Last update: Oct 2026

Cost of Living Comparison Between Famagusta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,638 in Famagusta, rent and utilities included – about $8,600 less a year. Rent and utilities account for about half of the difference.

Famagusta
🇨🇾 Cyprus
$1,638
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Famagusta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Famagusta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,638 in Famagusta versus $918 in Cebu.

  • Famagusta $1,638
  • Cebu $918

Estimated couple costs with rent: $2,340 in Famagusta versus $1,409 in Cebu.

  • Famagusta $2,340
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,042 in Famagusta versus $1,900 in Cebu.

  • Famagusta $3,042
  • Cebu $1,900

Living in Famagusta is roughly 78% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Famagusta is 21% above, Cebu is 32% below.

Currency
🍽 Eating Out
Famagusta
Cebu
Difference
Meal at Budget Restaurant
$17.05 €15.22
$3.09 ₱194
451.78%
Three-Course Dinner for Two, Mid-Range
$56.9 €50.8
$24.22 ₱1,522
134.85%
Fast Food Meal (McDonalds, etc)
$8.85 €7.90
$3.92 ₱246
125.77%
Cappuccino
$3.60 €3.22
$2.51 ₱157
43.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.14 €1.02
$1.59 ₱100
-28.30%
Water (0.33 liter bottle)
$1.14 €1.02
$0.53 ₱33.37
115.09%
Local Beer (0.5 liter draught)
$4.15 €3.70
$1.78 ₱112
133.15%
Imported Beer (0.33 liter bottle)
$4.02 €3.59
$2.17 ₱136
85.25%
🛒 Groceries & Markets
Famagusta
Cebu
Difference
Milk (1 liter)
$1.89 €1.69
$1.92 ₱121
-1.56%
White Bread (500g)
$1.48 €1.32
$1.36 ₱85.2
8.82%
Rice (white) (1kg)
$2.15 €1.92
$1.01 ₱63.4
112.87%
Eggs
$4.46 €3.98
$2.03 ₱127
119.70%
Local Cheese (1kg)
$9.32 €8.33
$9.86 ₱620
-5.48%
Chicken Fillets (1kg)
$9.07 €8.10
$4.39 ₱276
106.61%
Beef Round Steak (1kg)
$12.38 €11.06
$7.60 ₱478
62.89%
Apples (1kg)
$3.23 €2.88
$3.30 ₱207
-2.12%
Banana (1kg)
$1.85 €1.65
$1.39 ₱87.6
33.09%
Oranges (1kg)
$2.00 €1.79
$2.33 ₱147
-14.16%
Tomato (1kg)
$2.89 €2.58
$1.50 ₱94.1
92.67%
Potato (1kg)
$1.42 €1.27
$2.36 ₱148
-39.83%
Onion (1kg)
$1.14 €1.02
$1.90 ₱119
-40.00%
Lettuce (1 head)
$0.62 €0.56
$1.19 ₱74.8
-47.90%
Water (1.5 liter bottle)
$1.05 €0.94
$0.63 ₱39.63
66.67%
Cigarettes 20 Pack (Marlboro, Camel)
$5.64 €5.03
$3.00 ₱189
88.00%
Wine (Bottle)
$6.52 €5.83
$6.03 ₱379
8.13%
Local Beer (0.5 liter bottle)
$1.73 €1.54
$1.23 ₱77.5
40.65%
Imported Beer (0.33 liter bottle)
$1.97 €1.76
$1.75 ₱110
12.57%
🚌 Getting Around
Famagusta
Cebu
Difference
One-way Ticket (Public Transport)
$2.15 €1.92
$0.25 ₱15.83
760.00%
Public Transport Monthly Pass (Regular Price)
$50.2 €44.79
$12.64 ₱794
296.84%
Taxi Start (Normal Tariff)
$5.49 €4.90
$0.77 ₱48.52
612.99%
Taxi (Normal Tariff) (1km)
$2.10 €1.88
$0.23 ₱14.50
813.04%
Taxi 1hour Waiting (Normal Tariff)
$21.91 €19.56
$4.46 ₱280
391.26%
Gasoline (1 liter)
$1.67 €1.49
$1.31 ₱82.6
27.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K €24.1K
$21.2K ₱1.3M
26.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K €21.1K
$19.1K ₱1.2M
23.28%
🧾 Monthly Utilities & Internet
Famagusta
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 €165
$120 ₱7,554
53.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.30 €21.70
$14.00 ₱880
73.57%
Internet (50+ Mbps, Unlimited Data)
$32.85 €29.34
$27.54 ₱1,731
19.28%
🎉 Sport & Entertainment
Famagusta
Cebu
Difference
Gym Membership (Monthly)
$43.90 €39.20
$32.33 ₱2,031
35.79%
Tennis Court (1 Hour on Weekend)
$16.85 €15.05
$6.65 ₱418
153.38%
Cinema Ticket
$11.25 €10.05
