Last update: Oct 2026

Cost of Living Comparison Between Eugene, OR and Toronto

For one person, living costs are similar in Eugene, OR and in Toronto: $2,625 and $2,610 a month, rent and utilities included.

Eugene, OR
🇺🇸 United States
$2,625
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Eugene, OR and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Eugene, OR and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,625 in Eugene, OR versus $2,610 in Toronto.

  • Eugene, OR $2,625
  • Toronto $2,610

Estimated couple costs with rent: $3,832 in Eugene, OR versus $3,727 in Toronto.

  • Eugene, OR $3,832
  • Toronto $3,727

Monthly costs for a family of three with rent: $5,039 in Eugene, OR versus $4,844 in Toronto.

  • Eugene, OR $5,039
  • Toronto $4,844

Living in Eugene, OR is roughly 1% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Eugene, OR 94% above, Toronto 93% above.

Currency
🍽 Eating Out
Eugene, OR
Toronto
Difference
Meal at Budget Restaurant
$18.27 $18.27
$17.59 CA$24.87
3.87%
Three-Course Dinner for Two, Mid-Range
$75.0 $75.0
$78.8 CA$111
-4.91%
Fast Food Meal (McDonalds, etc)
$10.85 $10.85
$10.73 CA$15.16
1.12%
Cappuccino
$4.96 $4.96
$4.09 CA$5.78
21.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 $2.82
$2.10 CA$2.97
34.29%
Water (0.33 liter bottle)
$2.13 $2.13
$1.72 CA$2.43
23.84%
Local Beer (0.5 liter draught)
$5.87 $5.87
$6.36 CA$8.99
-7.70%
Imported Beer (0.33 liter bottle)
$5.89 $5.89
$7.08 CA$10.01
-16.81%
🛒 Groceries & Markets
Eugene, OR
Toronto
Difference
Milk (1 liter)
$1.07 $1.07
$2.54 CA$3.59
-57.87%
White Bread (500g)
$3.84 $3.84
$2.72 CA$3.85
41.18%
Rice (white) (1kg)
$5.16 $5.16
$2.18 CA$3.09
136.70%
Eggs
$3.63 $3.63
$3.63 CA$5.13
-
Local Cheese (1kg)
$10.16 $10.16
$9.46 CA$13.37
7.40%
Chicken Fillets (1kg)
$13.98 $13.98
$11.54 CA$16.32
21.14%
Beef Round Steak (1kg)
$20.18 $20.18
$14.37 CA$20.32
40.43%
Apples (1kg)
$3.74 $3.74
$3.70 CA$5.23
1.08%
Banana (1kg)
$1.67 $1.67
$1.19 CA$1.68
40.34%
Oranges (1kg)
$3.83 $3.83
$3.46 CA$4.90
10.69%
Tomato (1kg)
$3.33 $3.33
$4.22 CA$5.97
-21.09%
Potato (1kg)
$2.16 $2.16
$1.79 CA$2.52
20.67%
Onion (1kg)
$2.16 $2.16
$1.65 CA$2.33
30.91%
Lettuce (1 head)
$1.91 $1.91
$2.20 CA$3.11
-13.18%
Water (1.5 liter bottle)
$1.92 $1.92
$1.26 CA$1.78
52.38%
Cigarettes 20 Pack (Marlboro, Camel)
$11.56 $11.56
$13.97 CA$19.75
-17.25%
Wine (Bottle)
$13.71 $13.71
$14.20 CA$20.07
-3.45%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.25 CA$3.18
-23.56%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$2.53 CA$3.58
36.76%
🚌 Getting Around
Eugene, OR
Toronto
Difference
One-way Ticket (Public Transport)
$1.92 $1.92
$2.32 CA$3.28
-17.24%
Public Transport Monthly Pass (Regular Price)
$44.48 $44.48
$112 CA$158
-60.16%
Taxi Start (Normal Tariff)
$4.94 $4.94
$3.06 CA$4.33
61.44%
Taxi (Normal Tariff) (1km)
$1.29 $1.29
$1.22 CA$1.72
5.74%
Taxi 1hour Waiting (Normal Tariff)
$30.05 $30.05
$21.69 CA$30.66
38.54%
Gasoline (1 liter)
$1.27 $1.27
$1.21 CA$1.72
4.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K $25.3K
$26.1K CA$37.0K
-3.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K $24.1K
$21.1K CA$29.9K
14.27%
🧾 Monthly Utilities & Internet
Eugene, OR
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 $151
$120 CA$169
26.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.48 $46.48
$32.21 CA$45.54
44.30%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$48.88 CA$69.1
30.59%
🎉 Sport & Entertainment
Eugene, OR
Toronto
Difference
Gym Membership (Monthly)
$47.52 $47.52
$39.34 CA$55.6
20.79%
Tennis Court (1 Hour on Weekend)
$17.26 $17.26
$23.58 CA$33.34
-26.80%
Cinema Ticket
$13.78 $13.78
$12.58 CA$17.79
9.54%
🧸 Childcare & Education
Eugene, OR
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,200 $1,200
$832 CA$1,176
44.31%
International Primary School, 1 Child (Yearly)
$12.2K $12.2K
$23.6K CA$33.4K
-48.25%
👕👟 Clothing & Footwear
Eugene, OR
Toronto
Difference
Jeans (Levis 501 Or Similar)
$59.0 $59.0
$52.3 CA$73.9
12.80%
Summer Dress (H&M, Zara, etc)
$44.91 $44.91
$39.44 CA$55.8
13.87%
Sport Shoes (Adidas, Nike)
$100.0 $100.0
$99.0 CA$140
0.97%
Men's Leather Business Shoes
$103 $103
$122 CA$172
-15.33%
🏠 Accommodation & Living
Eugene, OR
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,458 $1,458
$1,631 CA$2,306
-10.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,398 $1,398
$1,448 CA$2,048
-3.51%
3-bedroom Apartment, City Center (Monthly)
$2,471 $2,471
$2,737 CA$3,869
-9.71%
3-bedroom Apartment, Outside City Center (Monthly)
$2,253 $2,253
$2,129 CA$3,010
5.79%
Buy Apartment in City Center (m2)
$3,241 $3,241
$8,206 CA$11.6K
-60.50%
Buy Apartment Outside City Center (m2)
$3,276 $3,276
$6,838 CA$9,666
-52.09%
💵 Salaries & Financials
Eugene, OR
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,906 $3,906
$3,520 CA$4,976
10.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
4.47
49.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Eugene, OR: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Eugene, OR
$1.4K
Toronto
$1.4K 3.6% $51
Groceries & Markets
Eugene, OR
$390
Toronto
$343 12.1% $47
Eating Out
Eugene, OR
$299
Toronto
$283 5.3% $16
Monthly Utilities & Internet
Eugene, OR
$262
Toronto
$201 23.3% $61
Clothing & Footwear
Eugene, OR
$138
Toronto
$141 1.8% $2.5
Sport & Entertainment
Eugene, OR
$75
Toronto
$65 14.1% $11
Getting Around
Eugene, OR
$64
Toronto
$130 105% $67

