Cost of Living Comparison Between Elmina and Tema Cost of Living Comparison Between Elmina and Tema

🙂 Solo nomad: Elmina is 11.9% cheaper than Tema without rent, and 15.2% cheaper with rent.

😐 Family of 3: Elmina is 2.1% more expensive than Tema without rent, and 5.5% cheaper with rent.

Meal at Budget Restaurant

$4.31 GHS 46.30

$7.28 GHS 78.2

-40.80%

Three-Course Dinner for Two, Mid-Range

$48.37 GHS 519

$28.15 GHS 302

71.83%

Fast Food Meal (McDonalds, etc)

$7.72 GHS 82.9

$8.11 GHS 87.1

-4.81%

Cappuccino

$3.42 GHS 36.72

$1.44 GHS 15.48

137.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 GHS 10.18

$1.00 GHS 10.70

-5.00%

Water (0.33 liter bottle)

$0.38 GHS 4.04

$0.33 GHS 3.55

15.15%

Local Beer (0.5 liter draught)

$1.58 GHS 17.02

$1.77 GHS 19.04

-10.73%

Imported Beer (0.33 liter bottle)

$2.46 GHS 26.37

$2.73 GHS 29.33

-9.89%

Milk (1 liter)

$3.34 GHS 35.85

$2.93 GHS 31.44

13.99%

White Bread (500g)

$1.50 GHS 16.08

$1.62 GHS 17.38

-7.41%

Rice (white) (1kg)

$2.46 GHS 26.44

$1.54 GHS 16.56

59.74%

Eggs

$2.28 GHS 24.49

$2.25 GHS 24.18

1.33%

Local Cheese (1kg)

$11.23 GHS 121

$3.75 GHS 40.29

199.47%

Chicken Fillets (1kg)

$4.61 GHS 49.52

$2.61 GHS 28.06

76.63%

Beef Round Steak (1kg)

$5.81 GHS 62.5

$2.51 GHS 26.98

131.47%

Apples (1kg)

$3.03 GHS 32.58

$2.71 GHS 29.06

11.81%

Banana (1kg)

$1.40 GHS 15.05

$2.09 GHS 22.44

-33.01%

Oranges (1kg)

$1.70 GHS 18.25

$2.09 GHS 22.46

-18.66%

Tomato (1kg)

$3.07 GHS 32.93

$2.95 GHS 31.73

4.07%

Potato (1kg)

$3.09 GHS 33.22

$1.86 GHS 20.01

66.13%

Onion (1kg)

$2.33 GHS 25.00

$1.90 GHS 20.46

22.63%

Lettuce (1 head)

$0.81 GHS 8.68

$0.60 GHS 6.46

35.00%

Water (1.5 liter bottle)

$0.48 GHS 5.10

$0.82 GHS 8.83

-41.46%

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 GHS 16.80

Wine (Bottle)

$6.41 GHS 68.8

$8.31 GHS 89.3

-22.86%

Local Beer (0.5 liter bottle)

$1.15 GHS 12.37

$0.84 GHS 9.01

36.90%

Imported Beer (0.33 liter bottle)

$1.88 GHS 20.19

One-way Ticket (Public Transport)

$2.09 GHS 22.43

Public Transport Monthly Pass (Regular Price)

$39.44 GHS 424

Taxi Start (Normal Tariff)

$1.59 GHS 17.08

$1.41 GHS 15.15

12.77%

Taxi (Normal Tariff) (1km)

$1.17 GHS 12.57

$0.72 GHS 7.78

62.50%

Taxi 1hour Waiting (Normal Tariff)

$5.59 GHS 60.0

Gasoline (1 liter)

$1.12 GHS 12.06

$1.22 GHS 13.12

-8.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,018 GHS 86.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,782 GHS 105.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 GHS 595

$30.29 GHS 325

83.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 GHS 141

$12.19 GHS 131

7.79%

Internet (50+ Mbps, Unlimited Data)

$37.96 GHS 408

$64.0 GHS 687

-40.69%

Gym Membership (Monthly)

$19.50 GHS 209

Cinema Ticket

$9.59 GHS 103

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.4 GHS 777

$83.0 GHS 892

-12.81%

International Primary School, 1 Child (Yearly)

$7,986 GHS 85.8K

Jeans (Levis 501 Or Similar)

$14.62 GHS 157

$24.51 GHS 263

-40.35%

Summer Dress (H&M, Zara, etc)

$19.15 GHS 206

$24.26 GHS 261

-21.06%

Sport Shoes (Adidas, Nike)

$29.60 GHS 318

$45.82 GHS 492

-35.40%

Men's Leather Business Shoes

$40.88 GHS 439

$61.3 GHS 659

-33.36%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,278

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 716

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,485

Buy Apartment in City Center (m2)

$9,953 GHS 106.9K

Buy Apartment Outside City Center (m2)

$6,055 GHS 65.0K

Average Monthly Net Salary (After Tax)

$464 GHS 4,981

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: March 2, 2026

Last update for Tema: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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