Cost of Living Comparison Between Erbil and Ubud, Bali Cost of Living Comparison Between Erbil and Ubud, Bali

🙂 Solo nomad: Erbil is 16.1% cheaper than Ubud, Bali without rent, and 26.4% cheaper with rent.
🙂 Family of 3: Erbil is 2% cheaper than Ubud, Bali without rent, and 46.1% cheaper with rent.
Currency
🍽 Eating Out
Erbil
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.87 IQD 10.3K
$3.48 Rp 59.7K
126.15%
Three-Course Dinner for Two, Mid-Range
$22.86 IQD 29.9K
$32.88 Rp 563.6K
-30.47%
Fast Food Meal (McDonalds, etc)
$8.58 IQD 11.2K
$5.09 Rp 87.3K
68.57%
Cappuccino
$3.26 IQD 4,266
$2.75 Rp 47.1K
18.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.51 IQD 674
$1.38 Rp 23.7K
-63.04%
Water (0.33 liter bottle)
$0.20 IQD 262
$0.71 Rp 12.2K
-71.83%
Local Beer (0.5 liter draught)
$1.95 IQD 2,547
$2.88 Rp 49.3K
-32.29%
Imported Beer (0.33 liter bottle)
$2.16 IQD 2,824
$3.87 Rp 66.3K
-44.19%
🛒 Groceries & Markets
Erbil
Ubud, Bali
Difference
Milk (1 liter)
$1.33 IQD 1,745
$1.79 Rp 30.7K
-25.70%
White Bread (500g)
$0.80 IQD 1,044
$2.45 Rp 41.9K
-67.35%
Rice (white) (1kg)
$1.80 IQD 2,359
$1.21 Rp 20.7K
48.76%
Eggs
$1.92 IQD 2,508
$2.39 Rp 40.9K
-19.67%
Local Cheese (1kg)
$7.49 IQD 9,801
$14.70 Rp 252.0K
-49.05%
Chicken Fillets (1kg)
$4.85 IQD 6,345
$4.24 Rp 72.7K
14.39%
Beef Round Steak (1kg)
$14.32 IQD 18.8K
$12.08 Rp 207.0K
18.54%
Apples (1kg)
$1.19 IQD 1,554
$3.66 Rp 62.8K
-67.49%
Banana (1kg)
$1.19 IQD 1,564
$1.61 Rp 27.5K
-26.09%
Oranges (1kg)
$1.19 IQD 1,563
$2.72 Rp 46.6K
-56.25%
Tomato (1kg)
$0.81 IQD 1,059
$2.27 Rp 38.9K
-64.32%
Potato (1kg)
$0.67 IQD 880
$1.90 Rp 32.6K
-64.74%
Onion (1kg)
$0.75 IQD 982
$2.30 Rp 39.4K
-67.39%
Lettuce (1 head)
$0.74 IQD 968
$1.02 Rp 17.4K
-27.45%
Water (1.5 liter bottle)
$0.57 IQD 742
$0.78 Rp 13.3K
-26.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.71 IQD 3,545
$3.24 Rp 55.6K
-16.36%
Wine (Bottle)
$12.53 IQD 16.4K
$24.06 Rp 412.4K
-47.92%
Local Beer (0.5 liter bottle)
$1.45 IQD 1,899
$2.84 Rp 48.7K
-48.94%
Imported Beer (0.33 liter bottle)
$2.03 IQD 2,654
$2.79 Rp 47.8K
-27.24%
🚌 Getting Around
Erbil
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.59 IQD 778
$0.27 Rp 4,607
118.52%
Public Transport Monthly Pass (Regular Price)
$35.17 IQD 46.0K
$8.24 Rp 141.3K
326.82%
Taxi Start (Normal Tariff)
$2.36 IQD 3,096
$0.45 Rp 7,702
424.44%
Taxi (Normal Tariff) (1km)
$2.31 IQD 3,019
$0.43 Rp 7,300
437.21%
Taxi 1hour Waiting (Normal Tariff)
$6.79 IQD 8,893
$6.02 Rp 103.2K
12.79%
Gasoline (1 liter)
$0.65 IQD 845
$0.86 Rp 14.7K
-24.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9K IQD 24.8M
$26.1K Rp 446.8M
-27.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K IQD 26.7M
$31.7K Rp 543.3M
-35.63%
🧾 Monthly Utilities & Internet
Erbil
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.8 IQD 129.4K
$78.3 Rp 1.3M
26.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.50 IQD 22.9K
$4.00 Rp 68.5K
337.50%
Internet (50+ Mbps, Unlimited Data)
$30.35 IQD 39.7K
$24.35 Rp 417.5K
24.64%
🎉 Sport & Entertainment
Erbil
Ubud, Bali
Difference
Gym Membership (Monthly)
$73.9 IQD 96.7K
$95.8 Rp 1.6M
-22.87%
Tennis Court (1 Hour on Weekend)
$11.75 IQD 15.4K
$6.46 Rp 110.7K
81.89%
Cinema Ticket
$11.31 IQD 14.8K
$4.01 Rp 68.7K
182.04%
🧸 Childcare & Education
Erbil
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$262 IQD 343.1K
$302 Rp 5.2M
-13.12%
International Primary School, 1 Child (Yearly)
$3,323 IQD 4.4M
$6,545 Rp 112.2M
-49.22%
👕👟 Clothing & Footwear
Erbil
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$33.22 IQD 43.5K
$53.4 Rp 915.7K
-37.81%
Summer Dress (H&M, Zara, etc)
$48.02 IQD 62.9K
$38.55 Rp 660.8K
24.57%
Sport Shoes (Adidas, Nike)
$81.5 IQD 106.8K
$89.1 Rp 1.5M
-8.45%
Men's Leather Business Shoes
$77.1 IQD 100.9K
$78.9 Rp 1.4M
-2.31%
🏠 Accommodation & Living
Erbil
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$430 IQD 562.7K
$1,016 Rp 17.4M
-57.70%
1-bedroom Apartment, Outside City Center (Monthly)
$276 IQD 361.4K
$672 Rp 11.5M
-58.94%
3-bedroom Apartment, City Center (Monthly)
$724 IQD 947.4K
$3,368 Rp 57.7M
-78.52%
3-bedroom Apartment, Outside City Center (Monthly)
$496 IQD 649.5K
$2,108 Rp 36.1M
-76.47%
Buy Apartment in City Center (m2)
$1,111 IQD 1.5M
$3,001 Rp 51.4M
-63.00%
Buy Apartment Outside City Center (m2)
$653 IQD 854.3K
$2,337 Rp 40.1M
-72.07%
💵 Salaries & Financials
Erbil
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$566 IQD 741.0K
$178 Rp 3.0M
218.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
14.33
13.28
7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: April 11, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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