Cost of Living Comparison Between Fajardo and Chiang Mai Cost of Living Comparison Between Fajardo and Chiang Mai

Monthly Cost of Living

A single person spends $1,908 per month in Fajardo vs $852 in Chiang Mai, rent included.

A couple spends around $3,155 per month in Fajardo vs $1,354 in Chiang Mai, rent included.

A family of three spends $4,401 per month in Fajardo vs $1,857 in Chiang Mai, rent included.

Fajardo costs about 124% more than Chiang Mai, driven mainly by Monthly Utilities & Internet.

Fajardo sits 43% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.12 $10.12

$1.96 ฿63.6

416.33%

Three-Course Dinner for Two, Mid-Range

$81.7 $81.7

$18.81 ฿611

334.56%

Fast Food Meal (McDonalds, etc)

$9.37 $9.37

$7.92 ฿258

18.31%

Cappuccino

$3.54 $3.54

$1.91 ฿62.2

85.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 $1.76

$0.84 ฿27.25

109.52%

Water (0.33 liter bottle)

$1.43 $1.43

$0.35 ฿11.44

308.57%

Local Beer (0.5 liter draught)

$3.05 $3.05

$2.21 ฿71.7

38.01%

Imported Beer (0.33 liter bottle)

$4.53 $4.53

$3.80 ฿124

19.21%

Milk (1 liter)

$2.41 $2.41

$1.64 ฿53.2

46.95%

White Bread (500g)

$3.05 $3.05

$1.62 ฿52.8

88.27%

Rice (white) (1kg)

$2.20 $2.20

$1.18 ฿38.40

86.44%

Eggs

$5.92 $5.92

$2.01 ฿65.4

194.53%

Local Cheese (1kg)

$4.98 $4.98

$15.89 ฿517

-68.66%

Chicken Fillets (1kg)

$8.28 $8.28

$3.01 ฿98.0

175.08%

Beef Round Steak (1kg)

$12.97 $12.97

$10.77 ฿350

20.43%

Apples (1kg)

$5.87 $5.87

$2.61 ฿85.0

124.90%

Banana (1kg)

$2.67 $2.67

$1.22 ฿39.65

118.85%

Oranges (1kg)

$4.00 $4.00

$1.70 ฿55.4

135.29%

Tomato (1kg)

$3.97 $3.97

$1.58 ฿51.2

151.27%

Potato (1kg)

$4.09 $4.09

$1.32 ฿42.89

209.85%

Onion (1kg)

$2.92 $2.92

$1.17 ฿38.01

149.57%

Lettuce (1 head)

$3.08 $3.08

$0.67 ฿21.85

359.70%

Water (1.5 liter bottle)

$1.99 $1.99

$0.56 ฿18.21

255.36%

Cigarettes 20 Pack (Marlboro, Camel)

$11.60 $11.60

$4.53 ฿147

156.07%

Wine (Bottle)

$10.10 $10.10

$18.20 ฿592

-44.51%

Local Beer (0.5 liter bottle)

$2.47 $2.47

$1.83 ฿59.6

34.97%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$3.23 ฿105

-0.31%

One-way Ticket (Public Transport)

$0.89 ฿28.83

Public Transport Monthly Pass (Regular Price)

$19.38 ฿630

Taxi Start (Normal Tariff)

$1.35 ฿43.95

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.35 ฿43.79

14.07%

Taxi 1hour Waiting (Normal Tariff)

$14.79 $14.79

$8.25 ฿268

79.27%

Gasoline (1 liter)

$0.91 $0.91

$1.27 ฿41.40

-28.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.2K ฿687.8K

69.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$22.5K ฿731.0K

19.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$350 $350

$70.2 ฿2,281

399.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.4 $78.4

$13.77 ฿448

469.43%

Internet (50+ Mbps, Unlimited Data)

$69.2 $69.2

$17.60 ฿572

293.30%

Gym Membership (Monthly)

$98.4 $98.4

$41.57 ฿1,352

136.73%

Tennis Court (1 Hour on Weekend)

$6.60 ฿215

Cinema Ticket

$11.98 $11.98

$5.78 ฿188

107.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 $467

$306 ฿9,953

52.57%

International Primary School, 1 Child (Yearly)

$10.5K $10.5K

$14.8K ฿482.0K

-28.94%

Jeans (Levis 501 Or Similar)

$46.47 $46.47

$54.4 ฿1,768

-14.53%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$26.14 ฿850

115.34%

Sport Shoes (Adidas, Nike)

$92.4 $92.4

$84.5 ฿2,748

9.25%

Men's Leather Business Shoes

$105 $105

$69.4 ฿2,257

51.29%

1-bedroom Apartment, City Center (Monthly)

$736 $736

$424 ฿13.8K

73.82%

1-bedroom Apartment, Outside City Center (Monthly)

$605 $605

$238 ฿7,743

153.97%

3-bedroom Apartment, City Center (Monthly)

$1,612 $1,612

$825 ฿26.8K

95.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,594 $1,594

$515 ฿16.7K

209.41%

Buy Apartment in City Center (m2)

$2,049 ฿66.6K

Buy Apartment Outside City Center (m2)

$1,523 ฿49.5K

Average Monthly Net Salary (After Tax)

$635 ฿20.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: April 25, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $736 in Fajardo versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $82.0 in Fajardo versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $357 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs Chiang Mai: Cost of Living - Frequently Asked Questions

Fajardo costs about 124% more than Chiang Mai, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,862 per month in Fajardo and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $82.0 in Fajardo and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in Fajardo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Fajardo at $1,908. In Chiang Mai it covers expenses comfortably, while in Fajardo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,908 in Fajardo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fajardo makes more sense. Both are solid long-term options with distinct trade-offs.