Cost of Living Comparison Between Elmina and Tema Cost of Living Comparison Between Elmina and Tema

🙂 Solo nomad: Elmina is 17.4% cheaper than Tema without rent, and 13.7% cheaper with rent.

😐 Family of 3: Elmina is 32.7% more expensive than Tema without rent, and 6.8% cheaper with rent.

Meal at Budget Restaurant

$4.42 GHS 45.13

$7.59 GHS 77.6

-41.77%

Three-Course Dinner for Two, Mid-Range

$48.18 GHS 492

$28.14 GHS 288

71.22%

Fast Food Meal (McDonalds, etc)

$7.55 GHS 77.1

$8.14 GHS 83.2

-7.25%

Cappuccino

$3.62 GHS 37

$1.45 GHS 14.77

149.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 GHS 9.34

$1.04 GHS 10.58

-12.50%

Water (0.33 liter bottle)

$0.38 GHS 3.86

$0.31 GHS 3.16

22.58%

Local Beer (0.5 liter draught)

$1.51 GHS 15.38

$1.78 GHS 18.17

-15.17%

Imported Beer (0.33 liter bottle)

$2.55 GHS 26.06

$2.63 GHS 26.93

-3.04%

Milk (1 liter)

$3.47 GHS 35.49

$3.06 GHS 31.32

13.40%

White Bread (500g)

$1.45 GHS 14.81

$1.61 GHS 16.5

-9.94%

Rice (white) (1kg)

$2.33 GHS 23.82

$1.48 GHS 15.14

57.43%

Eggs

$2.38 GHS 24.35

$2.15 GHS 21.93

10.70%

Local Cheese (1kg)

$11.27 GHS 115

$3.78 GHS 38.65

198.15%

Chicken Fillets (1kg)

$4.72 GHS 48.2

$2.61 GHS 26.64

80.84%

Beef Round Steak (1kg)

$5.88 GHS 60.1

$2.51 GHS 25.64

134.26%

Apples (1kg)

$2.88 GHS 29.4

$2.81 GHS 28.75

2.49%

Banana (1kg)

$1.38 GHS 14.13

$2.03 GHS 20.71

-32.02%

Oranges (1kg)

$1.65 GHS 16.81

$2.11 GHS 21.52

-21.80%

Tomato (1kg)

$3.14 GHS 32.13

$2.85 GHS 29.1

10.18%

Potato (1kg)

$2.98 GHS 30.46

$1.84 GHS 18.8

61.96%

Onion (1kg)

$2.45 GHS 25.05

$1.99 GHS 20.37

23.12%

Lettuce (1 head)

$0.81 GHS 8.29

$0.6 GHS 6.09

35.00%

Water (1.5 liter bottle)

$0.48 GHS 4.92

$0.82 GHS 8.41

-41.46%

Cigarettes 20 Pack (Marlboro, Camel)

$1.6 GHS 16.35

Wine (Bottle)

$5.96 GHS 60.9

$8.47 GHS 86.5

-29.63%

Local Beer (0.5 liter bottle)

$1.16 GHS 11.83

$0.9 GHS 9.22

28.89%

Imported Beer (0.33 liter bottle)

$1.93 GHS 19.7

One-way Ticket (Public Transport)

$2.03 GHS 20.77

Public Transport Monthly Pass (Regular Price)

$40 GHS 409

Taxi Start (Normal Tariff)

$1.53 GHS 15.68

$1.35 GHS 13.81

13.33%

Taxi (Normal Tariff) (1km)

$1.18 GHS 12.02

$0.77 GHS 7.89

53.25%

Taxi 1hour Waiting (Normal Tariff)

$5.64 GHS 57.6

Gasoline (1 liter)

$1.13 GHS 11.51

$1.24 GHS 12.63

-8.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,064 GHS 82.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,487 GHS 97K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55 GHS 562

$30.3 GHS 310

81.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.95 GHS 132

$12.36 GHS 126

4.77%

Internet (50+ Mbps, Unlimited Data)

$37.2 GHS 380

$65.1 GHS 665

-42.82%

Gym Membership (Monthly)

$19.3 GHS 197

Cinema Ticket

$9.38 GHS 95.9

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.4 GHS 730

$84.5 GHS 863

-15.45%

International Primary School, 1 Child (Yearly)

$8,075 GHS 82.5K

Jeans (Levis 501 Or Similar)

$14.57 GHS 149

$24.96 GHS 255

-41.63%

Summer Dress (H&M, Zara, etc)

$18.86 GHS 193

$25.06 GHS 256

-24.74%

Sport Shoes (Adidas, Nike)

$29.5 GHS 302

$45.51 GHS 465

-35.18%

Men's Leather Business Shoes

$40.87 GHS 418

$61.3 GHS 626

-33.33%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,217

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 676

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,403

Buy Apartment in City Center (m2)

$9,903 GHS 101.2K

Buy Apartment Outside City Center (m2)

$5,881 GHS 60.1K

Average Monthly Net Salary (After Tax)

$464 GHS 4,739

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elmina: October 29, 2025

Last update for Tema: October 29, 2025

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