Last update: Oct 2026

Cost of Living Comparison Between Esmeraldas and Ubud, Bali

For one person, living is cheaper in Esmeraldas: $857 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Esmeraldas
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Esmeraldas Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Esmeraldas

🇪🇨 Ecuador

$857

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Esmeraldas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Esmeraldas and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $857 in Esmeraldas versus $1,331 in Ubud, Bali.

Esmeraldas $857
Ubud, Bali $1,331

Estimated couple costs with rent: $1,421 in Esmeraldas versus $2,255 in Ubud, Bali.

Esmeraldas $1,421
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,985 in Esmeraldas versus $3,180 in Ubud, Bali.

Esmeraldas $1,985
Ubud, Bali $3,180

Living in Esmeraldas costs roughly 36% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Esmeraldas 37% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.92 $2.92

$3.38 Rp 61.3K

-13.61%

Three-Course Dinner for Two, Mid-Range

$54.8 $54.8

$34.65 Rp 628.8K

58.01%

Fast Food Meal (McDonalds, etc)

$3.89 $3.89

$5.57 Rp 101.2K

-30.16%

Cappuccino

$3.44 $3.44

$2.62 Rp 47.5K

31.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 $0.49

$1.54 Rp 27.9K

-68.18%

Water (0.33 liter bottle)

$0.51 $0.51

$0.64 Rp 11.6K

-20.31%

Local Beer (0.5 liter draught)

$3.60 $3.60

$2.67 Rp 48.4K

34.83%

Imported Beer (0.33 liter bottle)

$6.16 $6.16

$4.26 Rp 77.4K

44.60%

Milk (1 liter)

$0.98 $0.98

$1.46 Rp 26.5K

-32.88%

White Bread (500g)

$1.58 $1.58

$2.29 Rp 41.6K

-31.00%

Rice (white) (1kg)

$1.51 $1.51

$1.11 Rp 20.1K

36.04%

Eggs

$2.16 $2.16

$2.10 Rp 38.1K

2.86%

Local Cheese (1kg)

$6.57 $6.57

$15.94 Rp 289.3K

-58.78%

Chicken Fillets (1kg)

$5.49 $5.49

$3.88 Rp 70.5K

41.49%

Beef Round Steak (1kg)

$7.86 $7.86

$11.40 Rp 206.9K

-31.05%

Apples (1kg)

$2.29 $2.29

$3.55 Rp 64.5K

-35.49%

Banana (1kg)

$1.22 $1.22

$1.54 Rp 27.9K

-20.78%

Oranges (1kg)

$1.32 $1.32

$2.23 Rp 40.5K

-40.81%

Tomato (1kg)

$1.14 $1.14

$1.97 Rp 35.8K

-42.13%

Potato (1kg)

$1.26 $1.26

$1.86 Rp 33.7K

-32.26%

Onion (1kg)

$1.07 $1.07

$2.42 Rp 43.9K

-55.79%

Lettuce (1 head)

$0.49 $0.49

$1.02 Rp 18.6K

-51.96%

Water (1.5 liter bottle)

$1.03 $1.03

$0.52 Rp 9,479

98.08%

Cigarettes 20 Pack (Marlboro, Camel)

$5.97 $5.97

$2.20 Rp 39.9K

171.36%

Wine (Bottle)

$8.29 $8.29

$21.79 Rp 395.4K

-61.96%

Local Beer (0.5 liter bottle)

$1.51 $1.51

$2.33 Rp 42.2K

-35.19%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$2.97 Rp 53.9K

4.04%

One-way Ticket (Public Transport)

$0.34 $0.34

$0.25 Rp 4,544

36.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.48 $1.48

$0.44 Rp 7,944

236.36%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$0.47 Rp 8,493

161.70%

Taxi 1hour Waiting (Normal Tariff)

$10.12 $10.12

$5.60 Rp 101.6K

80.71%

Gasoline (1 liter)

$0.85 $0.85

$0.83 Rp 15.0K

2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K $23.3K

$24.4K Rp 443.7M

-4.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K $29.5K

$31.7K Rp 575.2M

-6.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.90 $28.90

$77.5 Rp 1.4M

-62.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.12 $18.12

$6.14 Rp 111.5K

195.11%

Internet (50+ Mbps, Unlimited Data)

$28.69 $28.69

$18.92 Rp 343.3K

51.64%

Gym Membership (Monthly)

$30.26 $30.26

$51.0 Rp 925.4K

-40.66%

Tennis Court (1 Hour on Weekend)

$16.45 $16.45

$18.25 Rp 331.2K

-9.86%

Cinema Ticket

$6.47 $6.47

$4.38 Rp 79.5K

47.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$757 $757

$492 Rp 8.9M

53.78%

International Primary School, 1 Child (Yearly)

$8,921 $8,921

$12.2K Rp 221.8M

-27.00%

Jeans (Levis 501 Or Similar)

$69.9 $69.9

$45.16 Rp 819.6K

54.67%

Summer Dress (H&M, Zara, etc)

$50.6 $50.6

$34.89 Rp 633.2K

45.14%

Sport Shoes (Adidas, Nike)

$115 $115

$78.3 Rp 1.4M

46.85%

Men's Leather Business Shoes

$106 $106

$77.9 Rp 1.4M

36.75%

1-bedroom Apartment, City Center (Monthly)

$420 $420

$1,078 Rp 19.6M

-61.05%

1-bedroom Apartment, Outside City Center (Monthly)

$274 $274

$665 Rp 12.1M

-58.82%

3-bedroom Apartment, City Center (Monthly)

$811 $811

$3,510 Rp 63.7M

-76.90%

3-bedroom Apartment, Outside City Center (Monthly)

$505 $505

$1,671 Rp 30.3M

-69.79%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$442 $442

$166 Rp 3.0M

165.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.78

-26.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Esmeraldas: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Esmeraldas

$274 31.9%

Ubud, Bali

$665 50% 143% $391

Groceries & Markets

Esmeraldas

$191 22.3%

Ubud, Bali

$279 21% 46.1% $88

Clothing & Footwear

Esmeraldas

$154 18%

Ubud, Bali

$106 8% 30.9% $48

Eating Out

Esmeraldas

$111 12.9%

Ubud, Bali

$106 8% 4.4% $4.8

Monthly Utilities & Internet

Esmeraldas

$76 8.8%

Ubud, Bali

$103 7.7% 35.4% $27

Sport & Entertainment

Esmeraldas

$43 5%

Ubud, Bali

$60 4.5% 38.3% $17

Getting Around

Esmeraldas

$9 * 1.1%

Ubud, Bali

$12 0.9% 33.1% $3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $420 in Esmeraldas and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Esmeraldas pays about 2.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $55 in Esmeraldas vs $35 in Ubud, Bali. Groceries flip the comparison at $191 vs $279, with Esmeraldas cheaper for home cooking.

Good to know

🇪🇨 Esmeraldas

🇮🇩 Ubud, Bali

🕒 Local time

01:16 1:16 AM

14:16 2:16 PM

13 h ahead of Esmeraldas

🌤 Weather

👥 Population

95,216

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.894 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

IDR to USD in detail →

On the map

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Esmeraldas Ubud, Bali 18,160 km ≈ 23 h nonstop flight

From you

Esmeraldas
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Esmeraldas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Esmeraldas is about 36% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Esmeraldas is about 2.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $420 in Esmeraldas versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $857 per month in Esmeraldas versus $1,331 in Ubud, Bali – Esmeraldas is about 36% cheaper, which adds up to real savings over time.

At $857 in Esmeraldas versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Esmeraldas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Esmeraldas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.