Last update: Oct 2026

Cost of Living Comparison Between Ernakulam and Shivamogga

For one person, living is cheaper in Shivamogga: $345 a month against $393 in Ernakulam, rent and utilities included – about $580 less a year. Higher rent and utilities in Ernakulam outweigh lower spending on other living expenses.

19

Cost of Living Index in Ernakulam
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Ernakulam Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Ernakulam

🇮🇳 India

$393

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Ernakulam and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ernakulam and in Shivamogga actually costs, broken down by who's living it.

A single person spends $393 per month in Ernakulam vs $345 in Shivamogga, rent included.

Ernakulam $393
Shivamogga $345

A couple spends around $651 per month in Ernakulam vs $568 in Shivamogga, rent included.

Ernakulam $651
Shivamogga $568

A family of three spends $909 per month in Ernakulam vs $791 in Shivamogga, rent included.

Ernakulam $909
Shivamogga $791

Ernakulam costs about 14% more than Shivamogga, and outside of rent the biggest gap is in groceries.

Both Ernakulam and Shivamogga are more affordable than the global median – Ernakulam 71% lower, Shivamogga 75% lower.

Meal at Budget Restaurant

$1.70 ₹162

$2.40 ₹229

-29.17%

Three-Course Dinner for Two, Mid-Range

$8.18 ₹779

$13.83 ₹1,317

-40.85%

Fast Food Meal (McDonalds, etc)

$3.65 ₹347

$4.67 ₹444

-21.84%

Cappuccino

$1.29 ₹123

$0.97 ₹92.4

32.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.58

$0.39 ₹36.95

Water (0.33 liter bottle)

$0.12 ₹11.55

$0.18 ₹17.54

-33.33%

Local Beer (0.5 liter draught)

$1.62 ₹154

$1.13 ₹108

43.36%

Imported Beer (0.33 liter bottle)

$2.12 ₹202

$2.59 ₹247

-18.15%

Milk (1 liter)

$0.63 ₹60.2

$0.51 ₹48.18

23.53%

White Bread (500g)

$0.50 ₹47.41

$0.42 ₹40.09

19.05%

Rice (white) (1kg)

$0.63 ₹59.6

$0.70 ₹66.6

-10.00%

Eggs

$0.90 ₹86.1

$0.91 ₹86.7

-1.10%

Local Cheese (1kg)

$5.52 ₹526

$4.04 ₹385

36.63%

Chicken Fillets (1kg)

$2.82 ₹268

$2.94 ₹280

-4.08%

Apples (1kg)

$2.25 ₹214

$1.75 ₹167

28.57%

Banana (1kg)

$0.70 ₹66.3

$0.62 ₹58.8

12.90%

Oranges (1kg)

$1.06 ₹101

$0.48 ₹46.03

120.83%

Tomato (1kg)

$0.45 ₹43.14

$0.35 ₹33.58

28.57%

Potato (1kg)

$0.38 ₹36.21

$0.31 ₹29.33

22.58%

Onion (1kg)

$0.50 ₹47.43

$0.41 ₹39.46

21.95%

Lettuce (1 head)

$0.56 ₹53.6

$0.22 ₹20.99

154.55%

Water (1.5 liter bottle)

$0.29 ₹27.40

$0.30 ₹28.91

-3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.52 ₹431

$5.12 ₹487

-11.72%

Wine (Bottle)

$5.37 ₹512

$6.85 ₹652

-21.61%

Local Beer (0.5 liter bottle)

$1.69 ₹161

$0.84 ₹80.0

101.19%

Imported Beer (0.33 liter bottle)

$2.50 ₹239

$2.93 ₹279

-14.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.07 ₹483

$4.83 ₹460

4.97%

One-way Ticket (Public Transport)

$0.10 ₹9.20

$0.15 ₹14.52

-33.33%

Public Transport Monthly Pass (Regular Price)

$6.24 ₹595

Taxi Start (Normal Tariff)

$1.33 ₹126

$1.07 ₹102

24.30%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.72

$0.31 ₹29.87

6.45%

Taxi 1hour Waiting (Normal Tariff)

$1.34 ₹128

$1.50 ₹142

-10.67%

Gasoline (1 liter)

