Last update: Nov 2026

Cost of Living Comparison Between Fajardo and New York, NY

For one person, living is cheaper in Fajardo: $1,245 a month against $4,906 in New York, NY, rent and utilities included – about $43,900 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Fajardo
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Fajardo Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Fajardo

🇵🇷 Puerto Rico

$1,245

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Fajardo and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fajardo and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,245 in Fajardo versus $4,906 in New York, NY.

Fajardo $1,245
New York, NY $4,906

Estimated couple costs with rent: $1,955 in Fajardo versus $7,273 in New York, NY.

Fajardo $1,955
New York, NY $7,273

Monthly costs for a family of three with rent: $2,665 in Fajardo versus $9,641 in New York, NY.

Fajardo $2,665
New York, NY $9,641

Living in Fajardo costs roughly 75% less than in New York, NY, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fajardo is 8% below, New York, NY is 263% above.

Meal at Budget Restaurant

$9.94 $9.94

$26.93 $26.93

-63.09%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$117 $117

-31.12%

Fast Food Meal (McDonalds, etc)

$9.17 $9.17

$14.60 $14.60

-37.19%

Cappuccino

$3.58 $3.58

$6.54 $6.54

-45.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

$3.86 $3.86

-52.33%

Water (0.33 liter bottle)

$1.46 $1.46

$2.95 $2.95

-50.51%

Local Beer (0.5 liter draught)

$2.94 $2.94

$8.08 $8.08

-63.61%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$9.85 $9.85

-48.02%

Milk (1 liter)

$2.14 $2.14

$1.31 $1.31

63.36%

White Bread (500g)

$3.56 $3.56

$4.97 $4.97

-28.37%

Rice (white) (1kg)

$2.45 $2.45

$7.70 $7.70

-68.18%

Eggs

$7.37 $7.37

$6.09 $6.09

21.02%

Local Cheese (1kg)

$12.69 $12.69

$19.55 $19.55

-35.09%

Chicken Fillets (1kg)

$9.92 $9.92

$17.59 $17.59

-43.60%

Beef Round Steak (1kg)

$13.15 $13.15

$20.26 $20.26

-35.09%

Apples (1kg)

$4.93 $4.93

$6.99 $6.99

-29.47%

Banana (1kg)

$2.53 $2.53

$2.21 $2.21

14.48%

Oranges (1kg)

$4.97 $4.97

$6.72 $6.72

-26.04%

Tomato (1kg)

$4.95 $4.95

$7.12 $7.12

-30.48%

Potato (1kg)

$3.69 $3.69

$4.61 $4.61

-19.96%

Onion (1kg)

$3.94 $3.94

$4.78 $4.78

-17.57%

Lettuce (1 head)

$3.48 $3.48

$2.87 $2.87

21.25%

Water (1.5 liter bottle)

$1.64 $1.64

$2.69 $2.69

-39.03%

Cigarettes 20 Pack (Marlboro, Camel)

$11.70 $11.70

$19.14 $19.14

-38.87%

Wine (Bottle)

$15.85 $15.85

$19.63 $19.63

-19.26%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$3.32 $3.32

-10.24%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$4.19 $4.19

-2.63%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$2.56 $2.56

$3.04 $3.04

-15.79%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$2.20 $2.20

-33.64%

Taxi 1hour Waiting (Normal Tariff)

$41.78 $41.78

$41.33 $41.33

1.09%

Gasoline (1 liter)

$1.23 $1.23

$1.13 $1.13

8.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$34.5K $34.5K

1.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$25.8K $25.8K

9.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$232 $232

37.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$71.0 $71.0

-2.62%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$67.7 $67.7

2.62%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$10.67 $10.67

$22.41 $22.41

-52.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$808 $808

$3,606 $3,606

-77.59%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$68.7K $68.7K

-82.08%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$79.3 $79.3

-30.42%

Summer Dress (H&M, Zara, etc)

$61.3 $61.3

$51.4 $51.4

19.26%

Sport Shoes (Adidas, Nike)

$109 $109

$121 $121

-10.10%

Men's Leather Business Shoes

$115 $115

$140 $140

-18.01%

1-bedroom Apartment, City Center (Monthly)

$983 $983

$4,555 $4,555

-78.42%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.89

-4.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: November 2, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Fajardo

$457 36.7%

New York, NY

$371 7.6% 18.8% $86

Groceries & Markets

Fajardo

$415 33.4%

New York, NY

$567 11.6% 36.7% $152

Eating Out

Fajardo

$188 15.1%

New York, NY

$425 8.7% 126% $237

Clothing & Footwear

Fajardo

$153 12.3%

New York, NY

$176 3.6% 15.2% $23

Sport & Entertainment

Fajardo

$21 * 1.7%

New York, NY

$160 3.3% 651% $139

Getting Around

Fajardo

$9.9 * 0.8%

New York, NY

$165 3.4% 1575% $156

Accommodation & Living

Fajardo

- * 0%

New York, NY

$3K 62%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $983 in Fajardo and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $80 in Fajardo vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $415 vs $567 per month, with Fajardo cheaper across the board.

Good to know

🇵🇷 Fajardo

🇺🇸 New York, NY

🕒 Local time

09:19 9:19 AM

08:19 8:19 AM

1 h behind Fajardo

🌤 Weather

👥 Population

11,647

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Fajardo New York, NY 2,610 km ≈ 3 h 45 min nonstop flight

From you

Fajardo
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs New York, NY: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 75% lower than in New York, NY. Housing and daily spending are where you’ll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You’d need roughly $1,867 in Fajardo and $7,358 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $983 in Fajardo versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 37% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,245 per month in Fajardo versus $4,906 in New York, NY – Fajardo is about 75% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Fajardo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.