Last update: Oct 2026

Cost of Living Comparison Between Elkhart, IN and Ljubljana

For one person, living is cheaper in Elkhart, IN: $1,882 a month against $2,104 in Ljubljana, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

90

Cost of Living Index in Elkhart, IN
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Elkhart, IN Living Index
102

Cost of Living Index in Ljubljana
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Ljubljana Living Index

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Elkhart, IN

🇺🇸 United States

$1,882

/mo nomad

Ljubljana

🇸🇮 Slovenia

$2,104

/mo nomad

Monthly Cost of Living

How much you'll spend in Elkhart, IN and in Ljubljana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elkhart, IN and in Ljubljana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,882 in Elkhart, IN versus $2,104 in Ljubljana.

Elkhart, IN $1,882
Ljubljana $2,104

Estimated couple costs with rent: $2,706 in Elkhart, IN versus $3,149 in Ljubljana.

Elkhart, IN $2,706
Ljubljana $3,149

Monthly costs for a family of three with rent: $3,530 in Elkhart, IN versus $4,194 in Ljubljana.

Elkhart, IN $3,530
Ljubljana $4,194

Living in Elkhart, IN costs roughly 11% less than in Ljubljana, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Elkhart, IN 38% above, Ljubljana 55% above.

Meal at Budget Restaurant

$9.89 $9.89

$15.86 €14.25

-37.64%

Three-Course Dinner for Two, Mid-Range

$39.59 $39.59

$66.3 €59.6

-40.31%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$11.33 €10.18

-12.44%

Cappuccino

$1.79 $1.79

$2.85 €2.56

-37.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$3.07 €2.76

-11.40%

Water (0.33 liter bottle)

$1.56 $1.56

$1.89 €1.70

-17.46%

Local Beer (0.5 liter draught)

$3.77 $3.77

$3.83 €3.44

-1.57%

Imported Beer (0.33 liter bottle)

$5.54 $5.54

$4.37 €3.93

26.77%

Milk (1 liter)

$0.79 $0.79

$1.32 €1.19

-40.15%

White Bread (500g)

$1.23 $1.23

$2.20 €1.98

-44.09%

Rice (white) (1kg)

$1.97 $1.97

$3.09 €2.77

-36.25%

Eggs

$2.78 $2.78

$3.92 €3.52

-29.08%

Local Cheese (1kg)

$4.75 $4.75

$14.57 €13.09

-67.40%

Chicken Fillets (1kg)

$16.61 $16.61

$9.67 €8.69

71.77%

Beef Round Steak (1kg)

$15.70 $15.70

$14.54 €13.06

7.98%

Apples (1kg)

$3.48 $3.48

$2.25 €2.02

54.67%

Banana (1kg)

$1.46 $1.46

$1.73 €1.56

-15.61%

Oranges (1kg)

$1.54 $1.54

$2.31 €2.08

-33.33%

Tomato (1kg)

$1.33 $1.33

$3.45 €3.10

-61.45%

Potato (1kg)

$0.45 $0.45

$1.49 €1.34

-69.80%

Onion (1kg)

$2.14 $2.14

$1.56 €1.40

37.18%

Lettuce (1 head)

$1.48 $1.48

$1.72 €1.54

-13.95%

Water (1.5 liter bottle)

$2.92 $2.92

$0.85 €0.76

243.53%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$6.11 €5.49

43.04%

Wine (Bottle)

$11.82 $11.82

$7.66 €6.88

54.31%

Local Beer (0.5 liter bottle)

$2.31 $2.31

$1.39 €1.25

66.19%

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$2.18 €1.96

133.03%

One-way Ticket (Public Transport)

$1.69 €1.52

Public Transport Monthly Pass (Regular Price)

$25.11 $25.11

$41.77 €37.52

-39.89%

Taxi Start (Normal Tariff)

$9.97 $9.97

$2.22 €1.99

349.10%

Taxi (Normal Tariff) (1km)

$3.09 $3.09

$1.25 €1.12

147.20%

Taxi 1hour Waiting (Normal Tariff)