$1.09 ₹104

$1.08 ₹103

0.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$11.4K ₹1.1M

-2.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ₹2.6M

$29.2K ₹2.8M

-7.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.90 ₹3,133

$20.84 ₹1,984

57.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.28 ₹312

$2.49 ₹237

31.73%

Internet (50+ Mbps, Unlimited Data)

$6.63 ₹631

$8.02 ₹764

-17.33%

Gym Membership (Monthly)

$12.20 ₹1,162

$7.50 ₹714

62.67%

Tennis Court (1 Hour on Weekend)

$9.04 ₹861

$2.14 ₹203

322.43%

Cinema Ticket

$2.16 ₹206

$2.36 ₹224

-8.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.8 ₹5,407

$112 ₹10.7K

-49.32%

International Primary School, 1 Child (Yearly)

$2,068 ₹196.9K

$1,691 ₹161.0K

22.32%

Jeans (Levis 501 Or Similar)

$21.73 ₹2,069

$31.82 ₹3,030

-31.71%

Summer Dress (H&M, Zara, etc)

$17.36 ₹1,653

$35.64 ₹3,393

-51.29%

Sport Shoes (Adidas, Nike)

$36.23 ₹3,450

$60.0 ₹5,708

-39.57%

Men's Leather Business Shoes

$27.47 ₹2,615

$27.71 ₹2,639

-0.87%

1-bedroom Apartment, City Center (Monthly)

$226 ₹21.5K

$160 ₹15.2K

41.66%

1-bedroom Apartment, Outside City Center (Monthly)

$121 ₹11.5K

$81.9 ₹7,800

47.45%

3-bedroom Apartment, City Center (Monthly)

$415 ₹39.5K

$311 ₹29.6K

33.44%

3-bedroom Apartment, Outside City Center (Monthly)

$330 ₹31.4K

$193 ₹18.4K

71.03%

Buy Apartment in City Center (m2)

$1,084 ₹103.2K

Buy Apartment Outside City Center (m2)

$1,184 ₹112.7K

Average Monthly Net Salary (After Tax)

$349 ₹33.3K

$335 ₹31.9K

4.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.5

9.12

4.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ernakulam: October 26, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ernakulam

$121 30.8%

Shivamogga

$82 23.7% 32.2% $39

Groceries & Markets

Ernakulam

$102 26%

Shivamogga

$89 25.7% 13.1% $13

Eating Out

Ernakulam

$54 13.9%

Shivamogga

$58 16.8% 6.5% $3.5

Clothing & Footwear

Ernakulam

$46 11.8%

Shivamogga

$70 20.2% 50.9% $24

Monthly Utilities & Internet

Ernakulam

$43 10.9%

Shivamogga

$31 9.1% 26.8% $11

Sport & Entertainment

Ernakulam

$17 4.2%

Shivamogga

$12 3.5% 26.1% $4.3

Getting Around

Ernakulam

$9.6 2.5%

Shivamogga

$3.3 * 0.9% 66.2% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $226 in Ernakulam versus $160 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Ernakulam, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $8 in Ernakulam versus $14 in Shivamogga. Groceries tell a different story – $102 in Ernakulam vs $89 in Shivamogga – so Shivamogga wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Ernakulam

🇮🇳 Shivamogga

🕒 Local time

03:05 3:05 AM

Same time as Ernakulam

🌤 Weather

👥 Population

612,343

400,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Ernakulam Shivamogga 450 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ernakulam vs Shivamogga: Cost of Living - Frequently Asked Questions

Yes – Ernakulam is pricier by about 14%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $589 per month in Ernakulam and $518 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments: a one-bedroom in the center costs $160 there versus $226 in Ernakulam.

A mid-range dinner for two costs $8 in Ernakulam and $14 in Shivamogga. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ernakulam, though the gap depends on what you buy.

$800 covers both cities comfortably – all-in costs are $393 in Ernakulam and $345 in Shivamogga, leaving budget for savings and extras in both cases.

It depends on your priorities. Ernakulam has an edge in some lifestyle areas, with costs from $345 in Shivamogga to $393 in Ernakulam. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Shivamogga. If higher salaries or specific career opportunities are the priority, Ernakulam makes more sense. Both are solid long-term options with distinct trade-offs.