$5.65 ₱355
99.12%
🧸 Childcare & Education
Famagusta
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$432 €386
$275 ₱17.3K
56.94%
International Primary School, 1 Child (Yearly)
$2,903 €2,592
$7,918 ₱497.5K
-63.34%
👕👟 Clothing & Footwear
Famagusta
Cebu
Difference
Jeans (Levis 501 Or Similar)
$49.49 €44.20
$49.33 ₱3,100
0.32%
Summer Dress (H&M, Zara, etc)
$32.97 €29.44
$25.24 ₱1,586
30.63%
Sport Shoes (Adidas, Nike)
$91.9 €82.1
$77.0 ₱4,836
19.46%
Men's Leather Business Shoes
$88.8 €79.3
$57.2 ₱3,594
55.30%
🏠 Accommodation & Living
Famagusta
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$667 €596
$500 ₱31.4K
33.53%
1-bedroom Apartment, Outside City Center (Monthly)
$625 €558
$309 ₱19.4K
102.24%
3-bedroom Apartment, City Center (Monthly)
$960 €857
$1,078 ₱67.7K
-10.95%
3-bedroom Apartment, Outside City Center (Monthly)
$793 €708
$615 ₱38.7K
28.84%
Buy Apartment in City Center (m2)
$3,677 €3,283
$2,886 ₱181.3K
27.39%
Buy Apartment Outside City Center (m2)
$2,305 €2,058
$1,917 ₱120.4K
20.27%
💵 Salaries & Financials
Famagusta
Cebu
Difference
Average Monthly Net Salary (After Tax)
$890 €795
$346 ₱21.7K
157.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.31
7.2
-54.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Famagusta: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Famagusta
$625
Cebu
$309 50.6% $316
Groceries & Markets
Famagusta
$268
Cebu
$206 23% $62
Eating Out
Famagusta
$244
Cebu
$88 63.8% $156
Monthly Utilities & Internet
Famagusta
$242
Cebu
$162 33.2% $80
Clothing & Footwear
Famagusta
$118
Cebu
$94 20.7% $25
Getting Around
Famagusta
$75
Cebu
$16 79.2% $59
Sport & Entertainment
Famagusta
$66
Cebu
$44 34.3% $23

Cost Breakdown

A one-bedroom apartment in the center runs $667 in Famagusta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Famagusta pays 157% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Famagusta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $268 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇨🇾 Famagusta
🇵🇭 Cebu
🕒 Local time
16:38 4:38 PM
21:38 9:38 PM
5 h ahead of Famagusta
🌤 Weather
👥 Population
42,526
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Famagusta Cebu 9,350 km ≈ 12 h nonstop flight
From you
  • Famagusta
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Famagusta vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Famagusta?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 78% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Famagusta or Cebu?
Average pay runs 157% higher in Famagusta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Famagusta and Cebu?
Rent for a central apartment: $667 in Famagusta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Famagusta and in Cebu?
All in, you'll spend $1,638 per month in Famagusta versus $918 in Cebu – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 297% less than in Famagusta. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Famagusta or in Cebu?
At $918 in Cebu versus $1,638 in Famagusta, a $1,500 budget is realistic in Cebu but tight or insufficient in Famagusta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Famagusta or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Famagusta, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Famagusta or Cebu?
Safety-wise, Famagusta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 78% less than in Famagusta. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Famagusta vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?