Last update: Oct 2026

Cost of Living Comparison Between Toronto and Eugene, OR

For one person, living costs are similar in Toronto and in Eugene, OR: $2,610 and $2,625 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Eugene, OR
🇺🇸 United States
$2,625
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Eugene, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Eugene, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,625 in Eugene, OR.

  • Toronto $2,610
  • Eugene, OR $2,625

Estimated couple costs with rent: $3,727 in Toronto versus $3,832 in Eugene, OR.

  • Toronto $3,727
  • Eugene, OR $3,832

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,039 in Eugene, OR.

  • Toronto $4,844
  • Eugene, OR $5,039

Living in Toronto costs roughly 1% less than in Eugene, OR, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Eugene, OR 94% above.

Currency
🍽 Eating Out
Toronto
Eugene, OR
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$18.27 $18.27
-3.72%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$75.0 $75.0
5.16%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$10.85 $10.85
-1.11%
Cappuccino
$4.09 CA$5.78
$4.96 $4.96
-17.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.82 $2.82
-25.53%
Water (0.33 liter bottle)
$1.72 CA$2.43
$2.13 $2.13
-19.25%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$5.87 $5.87
8.35%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$5.89 $5.89
20.20%
🛒 Groceries & Markets
Toronto
Eugene, OR
Difference
Milk (1 liter)
$2.54 CA$3.59
$1.07 $1.07
137.38%
White Bread (500g)
$2.72 CA$3.85
$3.84 $3.84
-29.17%
Rice (white) (1kg)
$2.18 CA$3.09
$5.16 $5.16
-57.75%
Eggs
$3.63 CA$5.13
$3.63 $3.63
-
Local Cheese (1kg)
$9.46 CA$13.37
$10.16 $10.16
-6.89%
Chicken Fillets (1kg)
$11.54 CA$16.32
$13.98 $13.98
-17.45%
Beef Round Steak (1kg)
$14.37 CA$20.32
$20.18 $20.18
-28.79%
Apples (1kg)
$3.70 CA$5.23
$3.74 $3.74
-1.07%
Banana (1kg)
$1.19 CA$1.68
$1.67 $1.67
-28.74%
Oranges (1kg)
$3.46 CA$4.90
$3.83 $3.83
-9.66%
Tomato (1kg)
$4.22 CA$5.97
$3.33 $3.33
26.73%
Potato (1kg)
$1.79 CA$2.52
$2.16 $2.16
-17.13%
Onion (1kg)
$1.65 CA$2.33
$2.16 $2.16
-23.61%
Lettuce (1 head)
$2.20 CA$3.11
$1.91 $1.91
15.18%
Water (1.5 liter bottle)
$1.26 CA$1.78
$1.92 $1.92
-34.37%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$11.56 $11.56
20.85%
Wine (Bottle)
$14.20 CA$20.07
$13.71 $13.71
3.57%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$1.72 $1.72
30.81%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.46 $3.46
-26.88%
🚌 Getting Around
Toronto
Eugene, OR
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$1.92 $1.92
20.83%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
$44.48 $44.48
151.01%
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$4.94 $4.94
-38.06%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.29 $1.29
-5.43%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$30.05 $30.05
-27.82%
Gasoline (1 liter)
$1.21 CA$1.72
$1.27 $1.27
-4.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$25.3K $25.3K
3.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$24.1K $24.1K
-12.49%
🧾 Monthly Utilities & Internet
Toronto
Eugene, OR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$151 $151
-20.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$46.48 $46.48
-30.70%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$63.8 $63.8
-23.42%
🎉 Sport & Entertainment
Toronto
Eugene, OR
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$47.52 $47.52
-17.21%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
$17.26 $17.26
36.62%
Cinema Ticket
$12.58 CA$17.79
$13.78 $13.78
-8.71%
🧸 Childcare & Education
Toronto
Eugene, OR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$1,200 $1,200
-30.71%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$12.2K $12.2K
93.24%
👕👟 Clothing & Footwear
Toronto
Eugene, OR
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$59.0 $59.0
-11.34%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$44.91 $44.91
-12.18%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$100.0 $100.0
-0.96%
Men's Leather Business Shoes
$122 CA$172
$103 $103
18.11%
🏠 Accommodation & Living
Toronto
Eugene, OR
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,458 $1,458
11.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,398 $1,398
3.63%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,471 $2,471
10.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,253 $2,253
-5.48%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$3,241 $3,241
153.17%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$3,276 $3,276
108.72%
💵 Salaries & Financials
Toronto
Eugene, OR
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$3,906 $3,906
-9.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.67
-32.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Eugene, OR: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Eugene, OR
$1.4K 3.5% $51
Groceries & Markets
Toronto
$343
Eugene, OR
$390 13.8% $47
Eating Out
Toronto
$283
Eugene, OR
$299 5.6% $16
Monthly Utilities & Internet
Toronto
$201
Eugene, OR
$262 30.3% $61
Clothing & Footwear
Toronto
$141
Eugene, OR
$138 1.8% $2.5
Getting Around
Toronto
$130
Eugene, OR
$64 51.1% $67
Sport & Entertainment
Toronto
$65
Eugene, OR
$75 16.4% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,458 in Eugene, OR. Housing cost is often the main lever when comparing two cities.

Eugene, OR pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $75.0 in Eugene, OR. Groceries flip the comparison at $343 vs $390, with Toronto cheaper for home cooking.

Good to know
🇨🇦 Toronto
🇺🇸 Eugene, OR
🕒 Local time
02:28 2:28 AM
23:28 11:28 PM
3 h behind Toronto
🌤 Weather
👥 Population
2,731,571
159,150
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Eugene, OR 3,460 km ≈ 4 h 45 min nonstop flight
From you
  • Toronto
  • Eugene, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Eugene, OR: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Eugene, OR?
Toronto and Eugene, OR differ by about 1% in total monthly costs ($2,610 vs $2,625 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 11% lower in Eugene, OR. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Toronto and in Eugene, OR?
Rent for a central apartment: $1,631 in Toronto versus $1,458 in Eugene, OR. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Toronto or Eugene, OR?
All in, you'll spend $2,610 per month in Toronto versus $2,625 in Eugene, OR – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Toronto and in Eugene, OR?
A monthly transit pass in Toronto runs roughly 151% less than in Eugene, OR. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is feasible on a $2,500 budget?
Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Toronto and Eugene, OR?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Toronto or Eugene, OR?
Expats usually find Toronto gentler on the wallet – expenses run 1% less than in Eugene, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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