$10.09 $10.09

$18.81 €16.89

-46.36%

Gasoline (1 liter)

$0.81 $0.81

$1.80 €1.62

-55.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$29.4K €26.4K

5.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$24.7K €22.1K

3.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 $234

$289 €259

-18.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.3 $63.3

$15.95 €14.33

296.87%

Internet (50+ Mbps, Unlimited Data)

$51.8 $51.8

$38.66 €34.73

34.01%

Gym Membership (Monthly)

$14.77 $14.77

$51.3 €46.08

-71.20%

Tennis Court (1 Hour on Weekend)

$4.92 $4.92

$24.20 €21.74

-79.67%

Cinema Ticket

$11.00 $11.00

$10.25 €9.21

7.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$650 $650

$643 €578

1.07%

International Primary School, 1 Child (Yearly)

$13.7K €12.3K

Jeans (Levis 501 Or Similar)

$34.94 $34.94

$113 €101

-68.97%

Summer Dress (H&M, Zara, etc)

$15.18 $15.18

$43.11 €38.72

-64.79%

Sport Shoes (Adidas, Nike)

$67.9 $67.9

$110 €98.6

-38.12%

Men's Leather Business Shoes

$80.7 $80.7

$143 €128

-43.57%

1-bedroom Apartment, City Center (Monthly)

$1,007 $1,007

$1,149 €1,032

-12.34%

1-bedroom Apartment, Outside City Center (Monthly)

$864 $864

$907 €815

-4.68%

3-bedroom Apartment, City Center (Monthly)

$1,473 $1,473

$2,366 €2,126

-37.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,478 $1,478

$1,623 €1,458

-8.88%

Buy Apartment in City Center (m2)

$1,638 $1,638

$6,815 €6,122

-75.97%

Buy Apartment Outside City Center (m2)

$1,640 $1,640

$5,052 €4,538

-67.54%

Average Monthly Net Salary (After Tax)

$3,375 $3,375

$1,940 €1,742

74.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

3.52

81.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elkhart, IN: October 27, 2026

Last update for Ljubljana: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elkhart, IN

$864 45.9%

Ljubljana

$907 43.1% 4.9% $42

Monthly Utilities & Internet

Elkhart, IN

$349 18.6%

Ljubljana

$343 16.3% 1.7% $5.8

Groceries & Markets

Elkhart, IN

$314 16.7%

Ljubljana

$298 14.2% 5.1% $16

Eating Out

Elkhart, IN

$177 9.4%

Ljubljana

$243 11.5% 36.9% $65

Clothing & Footwear

Elkhart, IN

$89 4.8%

Ljubljana

$184 8.7% 106% $94

Getting Around

Elkhart, IN

$51 * 2.7%

Ljubljana

$57 2.7% 12.8% $6.5

Sport & Entertainment

Elkhart, IN

$37 2%

Ljubljana

$72 3.4% 95.2% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,007 in Elkhart, IN and $1,149 in Ljubljana. Housing cost is often the main lever when comparing two cities.

Elkhart, IN pays 74% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40 in Elkhart, IN vs $66 in Ljubljana. Groceries flip the comparison at $314 vs $298, with Ljubljana cheaper for home cooking.

Good to know

🇺🇸 Elkhart, IN

🇸🇮 Ljubljana

🕒 Local time

08:53 8:53 AM

13:53 1:53 PM

5 h ahead of Elkhart, IN

🌤 Weather

👥 Population

52,748

285,604 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.899 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

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Between locations

Elkhart, IN Ljubljana 7,490 km ≈ 10 h nonstop flight

From you

Elkhart, IN
Ljubljana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elkhart, IN vs Ljubljana: Cost of Living - Frequently Asked Questions

Elkhart, IN and Ljubljana differ by about 12% in total monthly costs ($1,882 vs $2,104 including rent). Elkhart, IN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 74% higher in Elkhart, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,007 in Elkhart, IN versus $1,149 in Ljubljana. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $650 in Elkhart, IN versus $643 in Ljubljana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ljubljana pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $3,000 a month, though Elkhart, IN gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.