Cost of Living Comparison Between Elmina and Tema Cost of Living Comparison Between Elmina and Tema

🙂 Solo nomad: Elmina is 22.4% cheaper than Tema without rent, and 15.4% cheaper with rent.

😐 Family of 3: Elmina is 8.7% more expensive than Tema without rent, and 6.6% cheaper with rent.

Meal at Budget Restaurant

$4.34 GHS 47.05

$7.33 GHS 79.6

-40.79%

Three-Course Dinner for Two, Mid-Range

$46.60 GHS 506

$27.95 GHS 303

66.73%

Fast Food Meal (McDonalds, etc)

$7.60 GHS 82.4

$7.86 GHS 85.3

-3.31%

Cappuccino

$3.49 GHS 37.85

$1.44 GHS 15.65

142.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 10.89

$0.99 GHS 10.75

1.01%

Water (0.33 liter bottle)

$0.38 GHS 4.07

$0.33 GHS 3.60

15.15%

Local Beer (0.5 liter draught)

$1.57 GHS 16.99

$1.80 GHS 19.50

-12.78%

Imported Beer (0.33 liter bottle)

$2.54 GHS 27.60

$2.68 GHS 29.13

-5.22%

Milk (1 liter)

$3.44 GHS 37.28

$3.03 GHS 32.85

13.53%

White Bread (500g)

$1.43 GHS 15.57

$1.61 GHS 17.43

-11.18%

Rice (white) (1kg)

$2.45 GHS 26.62

$1.49 GHS 16.12

64.43%

Eggs

$2.40 GHS 26.03

$2.19 GHS 23.80

9.59%

Local Cheese (1kg)

$11.19 GHS 121

$3.73 GHS 40.51

200.00%

Chicken Fillets (1kg)

$4.69 GHS 50.8

$2.66 GHS 28.83

76.32%

Beef Round Steak (1kg)

$5.95 GHS 64.5

$2.48 GHS 26.89

139.92%

Apples (1kg)

$2.88 GHS 31.25

$2.80 GHS 30.37

2.86%

Banana (1kg)

$1.40 GHS 15.20

$2.09 GHS 22.69

-33.01%

Oranges (1kg)

$1.72 GHS 18.62

$2.07 GHS 22.42

-16.91%

Tomato (1kg)

$3.19 GHS 34.57

$2.92 GHS 31.65

9.25%

Potato (1kg)

$2.99 GHS 32.48

$1.81 GHS 19.68

65.19%

Onion (1kg)

$2.33 GHS 25.24

$1.97 GHS 21.33

18.27%

Lettuce (1 head)

$0.80 GHS 8.73

$0.63 GHS 6.88

26.98%

Water (1.5 liter bottle)

$0.52 GHS 5.66

$0.80 GHS 8.70

-35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 17.06

Wine (Bottle)

$6.11 GHS 66.3

$8.51 GHS 92.3

-28.20%

Local Beer (0.5 liter bottle)

$1.15 GHS 12.50

$0.87 GHS 9.49

32.18%

Imported Beer (0.33 liter bottle)

$1.93 GHS 20.92

One-way Ticket (Public Transport)

$2.03 GHS 22.00

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

Taxi Start (Normal Tariff)

$1.62 GHS 17.61

$1.35 GHS 14.68

20.00%

Taxi (Normal Tariff) (1km)

$1.21 GHS 13.12

$0.77 GHS 8.37

57.14%

Taxi 1hour Waiting (Normal Tariff)

$5.61 GHS 60.9

Gasoline (1 liter)

$1.12 GHS 12.18

$1.18 GHS 12.78

-5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,890 GHS 85.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,713 GHS 105.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.9 GHS 596

$30.93 GHS 336

77.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 GHS 143

$12.38 GHS 134

6.22%

Internet (50+ Mbps, Unlimited Data)

$37.68 GHS 409

$64.7 GHS 702

-41.78%

Gym Membership (Monthly)

$19.37 GHS 210

Cinema Ticket

$9.93 GHS 108

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.0 GHS 792

$84.5 GHS 916

-13.58%

International Primary School, 1 Child (Yearly)

$8,076 GHS 87.6K

Jeans (Levis 501 Or Similar)

$14.41 GHS 156

$24.45 GHS 265

-41.06%

Summer Dress (H&M, Zara, etc)

$18.62 GHS 202

$24.41 GHS 265

-23.72%

Sport Shoes (Adidas, Nike)

$29.19 GHS 317

$45.52 GHS 494

-35.87%

Men's Leather Business Shoes

$41.92 GHS 455

$62.1 GHS 673

-32.45%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

Average Monthly Net Salary (After Tax)

$455 GHS 4,941

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: January 13, 2026

Last update for Tema: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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