Cost Breakdown

A one-bedroom apartment in the center runs $1,458 in Eugene, OR and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Eugene, OR pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Eugene, OR vs $79.0 in Toronto. Groceries flip the comparison at $390 vs $343, with Toronto cheaper for home cooking.

Good to know
🇺🇸 Eugene, OR
🇨🇦 Toronto
🕒 Local time
22:41 10:41 PM
01:41 1:41 AM
3 h ahead of Eugene, OR
🌤 Weather
👥 Population
159,150
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Eugene, OR Toronto 3,460 km ≈ 4 h 45 min nonstop flight
From you
  • Eugene, OR
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Eugene, OR vs Toronto: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Eugene, OR and in Toronto?
Eugene, OR and Toronto differ by about 1% in total monthly costs ($2,625 vs $2,610 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Eugene, OR or Toronto?
Average pay runs 11% higher in Eugene, OR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Eugene, OR and in Toronto?
Rent for a central apartment: $1,458 in Eugene, OR versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Eugene, OR or Toronto?
All in, you'll spend $2,625 per month in Eugene, OR versus $2,610 in Toronto – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Eugene, OR and in Toronto?
A monthly transit pass in Toronto runs roughly 151% less than in Eugene, OR. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is feasible on a $2,500 budget?
Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Eugene, OR and Toronto?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Eugene, OR or Toronto?
Expats usually find Toronto gentler on the wallet – expenses run 1% less than in Eugene, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Eugene, OR vs other spots: cost of living compared

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