Cost of Living Comparison Between Erbil and Banja Luka Cost of Living Comparison Between Erbil and Banja Luka

🙂 Solo nomad: Erbil is 2.5% cheaper than Banja Luka without rent, and 10.1% cheaper with rent.

🙂 Family of 3: Erbil is 9.7% cheaper than Banja Luka without rent, and 10.5% cheaper with rent.

Meal at Budget Restaurant

$7.45 IQD 9,770

$8.67 BAM 14.65

-14.07%

Three-Course Dinner for Two, Mid-Range

$22.51 IQD 29.5K

$42.02 BAM 71.0

-46.43%

Fast Food Meal (McDonalds, etc)

$9.03 IQD 11.8K

$8.61 BAM 14.55

4.88%

Cappuccino

$3.26 IQD 4,278

$1.64 BAM 2.77

98.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 IQD 673

$2.00 BAM 3.38

-74.50%

Water (0.33 liter bottle)

$0.22 IQD 289

$1.15 BAM 1.94

-80.87%

Local Beer (0.5 liter draught)

$1.92 IQD 2,518

$2.00 BAM 3.38

-4.00%

Imported Beer (0.33 liter bottle)

$2.09 IQD 2,737

$2.81 BAM 4.75

-25.62%

Milk (1 liter)

$1.38 IQD 1,814

$1.37 BAM 2.31

0.73%

White Bread (500g)

$0.79 IQD 1,036

$1.29 BAM 2.18

-38.76%

Rice (white) (1kg)

$1.88 IQD 2,471

$1.65 BAM 2.78

13.94%

Eggs

$1.88 IQD 2,471

$2.86 BAM 4.83

-34.27%

Local Cheese (1kg)

$7.31 IQD 9,581

$9.53 BAM 16.10

-23.29%

Chicken Fillets (1kg)

$4.80 IQD 6,300

$8.95 BAM 15.12

-46.37%

Beef Round Steak (1kg)

$14.16 IQD 18.6K

$11.91 BAM 20.13

18.89%

Apples (1kg)

$1.15 IQD 1,502

$1.45 BAM 2.45

-20.69%

Banana (1kg)

$1.15 IQD 1,506

$1.62 BAM 2.74

-29.01%

Oranges (1kg)

$1.18 IQD 1,545

$1.85 BAM 3.13

-36.22%

Tomato (1kg)

$0.80 IQD 1,053

$1.95 BAM 3.30

-58.97%

Potato (1kg)

$0.71 IQD 931

$1.19 BAM 2.02

-40.34%

Onion (1kg)

$0.71 IQD 935

$1.29 BAM 2.19

-44.96%

Lettuce (1 head)

$0.78 IQD 1,022

$1.22 BAM 2.06

-36.07%

Water (1.5 liter bottle)

$0.52 IQD 676

$0.78 BAM 1.31

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 IQD 3,618

$3.76 BAM 6.36

-26.60%

Wine (Bottle)

$12.31 IQD 16.1K

$8.01 BAM 13.54

53.68%

Local Beer (0.5 liter bottle)

$1.38 IQD 1,809

$0.69 BAM 1.17

100.00%

Imported Beer (0.33 liter bottle)

$2.02 IQD 2,644

$1.09 BAM 1.85

85.32%

One-way Ticket (Public Transport)

$0.58 IQD 761

$1.38 BAM 2.33

-57.97%

Public Transport Monthly Pass (Regular Price)

$34.12 IQD 44.7K

$36.64 BAM 61.9

-6.88%

Taxi Start (Normal Tariff)

$2.24 IQD 2,937

$1.44 BAM 2.43

55.56%

Taxi (Normal Tariff) (1km)

$2.26 IQD 2,963

$1.16 BAM 1.95

94.83%

Taxi 1hour Waiting (Normal Tariff)

$6.95 IQD 9,110

$9.00 BAM 15.21

-22.78%

Gasoline (1 liter)

$0.70 IQD 919

$1.49 BAM 2.52

-53.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.8M

$29.1K BAM 49.1K

-34.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K IQD 27.3M

$26.4K BAM 44.6K

-21.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 IQD 131.7K

$170 BAM 287

-40.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.33 IQD 22.7K

$19.16 BAM 32.38

-9.55%

Internet (50+ Mbps, Unlimited Data)

$29.27 IQD 38.4K

$23.63 BAM 39.93

23.87%

Gym Membership (Monthly)

$74.0 IQD 97.1K

$28.58 BAM 48.30

158.99%

Tennis Court (1 Hour on Weekend)

$11.37 IQD 14.9K

$10.20 BAM 17.23

11.47%

Cinema Ticket

$11.37 IQD 14.9K

$4.65 BAM 7.86

144.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$263 IQD 345.1K

$235 BAM 396

12.18%

International Primary School, 1 Child (Yearly)

$3,249 IQD 4.3M

$3,723 BAM 6,292

-12.71%

Jeans (Levis 501 Or Similar)

$32.51 IQD 42.6K

$73.8 BAM 125

-55.95%

Summer Dress (H&M, Zara, etc)

$49.92 IQD 65.5K

$36.92 BAM 62.4

35.21%

Sport Shoes (Adidas, Nike)

$83.0 IQD 108.8K

$88.7 BAM 150

-6.49%

Men's Leather Business Shoes

$76.4 IQD 100.2K

$125 BAM 212

-39.11%

1-bedroom Apartment, City Center (Monthly)

$437 IQD 572.4K

$449 BAM 758

-2.68%

1-bedroom Apartment, Outside City Center (Monthly)

$285 IQD 373.2K

$326 BAM 552

-12.81%

3-bedroom Apartment, City Center (Monthly)

$722 IQD 946.3K

$653 BAM 1,104

10.43%

3-bedroom Apartment, Outside City Center (Monthly)

$480 IQD 629.0K

$479 BAM 809

0.16%

Buy Apartment in City Center (m2)

$1,122 IQD 1.5M

$3,090 BAM 5,222

-63.68%

Buy Apartment Outside City Center (m2)

$673 IQD 882.6K

$2,087 BAM 3,527

-67.75%

Average Monthly Net Salary (After Tax)

$544 IQD 713.4K

$874 BAM 1,476

-37.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

5.02

185.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: January 13, 2026

Last update for Banja Luka: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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