, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Fano and in Cazin?
Rent for a central apartment: $647 in Fano versus $233 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Cazin – a meal for two runs $23.00 versus $57.0 in Fano. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Fano or Cazin?
All in, you'll spend $1,824 per month in Fano versus $818 in Cazin – a 123% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $818 in Cazin versus $1,824 in Fano, a $2,000 budget is realistic in Cazin but tight or insufficient in Fano. The gap between the two cities makes Cazin the clear choice for anyone on this budget.
How does quality of life compare between Fano and Cazin?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Fano or Cazin safer for residents?
Safety-wise, Fano and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Fano or Cazin?
Expats usually find Cazin gentler on the wallet – expenses run 123% less than in Fano. Beyond cost, consider language, visa policies, and how big the international community is in each city.