Last update: Nov 2026

Cost of Living Comparison Between Fajardo and Toronto

For one person, living is cheaper in Fajardo: $1,245 a month against $2,599 in Toronto, rent and utilities included – about $16,200 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Fajardo
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Fajardo Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Fajardo

🇵🇷 Puerto Rico

$1,245

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Fajardo and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fajardo and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,245 in Fajardo versus $2,599 in Toronto.

Fajardo $1,245
Toronto $2,599

Estimated couple costs with rent: $1,955 in Fajardo versus $3,700 in Toronto.

Fajardo $1,955
Toronto $3,700

Monthly costs for a family of three with rent: $2,665 in Fajardo versus $4,801 in Toronto.

Fajardo $2,665
Toronto $4,801

Living in Fajardo costs roughly 52% less than in Toronto, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Fajardo is 8% below, Toronto is 92% above.

Meal at Budget Restaurant

$9.94 $9.94

$17.98 CA$25.09

-44.72%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$72.3 CA$101

11.33%

Fast Food Meal (McDonalds, etc)

$9.17 $9.17

$10.83 CA$15.11

-15.33%

Cappuccino

$3.58 $3.58

$4.34 CA$6.06

-17.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

$2.16 CA$3.01

-14.81%

Water (0.33 liter bottle)

$1.46 $1.46

$1.66 CA$2.31

-12.05%

Local Beer (0.5 liter draught)

$2.94 $2.94

$6.35 CA$8.86

-53.70%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.34 CA$10.25

-30.25%

Milk (1 liter)

$2.14 $2.14

$2.57 CA$3.59

-16.73%

White Bread (500g)

$3.56 $3.56

$2.71 CA$3.78

31.37%

Rice (white) (1kg)

$2.45 $2.45

$2.28 CA$3.18

7.46%

Eggs

$7.37 $7.37

$3.60 CA$5.03

104.72%

Local Cheese (1kg)

$12.69 $12.69

$8.94 CA$12.48

41.95%

Chicken Fillets (1kg)

$9.92 $9.92

$11.19 CA$15.62

-11.35%

Beef Round Steak (1kg)

$13.15 $13.15

$15.23 CA$21.25

-13.66%

Apples (1kg)

$4.93 $4.93

$3.74 CA$5.23

31.82%

Banana (1kg)

$2.53 $2.53

$1.23 CA$1.71

105.69%

Oranges (1kg)

$4.97 $4.97

$3.58 CA$5.00

38.83%

Tomato (1kg)

$4.95 $4.95

$4.25 CA$5.93

16.47%

Potato (1kg)

$3.69 $3.69

$1.94 CA$2.71

90.21%

Onion (1kg)

$3.94 $3.94

$1.67 CA$2.33

135.93%

Lettuce (1 head)

$3.48 $3.48

$2.30 CA$3.21

51.30%

Water (1.5 liter bottle)

$1.64 $1.64

$1.26 CA$1.76

30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.70 $11.70

$14.19 CA$19.81

-17.55%

Wine (Bottle)

$15.85 $15.85

$14.25 CA$19.89

11.23%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$2.28 CA$3.18

30.70%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$2.58 CA$3.61

58.14%

One-way Ticket (Public Transport)

$2.35 CA$3.29

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$2.56 $2.56

$3.01 CA$4.21

-14.95%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.22 CA$1.71

19.67%

Taxi 1hour Waiting (Normal Tariff)

$41.78 $41.78

$21.82 CA$30.47

91.48%

Gasoline (1 liter)

$1.23 $1.23

$1.23 CA$1.72

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$27.0K CA$37.6K

30.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$21.8K CA$30.5K

29.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$121 CA$169

163.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$33.10 CA$46.21

108.97%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$49.09 CA$68.5

41.41%

Gym Membership (Monthly)

$36.65 CA$51.2

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$10.67 $10.67

$12.78 CA$17.84

-16.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$808 $808

$754 CA$1,053

7.09%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$33.7K CA$47.0K

-63.47%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$50.4 CA$70.3

9.43%

Summer Dress (H&M, Zara, etc)

$61.3 $61.3

$41.43 CA$57.8

47.96%

Sport Shoes (Adidas, Nike)

$109 $109

$101 CA$141

7.55%

Men's Leather Business Shoes

$115 $115

$130 CA$182

-11.57%

1-bedroom Apartment, City Center (Monthly)

$983 $983

$1,590 CA$2,219

-38.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,988

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,687

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,918

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,623 CA$5,057

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: November 2, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Fajardo

$457 36.7%

Toronto

$203 7.8% 55.6% $254

Groceries & Markets

Fajardo

$415 33.4%

Toronto

$345 13.3% 16.9% $70

Eating Out

Fajardo

$188 15.1%

Toronto

$290 11.2% 54.2% $102

Clothing & Footwear

Fajardo

$153 12.3%

Toronto

$145 5.6% 5.1% $7.7

Sport & Entertainment

Fajardo

$21 * 1.7%

Toronto

$62 2.4% 192% $41

Getting Around

Fajardo

$9.9 * 0.8%

Toronto

$130 5% 1211% $120

Accommodation & Living

Fajardo

- * 0%

Toronto

$1.4K 54.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $983 in Fajardo and $1,590 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $80 in Fajardo vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $415 vs $345 per month, with Toronto cheaper across the board.

Good to know

🇵🇷 Fajardo

🇨🇦 Toronto

🕒 Local time

19:51 7:51 PM

18:51 6:51 PM

1 h behind Fajardo

🌤 Weather

👥 Population

11,647

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

CAD to USD in detail →

On the map

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Between locations

Fajardo Toronto 3,100 km ≈ 4 h 15 min nonstop flight

From you

Fajardo
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs Toronto: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 52% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You’d need roughly $1,867 in Fajardo and $3,899 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $983 in Fajardo versus $1,590 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 17% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,245 per month in Fajardo versus $2,599 in Toronto – Fajardo is about 52% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Fajardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.