Cost of Living Comparison Between Erbil and Banja Luka Cost of Living Comparison Between Erbil and Banja Luka

🙂 Solo nomad: Erbil is 0.8% cheaper than Banja Luka without rent, and 7.6% cheaper with rent.

🙂 Family of 3: Erbil is 11.8% cheaper than Banja Luka without rent, and 10.9% cheaper with rent.

Meal at Budget Restaurant

$7.69 IQD 10.1K

$8.61 BAM 14.38

-10.69%

Three-Course Dinner for Two, Mid-Range

$23.10 IQD 30.3K

$41.52 BAM 69.3

-44.36%

Fast Food Meal (McDonalds, etc)

$8.79 IQD 11.5K

$8.67 BAM 14.48

1.38%

Cappuccino

$3.13 IQD 4,105

$1.60 BAM 2.67

95.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 IQD 677

$1.96 BAM 3.27

-73.47%

Water (0.33 liter bottle)

$0.22 IQD 289

$1.19 BAM 1.99

-81.51%

Local Beer (0.5 liter draught)

$1.95 IQD 2,555

$2.12 BAM 3.54

-8.02%

Imported Beer (0.33 liter bottle)

$2.06 IQD 2,704

$2.88 BAM 4.81

-28.47%

Milk (1 liter)

$1.33 IQD 1,751

$1.41 BAM 2.36

-5.67%

White Bread (500g)

$0.84 IQD 1,103

$1.28 BAM 2.13

-34.38%

Rice (white) (1kg)

$1.80 IQD 2,356

$1.57 BAM 2.61

14.65%

Eggs

$1.97 IQD 2,588

$2.87 BAM 4.79

-31.36%

Local Cheese (1kg)

$7.54 IQD 9,888

$9.60 BAM 16.02

-21.46%

Chicken Fillets (1kg)

$4.75 IQD 6,232

$8.84 BAM 14.76

-46.27%

Beef Round Steak (1kg)

$14.00 IQD 18.4K

$11.95 BAM 19.96

17.15%

Apples (1kg)

$1.14 IQD 1,493

$1.45 BAM 2.42

-21.38%

Banana (1kg)

$1.16 IQD 1,522

$1.59 BAM 2.65

-27.04%

Oranges (1kg)

$1.13 IQD 1,481

$1.89 BAM 3.15

-40.21%

Tomato (1kg)

$0.74 IQD 976

$1.93 BAM 3.22

-61.66%

Potato (1kg)

$0.72 IQD 949

$1.26 BAM 2.10

-42.86%

Onion (1kg)

$0.70 IQD 924

$1.25 BAM 2.08

-44.00%

Lettuce (1 head)

$0.74 IQD 966

$1.26 BAM 2.11

-41.27%

Water (1.5 liter bottle)

$0.56 IQD 733

$0.77 BAM 1.29

-27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.64 IQD 3,466

$3.66 BAM 6.10

-27.87%

Wine (Bottle)

$12.45 IQD 16.3K

$8.31 BAM 13.88

49.82%

Local Beer (0.5 liter bottle)

$1.38 IQD 1,808

$0.71 BAM 1.18

94.37%

Imported Beer (0.33 liter bottle)

$2.00 IQD 2,623

$1.09 BAM 1.82

83.49%

One-way Ticket (Public Transport)

$0.59 IQD 780

$1.38 BAM 2.30

-57.25%

Public Transport Monthly Pass (Regular Price)

$34.66 IQD 45.5K

$36.66 BAM 61.2

-5.46%

Taxi Start (Normal Tariff)

$2.28 IQD 2,990

$1.44 BAM 2.41

58.33%

Taxi (Normal Tariff) (1km)

$2.29 IQD 3,010

$1.15 BAM 1.92

99.13%

Taxi 1hour Waiting (Normal Tariff)

$7.08 IQD 9,285

$9.10 BAM 15.20

-22.20%

Gasoline (1 liter)

$0.70 IQD 915

$1.54 BAM 2.58

-54.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K IQD 25.6M

$28.9K BAM 48.2K

-32.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K IQD 27.0M

$27.2K BAM 45.5K

-24.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 IQD 132.5K

$172 BAM 288

-41.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.55 IQD 23.0K

$18.98 BAM 31.70

-7.53%

Internet (50+ Mbps, Unlimited Data)

$29.42 IQD 38.6K

$23.44 BAM 39.14

25.51%

Gym Membership (Monthly)

$73.4 IQD 96.3K

$28.22 BAM 47.13

160.06%

Tennis Court (1 Hour on Weekend)

$11.74 IQD 15.4K

$9.97 BAM 16.65

17.75%

Cinema Ticket

$11.69 IQD 15.3K

$4.74 BAM 7.92

146.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 IQD 348.4K

$236 BAM 394

12.55%

International Primary School, 1 Child (Yearly)

$3,301 IQD 4.3M

$3,627 BAM 6,057

-8.98%

Jeans (Levis 501 Or Similar)

$33.12 IQD 43.5K

$74.8 BAM 125

-55.71%

Summer Dress (H&M, Zara, etc)

$49.75 IQD 65.3K

$35.98 BAM 60.1

38.27%

Sport Shoes (Adidas, Nike)

$83.1 IQD 109.0K

$88.2 BAM 147

-5.77%

Men's Leather Business Shoes

$76.8 IQD 100.8K

$122 BAM 204

-37.05%

1-bedroom Apartment, City Center (Monthly)

$439 IQD 576.3K

$450 BAM 751

-2.29%

1-bedroom Apartment, Outside City Center (Monthly)

$276 IQD 361.8K

$320 BAM 535

-13.85%

3-bedroom Apartment, City Center (Monthly)

$738 IQD 968.8K

$652 BAM 1,088

13.33%

3-bedroom Apartment, Outside City Center (Monthly)

$483 IQD 633.7K

$474 BAM 791

1.95%

Buy Apartment in City Center (m2)

$1,112 IQD 1.5M

$3,020 BAM 5,043

-63.17%

Buy Apartment Outside City Center (m2)

$664 IQD 870.7K

$1,999 BAM 3,338

-66.80%

Average Monthly Net Salary (After Tax)

$555 IQD 727.6K

$882 BAM 1,473

-37.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

5.02

185.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: March 3, 2026

Last update for Banja Luka: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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